Equity
€566,192 ▲ 15.9%
JISABEL has made a profit in every financial year since 2009.
JISABEL
Lifetime
17 annual accounts with figures on one time axispeak €208,837 (2017)
€144,724▼ 15.1%
peak €102,657 (2017)
€77,812▼ 12.7%
peak €566,192 (2025)
€566,192▲ 15.9%
€34,401▼ 63.6%
Board3 names since 2008
2 directorsBERODES Jacques and 1 other
Documentsfilings and deeds
26-10-20255 days before the deadline
2025micro format
Gross margin from €170,517 to €144,724Equity from €488,380 to €566,192Debts from €94,560 to €34,401
Key points
from the 2025 annual accountsChecked score
96
Excellent
Financially stronger than 68% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%highest value
01-2025: < 0.1%▼ -0.1 percentage points vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: 0.1%▲ +0.1 percentage points vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Figures for financial year 2025 (filed on 29-10-2025)
lowers risk
Liquidity: current ratio 6.19, cash €126,968
Equity €566,192 (94.3% of total assets)
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 68% on liquidity, 53% on profitability and 63% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as JISABEL has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of JISABEL itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for JISABEL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.19 (1.66 in 2024), above the usual 1.5. Short-term debt is 4.2% and cash 21.1% of total assets. 5.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 26-10-2025, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
not filed
2025
5 days early
2024
32 days late
2023
141 days early
2022
35 days early
2021
5 days early
2020
9 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 24 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0894961887
Capital decrease of €127,400 to €18,600
Capital from €146,000 to €18,600 · Changes of role: BERODES Jacques (director) and TORBEYNS Isabelle (director) · Legal-form conversion: from private limited company (pre-2019) to private limited company · Gazette deed
Incorporation
published on 18-01-2008 · Gazette deed
First establishment
Chemin du Bois de Clabecq 17, Braine-le-Château
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JISABEL Braine-le-Château | €600,593 | €144,724 | 94.3% | - |
| IMPULSE YOUR BUSINESS CYCLE Braine-le-Château | €625,958 | €132,658 | 91.4% | - |
| NAGASHA Lasne | €643,038 | €131,537 | 7.9% | - |
| ADVANCED BUSINESS CONSULTING Orp-Jauche | €538,290 | €144,367 | 1.5% | 1.7 |
| NAMIKALA MANAGEMENT & TRAINING Rixensart | €635,115 | €147,787 | 86.2% | - |
| MA MA THO MANAGEMENT Chaumont-Gistoux | €618,476 | €129,251 | 84.9% | - |
| PACE CONSULTING Lasne | €531,183 | €160,086 | 80.3% | - |
These companies have the same main activity as JISABEL: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €531,000 and €643,000, founded between 2005 and 2009.
Official details
Source: KBO- Status
- Active since 16-01-2008Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.168.873.5771440 Braine-le-Château, since 16-01-2008
- Financial year end
- 31 March
- Peppol
- Reachable since 09-12-2025
Annual accounts to 31-03-2025
- ≈ €250,000estimated
- €600,593▲ 3.0%
- Filing
- Filed on 26-10-2025
Insights on JISABEL
JISABEL files the micro format. That format states no turnover. The gross margin rose from €81,129 in 2009 to €144,724 in 2025.
The balance sheet grew most from 2010 to 2011 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JISABEL
- What is the company number of JISABEL?
- The company number of JISABEL is 0894.961.887. The VAT number is the same number with BE in front: BE 0894.961.887.
- Where is JISABEL based?
- The registered office is at Chemin du Bois de Clabecq 17, 1440 Braine-le-Château.Company details
- What does JISABEL do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of JISABEL?
- JISABEL is a private limited company (pre-2019) (BVBA).
- When was JISABEL founded?
- JISABEL was founded on 16-01-2008.
- Is JISABEL still active?
- Yes, JISABEL is an active enterprise in the KBO register.
- What is the turnover of JISABEL?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €144,724 and 109 comparable companies (NACE 70200). It probably lies between €210,000 and €290,000.Financials
- Is JISABEL profitable?
- In financial year 2025, JISABEL made a profit of €77,812.
- Where can I find the annual accounts of JISABEL?
- JISABEL filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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