Debts
€78,654 83% of the balance sheet
Suppliers 29%Taxes and wages 4%Other 67%
JJB - MARCOM
Lifetime
16 annual accounts with figures on one time axis, 25 filings since 1997peak €47,725 (2021)
€18,356▲ 90.4%
lowest -€28,216 (2018)
€5,197▲ 889%
peak €16,505 (2025)
€16,505▲ 46.0%
€78,654▲ 27.0%
Board2 names since 2021
2 directorsBOUCHÉ Jacques and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €9,642 to €18,356Result from €526 to €5,197Equity from €11,308 to €16,505Debts from €61,957 to €78,654Investments €26,963
Key points
from the 2025 annual accountsInvestments
€26,963 6.2 × depreciation
Green is investment, beige is depreciation.
Filings
25 annual accounts since 1997
Nine of the last ten came late. The 2018 accounts came latest: 71 days after the end of the period.
Checked score
91
Excellent
Financially stronger than 46% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 1.4%▲ +0.7 percentage points vs 12-2024
02-2025: 1.4%● unchanged vs 01-2025
03-2025: 1.5%▲ +0.1 percentage points vs 02-2025highest value
04-2025: 1.3%▼ -0.2 percentage points vs 03-2025
05-2025: 1.3%● unchanged vs 04-2025
06-2025: 1.3%● unchanged vs 05-2025
07-2025: 1.3%● unchanged vs 06-2025
08-2025: 0.1%▼ -1.2 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €95,159
Liquidity: current ratio 0.83, cash €55,488
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 22% of them on solvency, 44% on liquidity, 41% on profitability and 79% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,818 companies had the same profile as JJB - MARCOM has now. Each dot stands for 10 companies, two years later.
95.0%
were still trading
3.7%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JJB - MARCOM itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,818 companies, not a prediction for JJB - MARCOM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.83 (1.07 in 2024), below 1. Short-term debt is 82.7% and cash 58.3% of total assets. 82.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 10858 sector peers (2025).
NBB · sector comparisonPosition among 10858 sector peers
Solvency
better than 21%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18192021222425
2018 to 2025 · latest year €16,505
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
16 days early
2022
31 days late
2021
31 days late
2020
25 days late
2019
18 days late
2018
71 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0460494137
Reappointment: BOUCHÉ Jacques (director)
General meeting of 28-12-2023 · Gazette deed
First establishment
JJB-MARCOM, Joseph Coosemansstraat 30, Schaerbeek
Incorporation
published on 30-04-1997 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JJB - MARCOM Schaerbeek | €95,159 | €18,356 | 17.3% | - |
| WOWLAB Schaerbeek | €86,079 | €16,922 | -93.7% | - |
| ANIMMO Auderghem | €104,163 | €22,126 | 61.6% | - |
| BELRUN Ixelles | €90,447 | €23,203 | -30.5% | - |
| WORLD-WIDE COMMUNICATION Braine-l'Alleud | €98,836 | €19,180 | 91.0% | - |
| TOTAL PROJECT SERVICE Retie | €98,410 | €20,469 | 32.4% | - |
| IMMO DEPAUW Lokeren | €113,295 | €16,565 | 90.1% | 0 |
These companies have the same main activity as JJB - MARCOM: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €86,100 and €113,000, founded between 1995 and 2001.
Official details
Source: KBO- Status
- Active since 23-04-1997Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.081.641.0811030 Schaerbeek, since 29-04-1997
- Financial year end
- 31 December
- Peppol
- Reachable since 28-05-2026
Insights on JJB - MARCOM
JJB - MARCOM files the abbreviated format. That format states no turnover. The gross margin rose from -€8,621 in 2006 to €18,356 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JJB - MARCOM
- What is the company number of JJB - MARCOM?
- The company number of JJB - MARCOM is 0460.494.137. The VAT number is the same number with BE in front: BE 0460.494.137.
- Where is JJB - MARCOM based?
- The registered office is at Joseph Coosemansstraat 30, 1030 Schaerbeek.Company details
- What does JJB - MARCOM do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of JJB - MARCOM?
- JJB - MARCOM is a private limited company (BV).
- When was JJB - MARCOM founded?
- JJB - MARCOM was founded on 23-04-1997.
- Is JJB - MARCOM still active?
- Yes, JJB - MARCOM is an active enterprise in the KBO register.
- What is the turnover of JJB - MARCOM?
- The turnover in financial year 2025 is ≈ €72,000. This figure is estimated from the gross margin of €18,356 and 140 comparable companies (NACE 70200). It probably lies between €32,000 and €180,000. It is a rough estimate.Financials
- Is JJB - MARCOM profitable?
- In financial year 2025, JJB - MARCOM made a profit of €5,197.
- Where can I find the annual accounts of JJB - MARCOM?
- JJB - MARCOM filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JJB - MARCOM due?
- JJB - MARCOM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.