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JKCL

Active
Private limited companyfounded 2021active for 5 yearsKertsbornstraat 9, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0761.927.080
Summary

JKCL has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,960 and a net result of €6,706. Equity has been growing by about 4% per year since 2022. Its solvency ranks better than 54% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 22-01-2021 Normal situation
Activity
Joinery installation NACE 43320
Establishment unit
2.312.373.793 3700 Tongeren-Borgloon, since 22-01-2021
Financial year end
31 December
Peppol
Reachable since 27-11-2025

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€29,976
▲ 59.9%
Turnover
≈ €180,000
estimated
Profit
€6,706
Equity
€58,960
▲ 12.8%
Total assets
€118,213
▼ 10.5%
  • 2025 accounts filed 18 days after the deadline
Score breakdownraises riskFounded in 2021Size: total assets €118,213lowers riskLiquidity: current ratio 1.86, cash €27,938Equity €58,960 (49.9% of total assets)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 58% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 75+10
equity 49.9% of total assets
Liquidity 70+16
short-term debt 24.8% · cash 23.6%
Profitability 76+11
return on assets 5.7%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 1.6% 01-2025: 1.5%▼ -0.1 percentage points vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.6%▲ +0.1 percentage points vs 03-2025 05-2025: 1.7%▲ +0.1 percentage points vs 04-2025 06-2025: 1.8%▲ +0.1 percentage points vs 05-2025 07-2025: 2.0%▲ +0.2 percentage points vs 06-2025 08-2025: 2.6%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 1.7%▼ -0.9 percentage points vs 08-2025 10-2025: 1.7%● unchanged vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.6%▼ -0.1 percentage points vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.7%▲ +0.1 percentage points vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.8%▲ +0.1 percentage points vs 05-2026 07-2026: 1.8%● unchanged vs 06-2026 08-2026: 2.4%▲ +0.6 percentage points vs 07-2026 09-2026: 0.4%▼ -2.0 percentage points vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value 11-2026: 0.4%● unchanged vs 10-2026lowest value
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.86 (1.95 in 2024), above the usual 1.5. Short-term debt is 24.8% and cash 23.6% of total assets. However, 50.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 54% of them on solvency, 69% on liquidity, 51% on profitability and 59% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.86, cash €27,938
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €118,213
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €58,960 (49.9% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
18 days late
2024
29 days late
2023
14 days early
2022
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 15 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Incorporation
All 7 events

Comparable companies

These companies have the same main activity as JKCL: joinery installation (NACE 43320). They are comparable in size and age: total assets between €113,000 and €126,000, founded between 2019 and 2021.

CompanyTotal assetsGross margin
JKCL Tongeren-Borgloon€118,213€29,976
EALAS Sint-Truiden€112,932€32,927
DG Schrijnwerken Beringen€123,813€27,207
TIELEMANS PATRICK Peer€122,518€30,343
WOOD 3D Lanaken€116,720€32,533
Philtjens BV Lommel€116,358€30,759
Altoda Maasmechelen€125,815€23,972
Full comparison

Key facts about JKCL

What is the company number of JKCL?
The company number of JKCL is 0761.927.080. The VAT number is the same number with BE in front: BE 0761.927.080.
Where is JKCL based?
The registered office is at Kertsbornstraat 9, 3700 Tongeren-Borgloon.Company details
What does JKCL do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of JKCL?
The legal form of JKCL is Private limited company (BV).
When was JKCL founded?
JKCL was founded on 22-01-2021.
Is JKCL still active?
Yes, JKCL is an active enterprise in the KBO register.
What is the turnover of JKCL?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €29,976 and 32 comparable companies (NACE 43320). It probably lies between €130,000 and €310,000.Financials
Is JKCL profitable?
In financial year 2025, JKCL made a profit of €6,706.
Where can I find the annual accounts of JKCL?
JKCL filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JKCL due?
JKCL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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