JK LAW
ActiveSummary
JK LAW has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-5k) and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▲+12
Solvency21▲+5
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.52 against 0.44 in 2024; short-term debt: 33.8% and cash: 17.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.7%
Return on assets
-3.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-5k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
72 d late
2022
31 d late
2021
53 d late
2020
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€-5k▲ 64.0%
2024 · €-14k
2020: €13k
2021: €43k
2022: €90k
2023: €2k
2024: €-14k
2020 → 2025
Total assets
€132k▼ 9.2%
2024 · €145k
2020: €20k
2021: €60k
2022: €128k
2023: €255k
2024: €145k
2020 → 2025
Net result
€-4k▲ 72.9%
2024 · €-15k
2020: €13k
2021: €29k
2022: €47k
2023: €47k
2024: €-15k
2020 → 2025
Working capital
€-21k▲ 38.6%
2024 · €-35k
2020: €13k
2021: €39k
2022: €84k
2023: €-115k
2024: €-35k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€90k▲ 110%€2k▼ 97.2%€-14k€-5k▲ 64.0%
Operating result€40k-€65k▲ 61.7%€63k▼ 2.7%€-15k€318
Net result€29k-€47k▲ 61.6%€47k▼ 1.1%€-15k€-4k▲ 72.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €318 after a loss of €15k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€109k ▼ 7.2%
Current assets
€23k ▼ 17.6%
Key figures and ratios
EBITDA
€4k
Cash flow
€-307
Solvency
-3.7%▲
2024 · -9.4%
Current ratio
0.52▲
2024 · 0.44
Debt to equity
-27.88▼
2024 · -11.64
ROA
-3.1%▲
2024 · -10.5%
Interest coverage
0.93
Debt
€137k▼
2024 · €159k
Debt ≤ 1 year
€44k▼
2024 · €63k
Debt > 1 year
€92k▼
2024 · €96k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€145k€132k▼
Fixed assets21/28€117k€109k▼
Tangible fixed assets22/27€117k€109k▼
Land and buildings22€114k€109k▼
Plant, machinery and equipment23€2k-
Furniture and vehicles24€746-
Current assets29/58€28k€23k▼
Amounts receivable within one year40/41€2k€37▼
Other amounts receivable41€2k€37▼
Cash at bank and in hand54/58€26k€23k▼
Equity and liabilities
Total equity and liabilities10/49€145k€132k▼
Equity10/15€-14k€-5k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-15k€-6k▲
Amounts payable17/49€159k€137k▼
Amounts payable after more than one year17€96k€92k▼
Financial debts170/4€96k€92k▼
Amounts payable within one year42/48€63k€44k▼
Current portion of amounts payable after more than one year42€3k€4k▲
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€5k€15▼
Taxes450/3€5k€15▼
Other amounts payable47/48€50k€36k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k
Other operating charges640/8€24k€1k▼
Gross operating margin9900€9k€5k▼
Operating profit (loss)9901€-15k€318▲
Financial charges65/66B€276€4k▲
Recurring financial charges65€276€4k▲
Profit (loss) for the period before taxes9903€-15k€-4k▲
Profit (loss) for the period9904€-15k€-4k▲
Profit (loss) for the period to be appropriated9905€-15k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-6k▲
Profit (loss) brought forward from the previous period14P€44€-2k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-15k ▼132%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 72 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2020net €47k ▲61.6%
Operating result €65k, net result €47k, both a record.
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvenselaan(KMT) 713300 TienenGround area
420 m²
Building footprint
91 m²
Volume, LiDAR
747 m³
Parcel 24107A0091/00K004, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JK LAW
since 20202.305.206.087
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24107A0091/00K004 | Flanders | 420 m² | 1 · 91 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CHEZ BIBI
BE 0750.919.560
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JDK
BE 0739.545.519
Hasselt · Eq €2,500
LSC
BE 0754.694.840
Balen · Eq €2,500
Noterman Willem
BE 0770.424.577
Mont-de-l'Enclus · Eq €2,500
CRO Consulting
BE 0770.649.558
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 2,037 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.