JL Création & Design

Active

Private limited company (pre-2019)founded 2018active for 7 yearsReculémont 1, 4960 Malmedy, BelgiumKBO/BCE: BE 0715.714.696

Summary

The computed 12-month bankruptcy probability of JL Création & Design is 2.9% (moderate). The 2025 annual accounts show equity of €201,996 and a net result of €17,679. Equity is growing by about 21% per year across the filed financial years. Its solvency ranks better than 46% of 2,321 sector peers (NACE 25, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

JL Création & DesignActiveChecked score 51/100

Risk analysis Report Compare

Activity

Manufacture of metal structures and parts of structures

NACE 25110Machining of metals NACE 25530

1 site

Size

≈ €500,000turnover 2025, estimated

Staff: 2.7 FTE
Equity: €201,996
Profit: €17,679

Turnover estimated from the gross margin

Financial health

51 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.9%

Structure

LUXEN JérémyDirector

2025 accounts filed 35 days late1 of 2 deeds summarised

Why 51raises riskLiquidity: current ratio 0.99, cash €159Last filed accounts filed 35 days late; 3 of the last 3 lateSector: Manufacture of fabricated metal products, except machinery and equipment (NACE 25)Founded in 2018Show the evidence

Checked score

Score 2025

51 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 41% of its sector peers (NACE 25, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 66+9

equity 40.5% of total assets

Liquidity 27+4

short-term debt 47.3% · cash 0.0%

Profitability 73+2

return on assets 3.5%

Bankruptcy probability, 12 months

2.9% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,705 companies, NACE 25, micro)

Last 24 months 11-2024: 2.4% 12-2024: 2.4%● unchanged vs 11-2024 01-2025: 2.4%● unchanged vs 12-2024 02-2025: 2.4%● unchanged vs 01-2025 03-2025: 2.1%▼ -0.3 percentage points vs 02-2025 04-2025: 2.2%▲ +0.1 percentage points vs 03-2025 05-2025: 2.1%▼ -0.1 percentage points vs 04-2025 06-2025: 2.1%● unchanged vs 05-2025 07-2025: 2.0%▼ -0.1 percentage points vs 06-2025lowest value 08-2025: 2.6%▲ +0.6 percentage points vs 07-2025 09-2025: 2.7%▲ +0.1 percentage points vs 08-2025 10-2025: 3.9%▲ +1.2 percentage points vs 09-2025 11-2025: 4.0%▲ +0.1 percentage points vs 10-2025 12-2025: 4.7%▲ +0.7 percentage points vs 11-2025 01-2026: 7.0%▲ +2.3 percentage points vs 12-2025 02-2026: 7.0%● unchanged vs 01-2026 03-2026: 7.6%▲ +0.6 percentage points vs 02-2026 04-2026: 7.6%● unchanged vs 03-2026 05-2026: 7.5%▼ -0.1 percentage points vs 04-2026 06-2026: 7.2%▼ -0.3 percentage points vs 05-2026 07-2026: 6.7%▼ -0.5 percentage points vs 06-2026 08-2026: 7.4%▲ +0.7 percentage points vs 07-2026 09-2026: 7.6%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 2.9%▼ -4.7 percentage points vs 09-2026

Credit of up to €10,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.99, compared with 0.92 in 2024, below 1; short-term debt: 47.3% and cash: 0% of total assets), and 59.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 25, micro): better than 44% on solvency, 15% on liquidity, 46% on profitability and 58% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

raises risk

Liquidity: current ratio 0.99, cash €159

NBB · annual accounts

Last filed accounts filed 35 days late; 3 of the last 3 late

NBB · filings

Sector: Manufacture of fabricated metal products, except machinery and equipment (NACE 25)

KBO

Founded in 2018

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

2025 accounts filed 35 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 7 filings

Deviation from the deadline

2025

35 days late

2024

203 days late

2023

58 days late

2022

31 days late

2021

31 days late

2020

83 days late

2019

87 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 75 days after the deadline; the sector median (NACE 25) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 September (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

04-09-2026 Annual accounts filedfinancial year 2025 · micro…
19-02-2026 Annual accounts filedfinancial year 2024 · micro…
31-12-2025 Equity above €200,000equity €201,996 ▲9.6%

Key points

Positive: 7 profitable years in a rowprofit 2025: €17,679 7 years View
Among the largest 13% on gross marginsector median €48,912 · 2,319 companies €197,592 View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €498,528
Profit: €17,679
Solvency: 40.5%

Total assets▼ 13.9%

Net result

20192025

Go to Financials

Board & ownership

Board: 1 member

LUXEN JérémyDirector

Go to Board & ownership

Timeline

Events: 12
Since: 2020
Next accounts: by 31-07-2027

27-09-2024Annual accounts filed
31-12-2023Equity above €150,000
13-11-2023Resignation: LUXEN Jérémy (manager)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Manufacture of metal structures and parts of structuresNACE 25110
Founded: 12-12-2018
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 15

Annual meeting: Fourth Friday of June at 20:00
Purpose: “Fabrication de structures métalliques et de parties de structure (25110); Fabrication de…” (deed in French)

Go to Articles of association

Key facts about JL Création & Design

What is the company number of JL Création & Design?: 0715.714.696. In Belgium the VAT number is the company number with BE in front: BE 0715.714.696.
Where is JL Création & Design based?: The registered office is at Reculémont 1, 4960 Malmedy.Company details
What does JL Création & Design do?: According to the KBO register, the main activity is manufacture of metal structures and parts of structures (NACE 25110).
What is the legal form of JL Création & Design?: Private limited company (pre-2019) (BVBA).
When was JL Création & Design founded?: On 12-12-2018.
Is JL Création & Design still active?: Yes, JL Création & Design is an active enterprise in the KBO register.
How many employees does JL Création & Design have?: On average 2.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of JL Création & Design?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is JL Création & Design profitable?: In financial year 2025, JL Création & Design made a profit of €17,679.
Where can I find the annual accounts of JL Création & Design?: JL Création & Design filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JL Création & Design due?: By 31-07-2027, for financial year 2026.Timeline