JIM COSMETICS
ActiveJIM COSMETICS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.53M and a net result of €189k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-9
Solvency74▲+17
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 2.1 against 1.48 in 2024; short-term debt: 47.5% and cash: 42.9% of total assets), but 50.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.5%
Return on assets
6.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
28 d late
2023
29 d late
2022
4 d early
2021
7 d early
2020
4 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.53M▲ 14.1%
2024 · €1.34M
2019: €795k
2020: €955k
2021: €959k
2022: €1.16M
2023: €1.23M
2024: €1.34M
2019 → 2025
Total assets
€3.10M▼ 25.9%
2024 · €4.18M
2019: €1.83M
2020: €1.75M
2021: €1.71M
2022: €1.92M
2023: €2.27M
2024: €4.18M
2019 → 2025
Net result
€189k▲ 64.3%
2024 · €115k
2019: €178k
2020: €161k
2021: €4k
2022: €206k
2023: €63k
2024: €115k
2019 → 2025
Working capital
€1.63M▲ 19.2%
2024 · €1.36M
2019: €795k
2020: €955k
2021: €932k
2022: €1.16M
2023: €1.23M
2024: €1.36M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€959k-€1.16M▲ 21.5%€1.23M▲ 5.4%€1.34M▲ 9.4%€1.53M▲ 14.1%
Operating result€35k-€332k▲ 854%€88k▼ 73.6%€166k▲ 89.2%€358k▲ 115%
Net result€4k-€206k▲ 5,374%€63k▼ 69.4%€115k▲ 83.2%€189k▲ 64.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 115% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.10M
Fixed assets
€593▼ 52.2%
Current assets
€3.10M▼ 25.9%
Equity and liabilities €3.10M
Equity
€1.53M▲ 14.1%
Debt
€1.57M▼ 44.8%
The debt ratio falls from 67.9% to 50.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€358k▲
2024 · €169k
Cash flow
€190k▲
2024 · €118k
Solvency
49.5%▲
2024 · 32.1%
Current ratio
2.10▲
2024 · 1.48
Quick ratio
1.80▲
2024 · 1.25
Debt / equity
1.02▼
2024 · 2.11
ROE
12.4%▲
2024 · 8.6%
ROA
6.1%▲
2024 · 2.8%
Interest coverage
1.46▼
2024 · 3.08
Debt
€1.57M▼
2024 · €2.84M
Debt ≤ 1 year
€1.47M▼
2024 · €2.81M
Income taxes
€66k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.18M€3.10M▼
Fixed assets21/28€1k€593▼
Tangible fixed assets22/27€1k€593▼
Plant, machinery and equipment23€1k-
Furniture and vehicles24-€593
Current assets29/58€4.18M€3.10M▼
Stocks and contracts in progress3€667k€443k▼
Stocks30/36€667k€443k▼
Amounts receivable within one year40/41€543k€519k▼
Trade receivables40€521k€469k▼
Other amounts receivable41€22k€50k▲
Current investments50/53€2.30M€792k▼
Cash at bank and in hand54/58€647k€1.33M▲
Deferred charges and accrued income490/1€18k€15k▼
Equity and liabilities
Total equity and liabilities10/49€4.18M€3.10M▼
Equity10/15€1.34M€1.53M▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€1.33M€1.52M▲
Amounts payable17/49€2.84M€1.57M▼
Amounts payable within one year42/48€2.81M€1.47M▼
Trade debts44€1.00M€645k▼
Suppliers440/4€1.00M€645k▼
Taxes, remuneration and social security45€39k€32k▼
Taxes450/3€39k€32k▼
Other amounts payable47/48€1.77M€795k▼
Accrued charges and deferred income492/3€21k€93k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€646▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€10k€13k▲
Other operating charges640/8€46€1k▲
Gross operating margin9900€179k€372k▲
Operating profit (loss)9901€166k€358k▲
Financial income75/76B€47k€143k▲
Recurring financial income75€47k€143k▲
Financial charges65/66B€55k€246k▲
Recurring financial charges65€55k€246k▲
Profit (loss) for the period before taxes9903€159k€255k▲
Income taxes67/77€44k€66k▲
Profit (loss) for the period9904€115k€189k▲
Profit (loss) for the period to be appropriated9905€115k€189k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.33M€1.52M▲
Profit (loss) brought forward from the previous period14P€1.22M€1.33M▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 19 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2019net €206k ▲5374%
Net result €206k, the highest in the series.
31-12
Financial
Equity above €1MEq €1.16M ▲21.5%
4 profitable years in a row build equity to €1.16M.
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Weakest financial yearnet €4k ▼97.7%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zoniënwoudlaan 481640 Sint-Genesius-RodeGround area
1.6 ha
Building footprint
1,138 m²
Volume, LiDAR
5,762 m³
3 parcels, Flanders · tallest building 14.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
JIM COSMETICS
since 20142.258.913.036
JIM COSMETICS
since 20252.372.281.686
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23003B0178/00H000 | Flanders | 9,252 m² | 1 · 570 m² | 11.6 m · 3 fl. |
| 23035A0686/00S002 | Flanders | 5,870 m² | 1 · 390 m² | - |
| 22004C0706/00K005 | Flanders | 535 m² | 1 · 179 m² | 14.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
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HAIR & BODY BEAUTY
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Of 2,071 companies in sector 47750 we hold annual accounts for 518. 113 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2006
Fiscal year end31-12
Activities, NACEBEL
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.