JINVEST
ActiveJINVEST has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16.18M and a net result of €324k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 75% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10=
Solvency98▲+7
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5M at 30 days acceptable
Liquidity ample (current ratio 1.91 against 1.61 in 2024), and 21% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79%
Return on assets
1.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
6 d late
2023
19 d early
2022
28 d early
2021
13 d early
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€16.18M▲ 2.0%
2024 · €15.85M
2018: €7.96M
2019: €8.27M
2020: €10.26M
2021: €10.36M
2022: €16.13M
2023: €15.53M
2024: €15.85M
2018 → 2025
Total assets
€20.47M▼ 4.0%
2024 · €21.32M
2018: €11.02M
2019: €12.18M
2020: €12.69M
2021: €15.70M
2022: €19.48M
2023: €21.51M
2024: €21.32M
2018 → 2025
Net result
€324k▲ 1.4%
2024 · €320k
2018: €15k
2019: €313k
2020: €1.99M
2021: €96k
2022: €5.51M
2023: €-594k
2024: €320k
2018 → 2025
Working capital
€3.49M▲ 23.2%
2024 · €2.84M
2018: €-555k
2019: €-848k
2020: €866k
2021: €-940k
2022: €3.63M
2023: €2.61M
2024: €2.84M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10.36M-€16.13M▲ 55.7%€15.53M▼ 3.7%€15.85M▲ 2.1%€16.18M▲ 2.0%
Operating result€-363k-€-57k▲ 84.3%€-445k▼ 682%€-141k▲ 68.4%€83k
Net result€96k-€5.51M▲ 5,628%€-594k€320k€324k▲ 1.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €83k after a loss of €141k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20.47M
Fixed assets
€13.14M▼ 5.0%
Current assets
€7.33M▼ 2.2%
Equity and liabilities €20.47M
Equity
€16.18M▲ 2.0%
Provisions
€55k▲ 2.0%
Debt
€4.23M▼ 21.8%
The debt ratio falls from 25.4% to 20.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€345k▲
2024 · €180k
Cash flow
€586k▼
2024 · €641k
Solvency
79.0%▲
2024 · 74.3%
Current ratio
1.91▲
2024 · 1.61
Quick ratio
1.90▲
2024 · 1.60
Debt / equity
0.26▼
2024 · 0.34
ROE
2.0%▼
2024 · 2.0%
ROA
1.6%▲
2024 · 1.5%
Interest coverage
2.03▼
2024 · 3.82
Debt
€4.23M▼
2024 · €5.42M
Debt ≤ 1 year
€3.84M▼
2024 · €4.66M
Debt > 1 year
€353k▼
2024 · €607k
Income taxes
€299▼
2024 · €13k
Staff costs
€75k▼
2024 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€21.32M€20.47M▼
Fixed assets21/28€13.83M€13.14M▼
Intangible fixed assets21-€1
Tangible fixed assets22/27€6.17M€5.91M▼
Land and buildings22€2.07M€1.96M▼
Plant, machinery and equipment23€4k€1k▼
Furniture and vehicles24€64k€41k▼
Other tangible fixed assets26€4.03M€3.90M▼
Financial fixed assets28€7.66M€7.23M▼
Current assets29/58€7.49M€7.33M▼
Amounts receivable after more than one year29€1.68M€1.66M▼
Other amounts receivable291€1.68M€1.66M▼
Stocks and contracts in progress3€22k€48k▲
Stocks30/36€22k€48k▲
Amounts receivable within one year40/41€5.02M€4.97M▼
Trade receivables40€163k€151k▼
Other amounts receivable41€4.86M€4.82M▼
Current investments50/53€349k€132k▼
Cash at bank and in hand54/58€13k€17k▲
Deferred charges and accrued income490/1€404k€502k▲
Equity and liabilities
Total equity and liabilities10/49€21.32M€20.47M▼
Equity10/15€15.85M€16.18M▲
Contributions10/11€30k€30k=
Revaluation surpluses12€258k€258k=
Reserves13€15.56M€15.89M▲
Distributable reserves133€15.56M€15.89M▲
Profit (loss) carried forward14€254€318▲
Provisions and deferred taxes16€54k€55k▲
Provisions for liabilities and charges160/5€54k€55k▲
Major repairs and maintenance162€54k€55k▲
Amounts payable17/49€5.42M€4.23M▼
Amounts payable after more than one year17€607k€353k▼
Financial debts170/4€607k€353k▼
Amounts payable within one year42/48€4.66M€3.84M▼
Current portion of amounts payable after more than one year42€302k€254k▼
Trade debts44€124k€64k▼
Suppliers440/4€124k€64k▼
Taxes, remuneration and social security45€29k€114k▲
Taxes450/3€21k€101k▲
