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Jima

Active
Private limited companyfounded 20214 yrs activeHopstraat(Horpm.) 19, 3870 Heers, BelgiumKBO/BCE: BE 0778.871.891
Summary

The computed 12-month bankruptcy probability of Jima is 6.3% (elevated). The 2025 annual accounts show negative equity (-€9,601) and a net result of -€503. Equity is shrinking by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 28254 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
6.3% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€9,601
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
28 d late
2024
61 d late
2023
29 d late
2022
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 December 2021, Jima was incorporated as a Private limited company.1 In 2026 the registered office moved to Heers.2 The company has filed 4 sets of annual accounts, the latest for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 09-09-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€9,601▼ 5.5%
2024 · -€9,097
Total assets
€20▼ 88.5%
2024 · €174
Net result
-€503▲ 86.9%
2024 · -€3,834
Working capital
-€9,601▼ 5.5%
2024 · -€9,097
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€8,906--€19,527▼ 119%-€3,651▲ 81.3%-€239▲ 93.4%
Net result-€9,908below the sector's middle half-€1,644within the sector's middle half-€3,834below the sector's middle half-€503below the sector's middle half▲ 86.9%
Equity-€6,908below the sector's middle half--€5,264below the sector's middle half▲ 23.8%-€9,097below the sector's middle half▼ 72.8%-€9,601below the sector's middle half▼ 5.5%
Total assets€22,357below the sector's middle half-€7,364below the sector's middle half▼ 67.1%€174below the sector's middle half▼ 97.6%€20below the sector's middle half▼ 88.5%
Debt€29,265-€12,627▼ 56.9%€9,271▼ 26.6%€9,621▲ 3.8%
Working capital-€3,131below the sector's middle half--€1,230below the sector's middle half▲ 60.7%-€9,097below the sector's middle half▼ 640%-€9,601below the sector's middle half▼ 5.5%
Solvency-30.9%below the sector's middle half--71.5%below the sector's middle half▼ 40.6pp
Current ratio0.83below the sector's middle half-0.82below the sector's middle half▼ 0.01
Return on assets (ROA)-44.3%below the sector's middle half-22.3%above the sector's middle half▲ 66.6pp
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0Operating result 2022: -€8,906-€8,906Net result 2022: -€9,908-€9,908Operating result 2023: -€19,527-€19,527Net result 2023: €1,644€1,644Operating result 2024: -€3,651-€3,651Net result 2024: -€3,834-€3,834Operating result 2025: -€239-€239Net result 2025: -€503-€5032022202320242025-€20,000-€10,000€0Operating result 2023: -€19,527-€19,500Net result 2023: €1,644€1,640Operating result 2024: -€3,651-€3,650Net result 2024: -€3,834-€3,830Operating result 2025: -€239-€239Net result 2025: -€503-€503202320242025
The operating result stays negative: a loss of €239 in 2025 against €3,651 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€9,621▲
2024 · €9,271
Ratios withheld: a balance sheet total of €20 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.3% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 6.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet Code20242025
Assets
Total assets20/58€174€20▼
Current assets29/58€174€20▼
Amounts receivable within one year40/41€174€20▼
Other amounts receivable41€174€20▼
Equity and liabilities
Total equity and liabilities10/49€174€20▼
Equity10/15-€9,097-€9,601▼
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€12,097-€12,601▼
Amounts payable17/49€9,271€9,621▲
Amounts payable within one year42/48€9,271€9,621▲
Financial debts43€629-
Credit institutions430/8€629-
Other amounts payable47/48€8,641€9,621▲
Income statement Code20242025
Non-recurring operating income76A€1,000-
Operating charges capitalised as restructuring costs649-€38-
Non-recurring operating charges66A€1,800-
Gross operating margin9900-€1,889-€239▲
Operating profit (loss)9901-€3,651-€239▲
Financial charges65/66B€183€264▲
Recurring financial charges65€183€264▲
Profit (loss) for the period before taxes9903-€3,834-€503▲
Profit (loss) for the period9904-€3,834-€503▲
Profit (loss) for the period to be appropriated9905-€3,834-€503▲
