Equity
€43,955 from €77,532 in 2021
Equity fell by 43% in 4 years.
JIMMOG
Lifetime
13 annual accounts with figures on one time axispeak €118,882 (2025)
€118,882▲ 25.5%
lowest -€44,005 (2022)
€19,691▲ 10.9%
peak €77,532 (2021)
€43,955▼ 35.9%
€1.5m▲ 60.8%
Board1 name since 2021
1 directorGOURDIN Julien
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €94,761 to €118,882Equity from €68,544 to €43,955Debts from €943,783 to €1.5mInvestments €622,966
Key points
from the 2025 annual accountsTurnover
≈ €240,000 estimated
The micro format states no turnover.
Debts
€1.5m 97% of the balance sheet
Financial debts 81%Suppliers 0%Taxes and wages 1%Other 18%
Of this, €282,451 falls due within a year.
Investments
€378,204 6.5 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 63.8% higher than in 2024.
Filings
13 annual accounts 61 days
Latest accounts filed late: after the legal deadline.
Position in the sector
2.8%
Lower solvency than 89% of companies in architecture and engineering. Sector median 53.9% · 11,794 companies.
Checked score
68
Healthy
Financially stronger than 18% of micro companies in architecture and engineering (NACE 71)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025
09-2025: 0.4%▼ -0.1 percentage points vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.3%▼ -0.1 percentage points vs 12-2025
02-2026: 0.4%▲ +0.1 percentage points vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.8%▲ +0.3 percentage points vs 07-2026
09-2026: 1.0%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 0.6%▼ -0.4 percentage points vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 61 days late; 2 of the last 3 accounts late
Liquidity: current ratio 0.02, cash €6,609
lowers risk
Size: total assets €1.6m
Figures for financial year 2025 (filed on 01-10-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 11% of them on solvency, 25% on liquidity, 20% on profitability and 15% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,448 companies had the same profile as JIMMOG has now. Each dot stands for 4 companies, two years later.
95.6%
were still trading
2.1%
stopped another way
2.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JIMMOG itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,448 companies, not a prediction for JIMMOG. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.02 (0.26 in 2024), below 1. Short-term debt is 18.1% and cash 0.4% of total assets. 97.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 11794 sector peers (2025).
NBB · sector comparisonPosition among 11794 sector peers
Solvency
better than 10%
← weakest
strongest →
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
61 days late
2024
57 days late
2023
on the day
2022
22 days late
2021
69 days early
2020
45 days early
2019
34 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0502955688
Company renamed from JG-ARCHITECTE to JIMMOG
Change of role: GOURDIN Julien, from manager to director · “La société a pour objet, tant en Belgique qu’à l’étranger, pour compte propre ou pour compte de tiers, toutes…” (deed in French) · Director discharge: GOURDIN Julien · General meeting of 25-02-2022 · Gazette deed
Registered office moved within Nivelles
New registered office: Rue des Coquelets, 31 Bte 2 à 1400 NIVELLES · Previous registered office: Boulevard Charles Vanpée 111 1400 NIVELLES · General meeting of 10-05-2021 · Gazette deed
Incorporation
published on 04-02-2013 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JIMMOG Nivelles | €1.6m | €118,882 | 2.8% | - |
| LD EXPERTISES Herve | €1.7m | €113,016 | 36.1% | - |
| MaVeRo Wetteren | €1.5m | €106,413 | 35.6% | - |
| VOLUMIC architecture Chaudfontaine | €1.5m | €96,153 | 24.1% | 0 |
| ROC VASTGOED Harelbeke | €1.7m | €157,395 | 80.4% | - |
| Mies Architectuur Zoersel | €1.5m | €151,537 | 65.5% | - |
| STEVEN THEUNYNCK ARCHITECT Kortrijk | €1.8m | €125,426 | 52.5% | - |
These companies have the same main activity as JIMMOG: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €1.5m and €1.8m, founded between 2009 and 2015.
Official details
Source: KBO- Status
- Active since 31-01-2013Normal situation
- Activity
- Activities of building architectsNACE 71111
- Establishment unit
- 2.216.170.2821400 Nivelles, since 31-01-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 19-01-2026
Insights on JIMMOG
JIMMOG files the micro format. That format states no turnover. The gross margin rose from €38,457 in 2013 to €118,882 in 2025.
The balance sheet grew most in 2025 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JIMMOG
- What is the company number of JIMMOG?
- The company number of JIMMOG is 0502.955.688. The VAT number is the same number with BE in front: BE 0502.955.688.
- Where is JIMMOG based?
- The registered office is at Rue des Coquelets 31, 1400 Nivelles.Company details
- What does JIMMOG do?
- According to the KBO register, the main activity is activities of building architects (NACE 71111).
- What is the legal form of JIMMOG?
- JIMMOG is a private limited company (BV).
- When was JIMMOG founded?
- JIMMOG was founded on 31-01-2013.
- Is JIMMOG still active?
- Yes, JIMMOG is an active enterprise in the KBO register.
- What is the turnover of JIMMOG?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €118,882 and 36 comparable companies (NACE 711). It probably lies between €180,000 and €310,000. In financial year 2021 turnover was €63,038.Financials
- Is JIMMOG profitable?
- In financial year 2025, JIMMOG made a profit of €19,691.
- Where can I find the annual accounts of JIMMOG?
- JIMMOG filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JIMMOG due?
- JIMMOG must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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