Remuneration and social security454/9€9k€13k▲
Other amounts payable47/48€4.20M€3.40M▼
Accrued charges and deferred income492/3€153k€45k▼
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€76k€75k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€321k€262k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€36k€9k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€1k€1k=
Other operating charges640/8€45k€159k▲
Non-recurring operating charges66A-€4k
Gross operating margin9900€339k€594k▲
Operating profit (loss)9901€-141k€83k▲
Financial income75/76B€574k€831k▲
Recurring financial income75€574k€363k▼
Non-recurring financial income76B€0€468k▲
Financial charges65/66B€100k€589k▲
Recurring financial charges65€47k€170k▲
Non-recurring financial charges66B€53k€419k▲
Profit (loss) for the period before taxes9903€333k€324k▼
Income taxes67/77€13k€299▼
Profit (loss) for the period9904€320k€324k▲
Profit (loss) for the period to be appropriated9905€320k€324k▲
Appropriation of the result
Profit (loss) to be appropriated9906€320k€324k▲
Profit (loss) brought forward from the previous period14P€617€254▼
Transfer from equity791/2€0-
Transfer to equity691/2€320k€324k▲
To other reserves6921€320k€324k▲
Social balance
Average headcount (FTE)90871.11.0▼
The notes to these accounts (26 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
31-07
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 6 days late
2024
31-12
Financial
Back to profitnet €320k
Net result €320k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-594k ▼111%
Net result drops to €-594k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €5.51M ▲5628%
Net result €5.51M, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 2.92
Current ratio from 0.76 to 2.92; short-term debt falls from €3.95M to €1.89M.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
21-01
State Gazette act
General meeting · Director reappointment
Permanent representative
2020
31-12
Financial
Liquidity triplescurrent ratio 1.80
Current ratio from 0.59 to 1.80; short-term debt falls from €2.08M to €1.08M.
31-12
Financial
Equity above €10MEq €10.26M ▲24.1%
3 profitable years in a row build equity to €10.26M.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
29-01
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
21-02
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold de Waelstraat 362000 AntwerpenGround area
7,643 m²
Building footprint
584 m²
Volume, LiDAR
2,972 m³
2 parcels, Flanders · tallest building 18.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Walemstraat 20, 2860 Sint-Katelijne-Waver
since 20022.101.810.450
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12035E0322/00F003 | Flanders | 7,499 m² | 1 · 461 m² | 17.4 m |
| 11811L3681/00F002 | Flanders | 144 m² | 1 · 123 m² | 18.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
8 connected companiesNetwork connections
Shared director
→
Shared director
→
Shared director
→
Shared director
→
Show 4 more network connections
Shared director
→
Shared director
→
Shared director
→
Shared address
→
Ownership & control
2 partiesJINVESTBE 0477.073.417
controls
Where this company holds controlthis company sits on their board2
3 locations
1 location
Recognitions · licences · registrations
Legal Entity Identifier
5493005L3BV6YY2ZJQ23
Similar companies · same sector, comparable size
Johnson Controls HQ Holding
BE 0599.878.682
Dilbeek · Eq €16.23M
EUPEN FINANZ AG
BE 0437.759.218
Eupen · Eq €16.27M
SOCREAL
BE 0436.834.748
Antwerpen · Eq €16.27M
CITY ONE DEVELOPMENT
BE 0524.946.479
Elsene · Eq €16.08M
PHISA MANAGEMENT
BE 0893.178.869
Sint-Pieters-Woluwe · Eq €16.27M
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 4,750 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2002
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.