JK-MONTEC

Active

Private limited companyfounded 2011active for 15 yearsPapestraat 27, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0835.540.776

Summary

JK-MONTEC has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €194,507 and a net result of €12,447. Equity is growing by about 20% per year across the filed financial years. Its solvency ranks better than 57% of 34,855 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisFollow Report Compare

JK-MONTECActiveChecked score 81/100

Risk analysis Report Compare

Activity

Joinery installation

NACE 43320

1 site

Size

≈ €190,000turnover 2025, estimated

Equity: €194,507
Profit: €12,447

Turnover estimated from the gross margin

Financial health

81 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.5%

Structure

2025 accounts 29 days early3 deeds in the Belgian Official Gazette

Why 81raises risk2 of the last 3 lateSector: Specialised construction activities (NACE 43)Size: total assets €367,971lowers riskFounded in 2011Show the evidence

Checked score

Score 2025

81 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 46% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 78+3

equity 52.9% of total assets

Liquidity 55+6

short-term debt 22.3% · cash 10.4%

Profitability 49-17

return on assets 3.4%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)

Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.6%▼ -0.1 percentage points vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%▲ +0.3 percentage points vs 07-2025 09-2025: 1.1%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.0%▼ -0.1 percentage points vs 02-2026 04-2026: 1.1%▲ +0.1 percentage points vs 03-2026 05-2026: 1.0%▼ -0.1 percentage points vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 0.5%▼ -0.5 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026lowest value

Credit of up to €15,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.37, compared with 3.56 in 2024, above the usual 1.5; short-term debt: 22.3% and cash: 10.4% of total assets), and 47.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 58% on solvency, 52% on liquidity, 23% on profitability and 50% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

2 of the last 3 late

NBB · filings

Founded in 2011

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Sector: Specialised construction activities (NACE 43)

KBO

Size: total assets €367,971

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

29 days early

2024

48 days late

2023

61 days late

2022

30 days late

2021

45 days late

2020

61 days late

2019

1 day early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 September (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

02-07-2026 Annual accounts filedfinancial year 2025 · micro…
17-09-2025 Annual accounts filedfinancial year 2024 · micro…
30-09-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Positive: Among the best 17% on equitysector median €57,776 · 34,867 companies €194,507 View
Positive: 8 profitable years in a rowprofit 2025: €12,447 8 years View
Total assets 20256 financial years filed €367,971 View

By topic

Financials

Financial year: 2025
Total assets: €367,971
Profit: €12,447
Solvency: 52.9%

Total assets▲ 1.4%

Net result

20182025

Go to Financials

Timeline

Events: 17
Since: 2013
Next accounts: by 31-07-2027

31-12-2023Equity above €150,000
30-08-2023Annual accounts filed
14-09-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Joinery installationNACE 43320
Founded: 15-04-2011
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about JK-MONTEC

What is the company number of JK-MONTEC?: 0835.540.776. In Belgium the VAT number is the company number with BE in front: BE 0835.540.776.
Where is JK-MONTEC based?: The registered office is at Papestraat 27, 3740 Bilzen-Hoeselt.Company details
What does JK-MONTEC do?: According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of JK-MONTEC?: Private limited company (BV).
When was JK-MONTEC founded?: On 15-04-2011.
Is JK-MONTEC still active?: Yes, JK-MONTEC is an active enterprise in the KBO register.
What is the turnover of JK-MONTEC?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is JK-MONTEC profitable?: In financial year 2025, JK-MONTEC made a profit of €12,447.
Where can I find the annual accounts of JK-MONTEC?: JK-MONTEC filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JK-MONTEC due?: By 31-07-2027, for financial year 2026.Timeline