Equity
€22,087 from €145,288 in 2019
Equity fell by 85% in 6 years.
JK CONSULTANCY SERVICES
Lifetime
9 annual accounts with figures on one time axispeak €187,973 (2025)
€187,973▲ 12.5%
peak €138,096 (2025)
€138,096▲ 12.1%
peak €145,288 (2019)
€22,087▼ 68.0%
€219,681▲ 54.5%
Board1 name since 2017
1 directorKumbruck Joeri
Documentsfilings and deeds
16-03-2026137 days before the deadline
2025micro format
Gross margin from €167,048 to €187,973Dividend €185,000Equity from €68,991 to €22,087Debts from €142,197 to €219,681
Key points
from the 2025 annual accountsChecked score
92
Excellent
Financially stronger than 34% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Equity €22,087 (9.1% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €241,768
Liquidity: current ratio 1.07, cash €207,731
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 16% of them on solvency, 27% on liquidity, 82% on profitability and 10% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as JK CONSULTANCY SERVICES has now. Each dot stands for 6 companies, two years later.
96.1%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of JK CONSULTANCY SERVICES itself is lower: < 0.1% within 12 months. It rests on far more data about JK CONSULTANCY SERVICES than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for JK CONSULTANCY SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.07 (1.41 in 2024), below the usual 1.5. Short-term debt is 90.6% and cash 85.9% of total assets. 90.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 21208 sector peers (2025).
NBB · sector comparisonPosition among 21208 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-03-2026, 137 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
137 days early
2024
5 days late
2023
42 days early
2022
40 days early
2021
1 day late
2020
7 days early
2019
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 32 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 June (4 of the last 5 accounts filed within 45 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0669884869
Registered office moved within Nijlen
New registered office: Dorsel 73 te 2560 Nijlen · Previous registered office: Molenstraat 92, 2560 Nijlen · General meeting of 28-02-2020 · Gazette deed
Incorporation
published on 25-01-2017 · Gazette deed
First establishment
Molenstraat 92, Nijlen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JK CONSULTANCY SERVICES Nijlen | €241,768 | €187,973 | 9.1% | - |
| ValcoSoft Westerlo | €235,117 | €155,761 | 59.0% | - |
| qubus Mechelen | €293,626 | €182,447 | 79.2% | - |
| NowMax Zoersel | €252,521 | €205,175 | 27.6% | - |
| SYLHO GROUP Uccle | €232,987 | €189,647 | -66.8% | - |
| Impulse Now Liège | €244,596 | €167,338 | 67.2% | - |
| KYA KA Anderlecht | €228,012 | €171,203 | 68.1% | - |
These companies have the same main activity as JK CONSULTANCY SERVICES: computer programming (NACE 62100). They are comparable in size and age: total assets between €228,000 and €294,000, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 23-01-2017Normal situation
- Activity
- Computer programmingNACE 62100and 2 others
- Establishment unit
- 2.260.597.1732560 Nijlen, since 23-01-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 07-11-2024
Annual accounts 2025
- ≈ €270,000estimated
- €241,768▲ 14.5%
- Filing
- Filed on 16-03-2026, 137 days before the end of the filing period
Insights on JK CONSULTANCY SERVICES
JK CONSULTANCY SERVICES files the micro format. That format states no turnover. The gross margin rose from €16,720 in 2017 to €187,973 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JK CONSULTANCY SERVICES
- What is the company number of JK CONSULTANCY SERVICES?
- The company number of JK CONSULTANCY SERVICES is 0669.884.869. The VAT number is the same number with BE in front: BE 0669.884.869.
- Where is JK CONSULTANCY SERVICES based?
- The registered office is at Dorsel 73, 2560 Nijlen.Company details
- What does JK CONSULTANCY SERVICES do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of JK CONSULTANCY SERVICES?
- JK CONSULTANCY SERVICES is a private limited company (pre-2019) (BVBA).
- When was JK CONSULTANCY SERVICES founded?
- JK CONSULTANCY SERVICES was founded on 23-01-2017.
- Is JK CONSULTANCY SERVICES still active?
- Yes, JK CONSULTANCY SERVICES is an active enterprise in the KBO register.
- What is the turnover of JK CONSULTANCY SERVICES?
- The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €187,973 and 32 comparable companies (NACE 62100). It probably lies between €240,000 and €390,000.Financials
- Is JK CONSULTANCY SERVICES profitable?
- In financial year 2025, JK CONSULTANCY SERVICES made a profit of €138,096.
- Where can I find the annual accounts of JK CONSULTANCY SERVICES?
- JK CONSULTANCY SERVICES filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JK CONSULTANCY SERVICES due?
- JK CONSULTANCY SERVICES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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