JL-Technics
ActiveJL-Technics has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €213k and a net result of €71k. Equity is growing by ~63.5% per year across the filed fiscal years. Its solvency ranks better than 85% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 8.1 against 6.02 in 2024; short-term debt: 11.7% and cash: 42.7% of total assets), and 11.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.3%
Return on assets
29.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
28 d early
2024
20 d early
2023
on the day
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€213k▲ 50.2%
2024 · €142k
2022: €48k
2023: €87k
2024: €142k
2022 → 2025
Total assets
€242k▲ 43.0%
2024 · €169k
2022: €80k
2023: €127k
2024: €169k
2022 → 2025
Net result
€71k▲ 29.9%
2024 · €55k
2022: €50k
2023: €39k
2024: €55k
2022 → 2025
Working capital
€200k▲ 48.4%
2024 · €135k
2022: €42k
2023: €77k
2024: €135k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€48k-€87k▲ 80.5%€142k▲ 62.9%€213k▲ 50.2%
Operating result€67k-€54k▼ 19.5%€77k▲ 42.1%€95k▲ 23.7%
Net result€50k-€39k▼ 22.7%€55k▲ 41.2%€71k▲ 29.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €242k
Fixed assets
€13k▲ 84.1%
Current assets
€229k▲ 41.2%
Equity and liabilities €242k
Equity
€213k▲ 50.2%
Debt
€28k▲ 5.0%
The debt ratio falls from 15.9% to 11.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€97k▲
2024 · €81k
Cash flow
€73k▲
2024 · €59k
Solvency
88.3%▲
2024 · 84.1%
Current ratio
8.10▲
2024 · 6.02
Quick ratio
8.10▲
2024 · 6.02
Debt / equity
0.13▼
2024 · 0.19
ROE
33.4%▼
2024 · 38.6%
ROA
29.5%▼
2024 · 32.5%
Interest coverage
710.87▲
2024 · 253.17
Debt
€28k▲
2024 · €27k
Debt ≤ 1 year
€28k▲
2024 · €27k
Income taxes
€28k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€169k€242k▲
Fixed assets21/28€7k€13k▲
Intangible fixed assets21€527€227▼
Tangible fixed assets22/27€7k€13k▲
Plant, machinery and equipment23€6k€9k▲
Furniture and vehicles24€899€4k▲
Current assets29/58€162k€229k▲
Amounts receivable after more than one year29-€100k
Other amounts receivable291-€100k
Amounts receivable within one year40/41€17k€20k▲
Trade receivables40€16k€18k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€144k€103k▼
Deferred charges and accrued income490/1€279€5k▲
Equity and liabilities
Total equity and liabilities10/49€169k€242k▲
Equity10/15€142k€213k▲
Contributions10/11€5k€5k=
Reserves13€137k€208k▲
Distributable reserves133€137k€208k▲
Amounts payable17/49€27k€28k▲
Amounts payable within one year42/48€27k€28k▲
Trade debts44€17k€8k▼
Suppliers440/4€17k€8k▼
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€6k▲
Remuneration and social security454/9-€240
Other amounts payable47/48€7k€14k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€365€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€2k€657▼
Gross operating margin9900€83k€98k▲
Operating profit (loss)9901€77k€95k▲
Financial income75/76B€6€4k▲
Recurring financial income75€6€4k▲
Financial charges65/66B€320€137▼
Recurring financial charges65€320€137▼
Profit (loss) for the period before taxes9903€76k€99k▲
Income taxes67/77€22k€28k▲
Profit (loss) for the period9904€55k€71k▲
Profit (loss) for the period to be appropriated9905€55k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€71k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€55k€71k▲
To other reserves6921€55k€71k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €71k ▲29.9%
Operating result €95k, net result €71k, both a record.
31-12
Financial
Equity above €200kEq €213k ▲50.2%
4 profitable years in a row build equity to €213k.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 6.02
Current ratio from 2.94 to 6.02; short-term debt falls from €39k to €27k.
31-12
Financial
Equity above €100kEq €142k ▲62.9%
3 profitable years in a row build equity to €142k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €39k ▼22.7%
Net result drops to €39k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vreyshorring 2673920 LommelGround area
136 m²
Building footprint
259 m²
Volume, LiDAR
1,381 m³
Parcel 72020C0924/00E002, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JL-Technics
since 20212.322.893.642
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C0924/00E002 | Flanders | 136 m² | 1 · 259 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,213 EUR awarded · 1,213 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,213 EUR | 1,213 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,516 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.