JJK & PARTNERS
ActiveSummary
JJK & PARTNERS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €283k and a net result of €467. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 65% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▼-3
Solvency83▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 2.69 against 2.49 in 2023; short-term debt: 17.8% and cash: 20.8% of total assets), and 42% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
on the day
2022
19 d early
2021
20 d early
2020
31 d late
2019
51 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€283k▲ 0.2%
2023 · €283k
2018: €157k
2019: €171k
2020: €187k
2021: €239k
2022: €265k
2023: €283k
2018 → 2024
Total assets
€488k▼ 16.9%
2023 · €588k
2018: €968k
2019: €851k
2020: €752k
2021: €684k
2022: €638k
2023: €588k
2018 → 2024
Net result
€467▼ 97.3%
2023 · €18k
2018: €32k
2019: €14k
2020: €17k
2021: €51k
2022: €26k
2023: €18k
2018 → 2024
Working capital
€146k▼ 4.0%
2023 · €152k
2018: €140k
2019: €130k
2020: €68k
2021: €108k
2022: €136k
2023: €152k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€187k-€239k▲ 27.3%€265k▲ 11.0%€283k▲ 6.7%€283k▲ 0.2%
Operating result€50k-€96k▲ 93.4%€56k▼ 42.4%€41k▼ 27.0%€13k▼ 68.1%
Net result€17k-€51k▲ 208%€26k▼ 48.5%€18k▼ 33.1%€467▼ 97.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 68% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €488k
Fixed assets
€255k ▼ 23.4%
Current assets
€233k ▼ 8.5%
Equity and liabilities €488k
Equity
€283k ▲ 0.2%
Debt
€205k ▼ 32.8%
Debt's share of the balance-sheet total falls from 51.9% to 42.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€91k▼
2023 · €119k
Cash flow
€79k▼
2023 · €96k
Current ratio
2.69▲
2023 · 2.49
Debt to equity
0.73▼
2023 · 1.08
ROE
0.2%▼
2023 · 6.2%
ROA
0.1%▼
2023 · 3.0%
Interest coverage
6.99▼
2023 · 7.11
Debt ≤ 1 year
€87k▼
2023 · €102k
Debt > 1 year
€118k▼
2023 · €202k
Income taxes
€197▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€588k€488k▼
Fixed assets21/28€333k€255k▼
Tangible fixed assets22/27€333k€255k▼
Leasing and similar rights25€333k€255k▼
Financial fixed assets28€255€255=
Current assets29/58€255k€233k▼
Amounts receivable within one year40/41€97k€129k▲
Trade receivables40€94k€120k▲
Other amounts receivable41€2k€8k▲
Cash at bank and in hand54/58€155k€102k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€588k€488k▼
Equity10/15€283k€283k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€274k€275k▲
Amounts payable17/49€305k€205k▼
Amounts payable after more than one year17€202k€118k▼
Financial debts170/4€202k€118k▼
Amounts payable within one year42/48€102k€87k▼
Current portion of amounts payable after more than one year42€80k€84k▲
Trade debts44€16k€3k▼
Suppliers440/4€16k€3k▼
Taxes, remuneration and social security45€6k€0▼
Taxes450/3€6k€0▼
Accrued charges and deferred income492/3€570€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78k€78k=
Other operating charges640/8€525€728▲
Gross operating margin9900€119k€92k▼
Operating profit (loss)9901€41k€13k▼
Financial income75/76B€236€726▲
Recurring financial income75€236€726▲
Financial charges65/66B€17k€13k▼
Recurring financial charges65€17k€13k▼
Profit (loss) for the period before taxes9903€24k€664▼
Income taxes67/77€6k€197▼
Profit (loss) for the period9904€18k€467▼
Profit (loss) for the period to be appropriated9905€18k€467▼
Appropriation of the result
Profit (loss) to be appropriated9906€274k€275k▲
Profit (loss) brought forward from the previous period14P€257k€274k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Weakest financial yearnet €467 ▼97.3%
Net result drops to €467, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €51k ▲208%
Operating result €96k, net result €51k, both a record.
31-12
Financial
Equity above €200kEq €239k ▲27.3%
4 profitable years in a row build equity to €239k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wilgenstraat 59150 Beveren-Kruibeke-ZwijndrechtGround area
1,996 m²
Building footprint
192 m²
Volume, LiDAR
859 m³
Parcel 46013A1168/00L000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KLUPP Sportswear Belgium
since 20112.197.801.650
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46013A1168/00L000 | Flanders | 1,996 m² | 1 · 192 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CONIMEX
BE 0451.069.695
Zwevegem · Eq €285,925
MATUS
BE 0599.984.590
Thimister-Clermont · Eq €279,467
CLIFFTON
BE 0454.094.711
Ukkel · Eq €278,702
BAD WEELDE
BE 0439.253.216
Beerse · Eq €278,369
B-EXCLUSIVE
BE 0874.243.776
Dilbeek · Eq €289,974
Of 584 companies in sector 46496 we hold annual accounts for 384. 273 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-03-2011
Fiscal year end31-12
Trade name NL
KLUPP Sportswear Belgium
Activities, NACEBEL 2025
46496Wholesale trade
46499Wholesale of other household goods
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.