Appropriation of the result
Profit (loss) to be appropriated9906-€12,097-€12,601▼
Profit (loss) brought forward from the previous period14P-€8,264-€12,097▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Non-recurring operating income76A--€1,000--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€744€450---
Other operating charges640/8€759€3,241---
Operating charges capitalised as restructuring costs649---€38--
Non-recurring operating charges66A-€31,037€1,800--
Gross operating margin9900-€7,404€15,201-€1,889-€239▲ 87.3%
Operating profit (loss)9901-€8,906-€19,527-€3,651-€239▲ 93.4%
Financial income75/76B€9,815€26,388---
Recurring financial income75€15€20---
Non-recurring financial income76B€9,800€26,368---
Financial charges65/66B€10,817€2,137€183€264▲ 44.3%
Recurring financial charges65€1,067€2,137€183€264▲ 44.3%
Non-recurring financial charges66B€9,750----
Profit (loss) for the period before taxes9903-€9,908€4,724-€3,834-€503▲ 86.9%
Income taxes67/77-€3,080---
Profit (loss) for the period9904-€9,908€1,644-€3,834-€503▲ 86.9%
Profit (loss) for the period to be appropriated9905-€9,908€1,644-€3,834-€503▲ 86.9%
Line2022202320242025Change
Assets
Total assets20/58€22,357€7,364€174€20▼ 88.5%
Fixed assets21/28€6,693€1,800---
Tangible fixed assets22/27€6,693€1,800---
Furniture and vehicles24€6,693€1,800---
Current assets29/58€15,665€5,564€174€20▼ 88.5%
Amounts receivable within one year40/41€349€4,599€174€20▼ 88.5%
Trade receivables40€349€3,920---
Other amounts receivable41-€678€174€20▼ 88.5%
Cash at bank and in hand54/58€15,315€965---
Equity and liabilities
Total equity and liabilities10/49€22,357€7,364€174€20▼ 88.5%
Equity10/15-€6,908-€5,264-€9,097-€9,601▼ 5.5%
Contributions10/11€3,000€3,000€3,000€3,000=
Profit (loss) carried forward14-€9,908-€8,264-€12,097-€12,601▼ 4.2%
Amounts payable17/49€29,265€12,627€9,271€9,621▲ 3.8%
Amounts payable after more than one year17€10,469€5,678---
Financial debts170/4€10,469€5,678---
Amounts payable within one year42/48€18,796€6,794€9,271€9,621▲ 3.8%
Current portion of amounts payable after more than one year42€4,492€4,791---
Financial debts43--€629--
Credit institutions430/8--€629--
Trade debts44€6,347€1,106---
Suppliers440/4€6,347€1,106---
Taxes, remuneration and social security45€1,691----
Taxes450/3€1,691----
Other amounts payable47/48€6,266€897€8,641€9,621▲ 11.3%
Accrued charges and deferred income492/3-€155---
Line2022202320242025Change
Profit (loss) for the period9904-€9,908€1,644-€3,834-€503▲ 86.9%
+ Depreciation and write-downs630€744€450---
Operating cash flow (approximation)-€9,164€2,094-€3,834-€503▲ 86.9%
Investment in fixed assets (approximation)-€4,443---
Change in cash--€14,350---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-09
State Gazette act General meeting · Registered-office move
Shareholding3 facts ▸
  • General meeting, 20-08-2026
  • Registered-office move, 3870 Heers, Hopstraat 19
  • Shareholding, aandeelhouder, 20-08-2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Back to profitnet €1,644
Net result €1,644 after one loss-making year.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts

Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heers · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
1,111 m²
Building footprint
210 m²
Volume, LiDAR
1,545 m³
2 parcels, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Jima
Bilzersteenweg 442, 3700 Tongeren-BorgloonSupport activities for crop production
since 20212.327.336.935
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73069B0595/00R000 Flanders 770 m² 1 · 165 m² 11.3 m · 3 fl.
73033A0227/00K000 Flanders 341 m² 1 · 45 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

No current directors or connected companies found in the register.

Capital and shareholders

Shareholders according to the acts
Stated in the act act of 09-09-2026 ↗
  • Awouters Jim aandeelhouder

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 15,524 companies in sector 43990 we hold annual accounts for 7,427. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
81300Landscape service activities
E-invoicing
Not found in the Peppol register

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.