JINDIRES
ActiveSummary
The computed 12-month bankruptcy probability of JINDIRES is 2.2% (moderate). The 2025 annual accounts show negative equity (-€246,665) and a net result of -€18,771. Equity is shrinking by ~35.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 2657 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€246,665
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
21 d late
2024
153 d late
2023
22 d late
2022
29 d late
2021
10 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 47 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€246,665▼ 8.2%
2024 · -€227,894
Total assets
€3,707▼ 53.0%
2024 · €7,882
Net result
-€18,771▲ 68.1%
2024 · -€58,926
Working capital
-€246,665▼ 8.2%
2024 · -€227,894
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€32,698--€79,830▼ 144%-€60,980▲ 23.6%-€58,749▲ 3.7%-€18,560▲ 68.4%
Net result-€32,844below the sector's middle half--€79,981below the sector's middle half▼ 144%-€61,143below the sector's middle half▲ 23.6%-€58,926below the sector's middle half▲ 3.6%-€18,771below the sector's middle half▲ 68.1%
Equity-€27,844below the sector's middle half--€107,825below the sector's middle half▼ 287%-€168,968below the sector's middle half▼ 56.7%-€227,894below the sector's middle half▼ 34.9%-€246,665below the sector's middle half▼ 8.2%
Total assets€30,126below the sector's middle half-€33,806below the sector's middle half▲ 12.2%€51,364below the sector's middle half▲ 51.9%€7,882below the sector's middle half▼ 84.7%€3,707below the sector's middle half▼ 53.0%
Debt€57,970-€141,631▲ 144%€220,332▲ 55.6%€235,777▲ 7.0%€250,371▲ 6.2%
Working capital-€29,077below the sector's middle half--€108,510below the sector's middle half▼ 273%-€187,264below the sector's middle half▼ 72.6%-€227,894below the sector's middle half▼ 21.7%-€246,665below the sector's middle half▼ 8.2%
Solvency-92.4%below the sector's middle half--319.0%below the sector's middle half▼ 226.5pp-329.0%below the sector's middle half▼ 10.0pp
Current ratio0.50below the sector's middle half-0.23below the sector's middle half▼ 0.260.15below the sector's middle half▼ 0.080.03below the sector's middle half▼ 0.12
Return on assets (ROA)-109.0%below the sector's middle half--236.6%below the sector's middle half▼ 127.6pp-119.0%below the sector's middle half▲ 117.6pp-747.6%below the sector's middle half▼ 628.5pp
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18,560 in 2025 against €58,749 in 2024; the loss shrinks.
Key figures and ratios
Debt ≤ 1 year
€250,371▲
2024 · €235,777
Staff costs
€9,832▼
2024 · €18,406
Ratios withheld: a balance sheet total of €3,707 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
7.9%
went bankrupt
8.4%
stopped otherwise
83%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €64,522 | €72,463 | €44,938 | €18,406 | €9,832 | ▼ 46.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €411 | €548 | €3,876 | - | - | - |
| Other operating charges640/8 | - | - | - | €150 | €186 | ▲ 23.8% |
| Gross operating margin9900 | €32,234 | -€6,820 | -€12,166 | -€40,192 | -€8,543 | ▲ 78.7% |
| Operating profit (loss)9901 | -€32,698 | -€79,830 | -€60,980 | -€58,749 | -€18,560 | ▲ 68.4% |
| Financial charges65/66B | €146 | €151 | €163 | €178 | €210 | ▲ 18.1% |
| Recurring financial charges65 | €146 | €151 | €163 | €178 | €210 | ▲ 18.1% |
| Profit (loss) for the period before taxes9903 | -€32,844 | -€79,981 | -€61,143 | -€58,926 | -€18,771 | ▲ 68.1% |
| Profit (loss) for the period9904 | -€32,844 | -€79,981 | -€61,143 | -€58,926 | -€18,771 | ▲ 68.1% |
| Profit (loss) for the period to be appropriated9905 | -€32,844 | -€79,981 | -€61,143 | -€58,926 | -€18,771 | ▲ 68.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €30,126 | €33,806 | €51,364 | €7,882 | €3,707 | ▼ 53.0% |
| Fixed assets21/28 | €1,233 | €685 | €18,296 | - | - | - |
| Tangible fixed assets22/27 | €1,233 | €685 | €18,296 | - | - | - |
