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JILA

Active
Private limited companyfounded 20188 yrs activeTiège(SART) 64, 4845 Jalhay, BelgiumKBO/BCE: BE 0688.854.309

JILA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €101k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 39% of 2041 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
74 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency60▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.41 in 2024; short-term debt: 52.7% and cash: 34.9% of total assets), but 65.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
34.6%
Return on assets
46.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-05-2026, 77 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
77 d early
2024
38 d early
2023
41 d early
2022
48 d early
2021
110 d early
2020
114 d early
2019
42 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€101k▲ 1.0%
2024 · €100k
2018: €19k 2019: €6k 2020: €21k 2021: €11k 2022: €122k 2023: €83k 2024: €100k
2018 → 2025
Working capital
€60k▲ 41.1%
2024 · €42k
2018: €22k 2019: €27k 2020: €42k 2021: €62k 2022: €29k 2023: €22k 2024: €42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€68k-€34k▼ 51.0%€25k▼ 26.2%€45k▲ 80.7%€75k▲ 67.1%
Operating result€17k-€27k▲ 60.8%€28k▲ 5.3%€30k▲ 7.4%€39k▲ 29.1%
Net result€11k-€122k▲ 986%€83k▼ 31.6%€100k▲ 20.1%€101k▲ 1.0%
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €17k€17kNet result 2021: €11k€11kOperating result 2022: €27k€27kNet result 2022: €122k€122kOperating result 2023: €28k€28kNet result 2023: €83k€83kOperating result 2024: €30k€30kNet result 2024: €100k€100kOperating result 2025: €39k€39kNet result 2025: €101k€101k20212022202320242025
The operating result has risen four years in a row; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €216k
Fixed assets €42k▲ 1,571%
Current assets €173k▲ 18.7%
Equity and liabilities €216k
Equity €75k▲ 67.1%
Debt €141k▲ 35.9%
The debt ratio falls from 69.9% to 65.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€39k
2024 · €31k
Cash flow
€102k
2024 · €101k
Solvency
34.6%
2024 · 30.1%
Current ratio
1.52
2024 · 1.41
Quick ratio
1.52
2024 · 1.41
Debt / equity
1.89
2024 · 2.32
ROE
135.2%
2024 · 223.6%
ROA
46.8%
2024 · 67.3%
Interest coverage
69.49
2024 · 68.53
Debt
€141k
2024 · €104k
Debt ≤ 1 year
€114k
2024 · €104k
Debt > 1 year
€27k
2024 · €0
Income taxes
€8k
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€148k€216k
Fixed assets21/28€3k€42k
Tangible fixed assets22/27€40€40k
Furniture and vehicles24€40€40k
Financial fixed assets28€3k€3k=
Current assets29/58€146k€173k
Amounts receivable within one year40/41€44k€25k
Trade receivables40€38k€20k
Other amounts receivable41€7k€5k
Cash at bank and in hand54/58€22k€75k
Deferred charges and accrued income490/1€79k€73k
Equity and liabilities
Total equity and liabilities10/49€148k€216k
Equity10/15€45k€75k
Contributions10/11€19k€19k=
Profit (loss) carried forward14€26k€56k
Amounts payable17/49€104k€141k
Amounts payable after more than one year17€0€27k
Financial debts170/4€0€27k
Amounts payable within one year42/48€104k€114k
Current portion of amounts payable after more than one year42€4k€12k
Trade debts44€25k€26k
Suppliers440/4€25k€26k
Taxes, remuneration and social security45€5k€14k
Taxes450/3€2k€14k
Remuneration and social security454/9€2k€144
Other amounts payable47/48€70k€62k
Accrued charges and deferred income492/3€42€419
Income statement Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€858€505
Other operating charges640/8€1k€2k
Gross operating margin9900€32k€42k
Operating profit (loss)9901€30k€39k
Financial income75/76B€77k€71k
Recurring financial income75€77k€71k
Financial charges65/66B€451€566
Recurring financial charges65€451€566
Profit (loss) for the period before taxes9903€107k€109k
Income taxes67/77€7k€8k
Profit (loss) for the period9904€100k€101k
Profit (loss) for the period to be appropriated9905€100k€101k
Appropriation of the result
Profit (loss) to be appropriated9906€106k€127k
Profit (loss) brought forward from the previous period14P€6k€26k
Profit to be distributed694/7€80k€71k
Return on contributions (dividend)694€80k€71k
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-05
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2018net €122k ▲986%
Net result €122k, the highest in the series.
12-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
08-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
11-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
31-12
Financial Weakest financial yearnet €6k ▼66.4%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tiège(SART) 644845 Jalhay
Ground area
227 m²
Parcel 63068A0298/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Tiège(SART) 64, 4845 Jalhay
Civil engineering
since 20182.272.634.972
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63068A0298/00H000 Wallonia 227 m² - -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,823 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded25-01-2018
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
42219Civil engineering
43120Site preparation
43130Specialised construction activities
43221Plumbing work
43230Insulation installation
43240Other construction installation
43291Specialised construction activities
43299Specialised construction activities
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
46190Agents in non-specialised wholesale trade
49320Non-scheduled passenger transport by road
49390Land transport and transport via pipelines
49410Freight transport by road
49420Removal services
77392Rental and leasing activities
82300Organisation of conventions and trade shows
93299Other amusement and recreation activities
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.