Summary
JJ is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €21,652 and a net result of €17,797. Equity is shrinking by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 8074 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 8074 sector peers (2025).
NBB · sector comparisonPosition among 8074 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
85 d early
2024
38 d early
2023
51 d early
2022
28 d early
2021
33 d early
2020
37 d early
2019
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidy mirror What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€21,652▼ 70.7%
2024 · €73,855
Net result
€17,797▼ 56.8%
2024 · €41,156
Total assets
€149,504▲ 10.8%
2024 · €134,932
Solvency
14.5%▼ 40.3pp
2024 · 54.7%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€57,485▲ 15.5%€61,564▲ 7.1%€77,156▲ 25.3%€56,791▼ 26.4%€26,510▼ 53.3%
Net result€45,090▲ 16.5%€48,533▲ 7.6%€60,402▲ 24.5%€41,156▼ 31.9%€17,797▼ 56.8%
Equity€148,765▲ 43.5%€72,297▼ 51.4%€32,699▼ 54.8%€73,855▲ 126%€21,652▼ 70.7%
Total assets€159,679▲ 38.1%€207,245▲ 29.8%€191,203▼ 7.7%€134,932▼ 29.4%€149,504▲ 10.8%
Debt€10,914▼ 8.7%€134,948▲ 1,136%€158,504▲ 17.5%€61,076▼ 61.5%€127,852▲ 109%
Working capital€149,515▲ 48.0%€73,097▼ 51.1%-€25,629€27,685-€11,504
Solvency93.2%▲ 3.5pp34.9%▼ 58.3pp17.1%▼ 17.8pp54.7%▲ 37.6pp14.5%▼ 40.3pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 53% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149,504
Fixed assets
€38,009 ▼ 19.2%
Current assets
€111,496 ▲ 26.8%
Equity and liabilities €149,504
Equity
€21,652 ▼ 70.7%
Debt
€127,852 ▲ 109%
Debt's share of the balance-sheet total rises from 45.3% to 85.5%. Equity is lower and debt is higher.
Key figures and ratios
ROE
82.2%▲
2024 · 55.7%
ROA
11.9%▼
2024 · 30.5%
Debt ≤ 1 year
€123,000▲
2024 · €60,226
Income taxes
€5,128▼
2024 · €11,574
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €5,200 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,661 | - | €2,863 | €12,870 | €13,373 | ▲ 3.9% |
| Other operating charges640/8 | €948 | €956 | €1,000 | €505 | €532 | ▲ 5.3% |
| Gross operating margin9900 | €62,093 | €62,520 | €81,019 | €70,166 | €40,415 | ▼ 42.4% |
| Operating profit (loss)9901 | €57,485 | €61,564 | €77,156 | €56,791 | €26,510 | ▼ 53.3% |
| Financial income75/76B | €0 | - | - | - | - | - |
| Recurring financial income75 | €0 | - | - | - | - | - |
| Financial charges65/66B | €45 | €44 | €756 | €4,061 | €3,585 | ▼ 11.7% |
| Recurring financial charges65 | €45 | €44 | €756 | €4,061 | €3,585 | ▼ 11.7% |
| Profit (loss) for the period before taxes9903 | €57,440 | €61,520 | €76,400 | €52,730 | €22,925 | ▼ 56.5% |
| Income taxes67/77 | €12,351 | €12,987 | €15,998 | €11,574 | €5,128 | ▼ 55.7% |
| Profit (loss) for the period9904 | €45,090 | €48,533 | €60,402 | €41,156 | €17,797 | ▼ 56.8% |
| Profit (loss) for the period to be appropriated9905 | €45,090 | €48,533 | €60,402 | €41,156 | €17,797 | ▼ 56.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €159,679 | €207,245 | €191,203 | €134,932 | €149,504 | ▲ 10.8% |
| Fixed assets21/28 | - | - | €59,891 | €47,021 | €38,009 | ▼ 19.2% |
| Tangible fixed assets22/27 | - | - | €59,891 | €47,021 | €38,009 | ▼ 19.2% |
| Plant, machinery and equipment23 | - | - | €1,726 | €1,327 | €4,786 | ▲ 261% |
| Furniture and vehicles24 | - | - | €58,165 | €45,694 | €33,223 | ▼ 27.3% |
| Current assets29/58 | €159,679 | €207,245 | €131,312 | €87,911 | €111,496 | ▲ 26.8% |
