JK MOTOR
ActiveThe computed 12-month bankruptcy probability of JK MOTOR is 1.8% (moderate). The 2025 annual accounts show equity of €80k and a net result of €23k. Equity is growing by ~29.6% per year across the filed fiscal years. Its solvency ranks better than 55% of 18207 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-10
Solvency66▼-8
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 1.94 in 2024; short-term debt: 57.8% and cash: 3.7% of total assets), but 59.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.7%
Return on assets
11.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
31 d early
2024
23 d early
2023
14 d late
2022
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k=
2024 · €80k
2022: €27k
2023: €48k
2024: €80k
2022 → 2025
Total assets
€198k▲ 20.4%
2024 · €164k
2022: €96k
2023: €105k
2024: €164k
2022 → 2025
Net result
€23k▼ 28.0%
2024 · €32k
2022: €22k
2023: €20k
2024: €32k
2022 → 2025
Working capital
€67k▼ 8.2%
2024 · €73k
2022: €26k
2023: €46k
2024: €73k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€27k-€48k▲ 74.1%€80k▲ 68.8%€80k=
Operating result€31k-€30k▼ 3.1%€48k▲ 56.9%€32k▼ 32.1%
Net result€22k-€20k▼ 9.4%€32k▲ 58.0%€23k▼ 28.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €198k
Fixed assets
€16k▲ 30.8%
Current assets
€182k▲ 19.5%
Equity and liabilities €198k
Equity
€80k=
Debt
€117k▲ 40.0%
The debt ratio rises from 51.0% to 59.3%. Debt is higher.
Key figures and ratios
EBITDA
€38k▼
2024 · €52k
Cash flow
€29k▼
2024 · €36k
Solvency
40.7%▼
2024 · 49.0%
Current ratio
1.59▼
2024 · 1.94
Quick ratio
0.17▼
2024 · 0.72
Debt / equity
1.45▲
2024 · 1.04
ROE
28.7%▼
2024 · 39.8%
ROA
11.7%▼
2024 · 19.5%
Interest coverage
61.47▼
2024 · 63.96
Debt
€117k▲
2024 · €84k
Debt ≤ 1 year
€114k▲
2024 · €79k
Debt > 1 year
€3k▼
2024 · €5k
Income taxes
€9k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€164k€198k▲
Fixed assets21/28€12k€16k▲
Tangible fixed assets22/27€12k€13k▲
Furniture and vehicles24€12k€13k▲
Financial fixed assets28-€3k
Current assets29/58€152k€182k▲
Stocks and contracts in progress3€95k€163k▲
Stocks30/36€95k€163k▲
Amounts receivable within one year40/41€0€10k▲
Trade receivables40€0€10k▲
Other amounts receivable41€0€0=
Cash at bank and in hand54/58€55k€7k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€164k€198k▲
Equity10/15€80k€80k=
Contributions10/11€5k€5k=
Reserves13€70k€70k=
Distributable reserves133€70k€70k=
Profit (loss) carried forward14€5k€5k=
Amounts payable17/49€84k€117k▲
Amounts payable after more than one year17€5k€3k▼
Financial debts170/4€5k€3k▼
Amounts payable within one year42/48€79k€114k▲
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Advances received on contracts in progress46€12k-
Taxes, remuneration and social security45€4k€15k▲
Taxes450/3€4k€15k▲
Other amounts payable47/48€59k€94k▲
Accrued charges and deferred income492/3€30-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€6k€3k▼
Gross operating margin9900€58k€41k▼
Operating profit (loss)9901€48k€32k▼
Financial income75/76B€284€151▼
Recurring financial income75€284€151▼
Financial charges65/66B€811€620▼
Recurring financial charges65€811€620▼
Profit (loss) for the period before taxes9903€47k€32k▼
Income taxes67/77€15k€9k▼
Profit (loss) for the period9904€32k€23k▼
Profit (loss) for the period to be appropriated9905€32k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€29k▼
Profit (loss) brought forward from the previous period14P€3k€5k▲
Transfer to equity691/2€30k-
To other reserves6921€30k-
Profit to be distributed694/7-€23k
Directors or managers695-€23k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €32k ▲58%
Operating result €48k, net result €32k, both a record.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Weakest financial yearnet €20k ▼9.4%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merbes-le-Château · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Etienne Hazard(F-V) 26567 Merbes-le-ChâteauGround area
1,262 m²
Building footprint
95 m²
Volume, LiDAR
419 m³
Parcel 56025A0290/00M000, Wallonia · tallest building 5.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JK MOTOR
since 20212.316.876.474
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56025A0290/00M000 | Wallonia | 1,261 m² | 1 · 95 m² | 5.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GARAGE TYAS DANNEELS
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VERHOYE SERVICE
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Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 3,549 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2021
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:kolly-jerome@live.fr
Phone:+32496937785