JILTO SOLUTIONS
ActiveJILTO SOLUTIONS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €10k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 53% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-1
Solvency88▼-12
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 14.24 in 2024; short-term debt: 36.9% and cash: 33.9% of total assets), and 36.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.1%
Return on assets
7.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
55 d late
2022
91 d late
2021
78 d late
2020
122 d late
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€85k▼ 58.3%
2024 · €204k
2018: €111k
2019: €111k
2020: €145k
2021: €207k
2022: €233k
2023: €249k
2024: €204k
2018 → 2025
Total assets
€135k▼ 38.1%
2024 · €218k
2018: €180k
2019: €180k
2020: €216k
2021: €271k
2022: €287k
2023: €313k
2024: €218k
2018 → 2025
Net result
€10k▼ 42.4%
2024 · €18k
2018: €63k
2019: €63k
2020: €62k
2021: €62k
2022: €26k
2023: €16k
2024: €18k
2018 → 2025
Working capital
€57k▼ 67.7%
2024 · €177k
2018: €98k
2019: €58k
2020: €100k
2021: €180k
2022: €201k
2023: €222k
2024: €177k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€207k-€233k▲ 12.7%€249k▲ 6.9%€204k▼ 18.1%€85k▼ 58.3%
Operating result€88k-€40k▼ 54.7%€27k▼ 33.7%€30k▲ 13.8%€27k▼ 11.3%
Net result€62k-€26k▼ 57.3%€16k▼ 38.6%€18k▲ 11.0%€10k▼ 42.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135k
Fixed assets
€28k▲ 3.2%
Current assets
€107k▼ 43.9%
Equity and liabilities €135k
Equity
€85k▼ 58.3%
Debt
€50k▲ 260%
The debt ratio rises from 6.3% to 36.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€39k▼
2024 · €41k
Cash flow
€22k▼
2024 · €28k
Solvency
63.1%▼
2024 · 93.7%
Current ratio
2.15▼
2024 · 14.24
Quick ratio
2.15▼
2024 · 14.24
Debt / equity
0.58▲
2024 · 0.07
ROE
12.1%▲
2024 · 8.8%
ROA
7.7%▼
2024 · 8.2%
Interest coverage
6.46▲
2024 · 6.20
Debt
€50k▲
2024 · €14k
Debt ≤ 1 year
€50k▲
2024 · €13k
Income taxes
€11k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€218k€135k▼
Fixed assets21/28€27k€28k▲
Tangible fixed assets22/27€26k€27k▲
Plant, machinery and equipment23€14k€18k▲
Furniture and vehicles24€76€1k▲
Other tangible fixed assets26€12k€8k▼
Financial fixed assets28€1k€1k=
Current assets29/58€191k€107k▼
Amounts receivable after more than one year29€20k€6k▼
Other amounts receivable291€20k€6k▼
Amounts receivable within one year40/41€108k€49k▼
Trade receivables40€18k€44k▲
Other amounts receivable41€91k€5k▼
Cash at bank and in hand54/58€54k€46k▼
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€218k€135k▼
Equity10/15€204k€85k▼
Contributions10/11€12k€12k=
Reserves13€191k€73k▼
Distributable reserves133€191k€73k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€14k€50k▲
Amounts payable within one year42/48€13k€50k▲
Trade debts44€2k€42k▲
Suppliers440/4€2k€42k▲
Taxes, remuneration and social security45€11k€7k▼
Taxes450/3€11k€7k▼
Accrued charges and deferred income492/3€392€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€42k€40k▼
Operating profit (loss)9901€30k€27k▼
Financial income75/76B€5k€326▼
Recurring financial income75€5k€326▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€28k€21k▼
Income taxes67/77€10k€11k▲
Profit (loss) for the period9904€18k€10k▼
Profit (loss) for the period to be appropriated9905€18k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€10k▼
Transfer from equity791/2€63k€129k▲
Transfer to equity691/2€18k€10k▼
To other reserves6921€18k€10k▼
Profit to be distributed694/7€63k€129k▲
Return on contributions (dividend)694€63k€129k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €10k ▼42.4%
Net result drops to €10k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 14.24
Current ratio from 4.48 to 14.24; short-term debt falls from €64k to €13k.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 91 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Equity above €200kEq €207k ▲42.5%
4 profitable years in a row build equity to €207k.
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 150 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boterbloemstraat 369090 Merelbeke-MelleGround area
3,634 m²
Building footprint
321 m²
Volume, LiDAR
652 m³
2 parcels, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JILTO SOLUTIONS
since 20112.201.097.670
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44040C0120/00X013 | Flanders | 3,264 m² | 1 · 225 m² | - |
| 44040B0296/00B000 | Flanders | 371 m² | 1 · 96 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 2,379 EUR awarded · 2,379 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 357 EUR | 357 EUR |
| 2024 | 1 | 1,769 EUR | 1,769 EUR |
| 2023 | 1 | 253 EUR | 253 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 15,588 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2011
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.