| Amounts receivable within one year40/41 | €2,600 | €2,000 | €30,500 | €33,926 | €39,824 | ▲ 17.4% |
| Other amounts receivable41 | €2,600 | €2,000 | €30,500 | €33,926 | €39,824 | ▲ 17.4% |
| Cash at bank and in hand54/58 | €156,104 | €204,259 | €99,338 | €52,428 | €70,115 | ▲ 33.7% |
| Deferred charges and accrued income490/1 | €975 | €986 | €1,474 | €1,556 | €1,556 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €159,679 | €207,245 | €191,203 | €134,932 | €149,504 | ▲ 10.8% |
| Equity10/15 | €148,765 | €72,297 | €32,699 | €73,855 | €21,652 | ▼ 70.7% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €126,860 | €1,860 | €1,860 | €50,000 | - | - |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €125,000 | - | €1,860 | €50,000 | - | - |
| Profit (loss) carried forward14 | €3,305 | €51,837 | €12,239 | €5,255 | €3,052 | ▼ 41.9% |
| Amounts payable17/49 | €10,914 | €134,948 | €158,504 | €61,076 | €127,852 | ▲ 109% |
| Amounts payable within one year42/48 | €10,164 | €134,148 | €156,941 | €60,226 | €123,000 | ▲ 104% |
| Trade debts44 | €120 | €119 | €216 | - | - | - |
| Suppliers440/4 | €120 | €119 | €216 | - | - | - |
| Taxes, remuneration and social security45 | €10,044 | €9,029 | €6,725 | €10,226 | €3,000 | ▼ 70.7% |
| Taxes450/3 | €10,044 | €9,029 | €6,725 | €10,226 | €3,000 | ▼ 70.7% |
| Other amounts payable47/48 | - | €125,000 | €150,000 | €50,000 | €120,000 | ▲ 140% |
| Accrued charges and deferred income492/3 | €750 | €800 | €1,563 | €850 | €4,852 | ▲ 471% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €45,090 | €48,533 | €60,402 | €41,156 | €17,797 | ▼ 56.8% |
| + Depreciation and write-downs630 | €3,661 | - | €2,863 | €12,870 | €13,373 | ▲ 3.9% |
| Operating cash flow (approximation) | €48,750 | €48,533 | €63,265 | €54,026 | €31,170 | ▼ 42.3% |
| Investment in fixed assets (approximation) | - | - | - | €0 | -€4,361 | - |
| Change in cash | - | €48,155 | -€104,921 | -€46,910 | €17,687 | ▲ 138% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €17,797 ▼56.8%
Net result drops to €17,797, the lowest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €60,402 ▲24.5%
Operating result €77,156, net result €60,402, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100,000Eq €103,675 ▲59.6%
2 profitable years in a row build equity to €103,675.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Ground area
357 m²
Building footprint
350 m²
Volume, LiDAR
3,936 m³
Parcel 11806F1307/00B010, Flanders · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
JJ
since 20182.280.817.022
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1307/00B010 | Flanders | 356 m² | 1 · 350 m² | 16.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 3,030 EUR awarded · 3,330 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 300 EUR | 300 EUR |
| 2024 | 1 | 600 EUR | 600 EUR |
| 2023 | 1 | 300 EUR | 600 EUR |
| 2022 | 1 | 1,830 EUR | 1,830 EUR |
Similar companies · same sector, comparable size
B & V
BE 0463.317.926
Balen · Eq €21,667
LUXIRE
BE 0703.955.031
Gavere · Eq €21,637
LUDEFOOT
BE 0721.429.481
Knokke-Heist · Eq €21,632
O.N.E.
BE 0767.544.667
Hoeselt · Eq €21,621
MORINVEST
BE 0823.710.637
Merchtem · Eq €21,684
Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 7,680 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0707924014
Also
9925:BE0707924014
Registered
12-01-2026
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.