| Furniture and vehicles24 | €1,233 | €685 | €18,296 | - | - | - |
| Current assets29/58 | €28,893 | €33,121 | €33,068 | €7,882 | €3,707 | ▼ 53.0% |
| Stocks and contracts in progress3 | €21,471 | €27,726 | €27,726 | - | - | - |
| Stocks30/36 | €21,471 | €27,726 | €27,726 | - | - | - |
| Amounts receivable within one year40/41 | €252 | €3,931 | €2,664 | €4,369 | €1,866 | ▼ 57.3% |
| Other amounts receivable41 | €252 | €3,931 | €2,664 | €4,369 | €1,866 | ▼ 57.3% |
| Cash at bank and in hand54/58 | €7,170 | €1,464 | €2,679 | €3,513 | €1,840 | ▼ 47.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €30,126 | €33,806 | €51,364 | €7,882 | €3,707 | ▼ 53.0% |
| Equity10/15 | -€27,844 | -€107,825 | -€168,968 | -€227,894 | -€246,665 | ▼ 8.2% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€32,844 | -€112,825 | -€173,968 | -€232,894 | -€251,665 | ▼ 8.1% |
| Amounts payable17/49 | €57,970 | €141,631 | €220,332 | €235,777 | €250,371 | ▲ 6.2% |
| Amounts payable within one year42/48 | €57,970 | €141,631 | €220,332 | €235,777 | €250,371 | ▲ 6.2% |
| Trade debts44 | €2,098 | - | €21,296 | €214 | €9,677 | ▲ 4,426% |
| Suppliers440/4 | €2,098 | - | €21,296 | €214 | €9,677 | ▲ 4,426% |
| Taxes, remuneration and social security45 | €17,348 | €23,807 | €23,542 | €24,192 | €26,634 | ▲ 10.1% |
| Taxes450/3 | €221 | €2,676 | €3,608 | €4,257 | €9,487 | ▲ 123% |
| Remuneration and social security454/9 | €17,127 | €21,132 | €19,935 | €19,935 | €17,147 | ▼ 14.0% |
| Other amounts payable47/48 | €38,524 | €117,823 | €175,493 | €211,371 | €214,060 | ▲ 1.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€32,844 | -€79,981 | -€61,143 | -€58,926 | -€18,771 | ▲ 68.1% |
| + Depreciation and write-downs630 | €411 | €548 | €3,876 | - | - | - |
| Operating cash flow (approximation) | -€32,433 | -€79,433 | -€57,267 | -€58,926 | -€18,771 | ▲ 68.1% |
| Investment in fixed assets (approximation) | - | €0 | -€21,488 | - | - | - |
| Change in cash | - | -€5,705 | €1,214 | €834 | -€1,673 | ▼ 300% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
11-08
State Gazette act
Appointment: Al-dulaimi Hussam Muayad Hamad (director)Resignation: Saaty, Reem (director) · Registered-office move · Share transfer5 facts ▸
State Gazette act
Appointment: Al-dulaimi Hussam Muayad Hamad (director)
Resignation: Saaty, Reem (director) · Registered-office move · Share transfer5 facts ▸
- General meeting, 01-07-2026
- Registered-office move, Dreef 54, 1651 Beersel
- Director appointment, Al-dulaimi Hussam Muayad Hamad (director)
- Director resignation, Saaty, Reem (director)
- Share transfer, Saaty, Reem → Al-dulaimi Hussam Muayad Hamad
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 153 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet -€79,981
Net result drops to -€79,981, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Al-dulaimi Hussam Muayad Hamad
CurrentDirector · since 11-08-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2020
Ground area
1,147 m²
Building footprint
371 m²
Volume, LiDAR
2,119 m³
2 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JINDIRES
since 20202.305.406.027
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23046C0027/00Y000 | Flanders | 885 m² | 1 · 111 m² | 8.2 m · 2 fl. |
| 24111C0069/00B000 | Flanders | 262 m² | 1 · 260 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Al-dulaimi Hussam Muayad Hamad |
|
| Saaty, Reem |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Capital and shareholders
Shareholders according to the acts
Share transfer
act of 11-08-2026 ↗
- Saaty, Reem to Al-dulaimi Hussam Muayad Hamad 10 shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 7,377 companies in this sector we hold annual accounts for 2,963. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded30-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
E-invoicing
Reachable via Peppol
Peppol ID
0208:0751646169
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.