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JJ Concept et Solution

Active
Private limited companyfounded 201213 yrs activeChaussée de Nivelles, Mazy 34, 5032 Gembloux, BelgiumKBO/BCE: BE 0508.474.097
Summary

JJ Concept et Solution has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,205 and a net result of €14,499. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 5218 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisWatch ReportCompare
JJ Concept et SolutionActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
Landscape service activities
NACE 81300
1 site
Size
€78,652total assets 2025
Equity
€8,205
Profit
€14,499
Turnover not published (abridged schema)
Financial health
66 Healthy Checked score 2025
Bankruptcy chance 12 m
1.1%
Structure
Accounts filed 11 d late0 of 2 deeds read
Why 66- Latest accounts 12 days late; 2 of the last 3 late- Sector Services to buildings and landscape activities (NACE 81)- Equity €8,205 (10.4% of total assets)+ Founded in 2012Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 56% of its sector peers (NACE 81, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 35+20
equity 10.4% of total assets
Liquidity 41+21
short-term debt 57.3% · cash 16.1%
Profitability 92+88
return on assets 18.4%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,583 companies)
Last 24 months 11-2024: 4.9% 12-2024: 4.8%▼ -2.6% vs 11-2024 01-2025: 5.0%▲ +4.1% vs 12-2024 02-2025: 5.4%▲ +8.4% vs 01-2025 03-2025: 5.9%▲ +9.2% vs 02-2025 04-2025: 8.0%▲ +36.8% vs 03-2025 05-2025: 8.1%▲ +1.0% vs 04-2025 06-2025: 9.4%▲ +15.5% vs 05-2025 07-2025: 12.1%▲ +29.8% vs 06-2025 08-2025: 12.1%● 0.0% vs 07-2025 09-2025: 12.4%▲ +2.1% vs 08-2025highest value 10-2025: 11.6%▼ -6.2% vs 09-2025 11-2025: 11.6%● 0.0% vs 10-2025 12-2025: 7.5%▼ -35.2% vs 11-2025 01-2026: 7.5%● 0.0% vs 12-2025 02-2026: 9.5%▲ +25.5% vs 01-2026 03-2026: 1.1%▼ -88.0% vs 02-2026 04-2026: 1.1%● 0.0% vs 03-2026 05-2026: 1.1%● 0.0% vs 04-2026 06-2026: 1.1%● 0.0% vs 05-2026 07-2026: 1.1%▼ -1.7% vs 06-2026 08-2026: 1.1%● 0.0% vs 07-2026 09-2026: 1.1%▼ -1.3% vs 08-2026 10-2026: 1.1%▼ -0.1% vs 09-2026lowest value
  • Latest accounts 12 days late; 2 of the last 3 late raises the probability
  • Sector Services to buildings and landscape activities (NACE 81) raises the probability
  • Founded in 2012 lowers the probability for this profile
  • Equity €8,205 (10.4% of total assets) raises the probability
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.33 in 2024; short-term debt: 57.3% and cash: 16.1% of total assets), but 89.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 18%, liquidity 33%, profitability 77%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 12 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Services to buildings and landscape activities (NACE 81)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 2012
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Equity €8,205 (10.4% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 5218 sector peers (2025).
NBB · sector comparison
Position among 5218 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-02-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
11 d late
2024
374 d late
2023
96 d late
2022
1 d late
2021
106 d late
2020
22 d late
2019
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 87 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 7 May (4 of the last 5 filed years within 95 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €14,499

Key points

  • Caution: Among the weakest 20% on solvencysector median 40.8% · 5,218 companies 10.4% View
  • Total assets 20256 fiscal years filed €78,652 View
  • Active since 2012founded 17-12-2012 13 years View

By topic

Financials

Fiscal year
2025
Total assets
€78,652
Profit
€14,499
Solvency
10.4%
Total assets▲ 23.7%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-01-2027
  1. 11-02-2026Annual accounts filed
  2. 09-02-2026Annual accounts filed
  3. 30-06-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Landscape service activitiesNACE 81300
Founded
17-12-2012
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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