JJW-INVEST
ActiveThe computed 12-month bankruptcy probability of JJW-INVEST is 3.1% (moderate). The 2024 annual accounts show negative equity (€-460) and a net result of €-433. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
29
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability36=
Solvency24▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.99 against 1.0 in 2023; short-term debt: 100.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-0.8%
Return on assets
-0.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-460
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
54 d late
2023
308 d late
2022
674 d late
2021
1039 d late
2020
122 d late
2019
18 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-460▼ 1,644%
2023 · €-26
2018: €25k
2019: €12k
2020: €-730
2021: €782
2022: €403
2023: €-26
2018 → 2024
Total assets
€60k▼ 0.1%
2023 · €60k
2018: €83k
2019: €70k
2020: €60k
2021: €60k
2022: €60k
2023: €60k
2018 → 2024
Net result
€-433▼ 1.0%
2023 · €-429
2018: €-901
2019: €-13k
2020: €-13k
2021: €2k
2022: €-380
2023: €-429
2018 → 2024
Working capital
€-460▼ 1,644%
2023 · €-26
2018: €18k
2019: €12k
2020: €-730
2021: €782
2022: €403
2023: €-26
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-730-€782€403▼ 48.5%€-26€-460▼ 1,644%
Operating result€-13k-€2k€-348€-384▼ 10.6%€-387▼ 0.8%
Net result€-13k-€2k€-380€-429▼ 12.9%€-433▼ 1.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €387 in 2024 against €384 in 2023; the loss grows.
Key figures and ratios
Solvency
-0.8%▼
2023 · 0.0%
Current ratio
0.99▼
2023 · 1.00
Quick ratio
0.99▼
2023 · 1.00
ROA
-0.7%▼
2023 · -0.7%
Debt
€60k▲
2023 · €60k
Debt ≤ 1 year
€60k▲
2023 · €60k
Equity ratios withheld: equity of €-460 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€60k€60k▼
Current assets29/58€60k€60k▼
Amounts receivable within one year40/41€59k€60k▲
Other amounts receivable41€59k€60k▲
Cash at bank and in hand54/58€162-
Equity and liabilities
Total equity and liabilities10/49€60k€60k▼
Equity10/15€-26€-460▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-8k€-9k▼
Amounts payable17/49€60k€60k▲
Amounts payable within one year42/48€60k€60k▲
Financial debts43-€5
Credit institutions430/8-€5
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Other amounts payable47/48€59k€59k=
Income statement
Code20232024
Gross operating margin9900€-384€-387▼
Operating profit (loss)9901€-384€-387▼
Financial charges65/66B€45€46▲
Recurring financial charges65€45€46▲
Profit (loss) for the period before taxes9903€-429€-433▼
Profit (loss) for the period9904€-429€-433▼
Profit (loss) for the period to be appropriated9905€-429€-433▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-9k▼
Profit (loss) brought forward from the previous period14P€-8k€-8k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 308 days late
04-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 674 days late
04-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1039 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Notelaarstraat 1861030 SchaarbeekGround area
722 m²
Building footprint
499 m²
Volume, LiDAR
3,806 m³
2 parcels, Brussels · tallest building 20.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JJW-Invest
since 20082.183.177.515
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0499/00C000 | Brussels | 414 m² | 1 · 187 m² | 14.6 m · 1 fl. |
| 21905C0020/00K007 | Brussels | 308 m² | 1 · 312 m² | 20.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-10-2008
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.