JIL IMMO
ActiveSummary
The computed 12-month bankruptcy probability of JIL IMMO is 3.1% (moderate). The 2024 annual accounts show negative equity (-€108,339) and a net result of -€59,548. Equity is shrinking by ~108.8% per year across the filed fiscal years. Its solvency ranks better than 10% of 6545 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability12▼-2
Solvency15▼-6
Growth32=
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.67 against 0.88 in 2023; short-term debt: 14.7% and cash: 1.9% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-9.5%
Return on assets
-5.2%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
222324
2022 to 2024 · latest year -€108,339
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
9 d early
2022
5 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 6 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€59,548▼ 27.6%
2023 · -€46,666
Working capital
-€55,715▼ 168%
2023 · -€20,822
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result-€1,466--€46,053▼ 3,042%-€60,974▼ 32.4%
Net result-€2,125below the sector's middle half--€46,666below the sector's middle half▼ 2,096%-€59,548below the sector's middle half▼ 27.6%
Equity-€2,125below the sector's middle half--€48,791below the sector's middle half▼ 2,196%-€108,339below the sector's middle half▼ 122%
Total assets€1.1mwithin the sector's middle half-€1.2mwithin the sector's middle half▲ 10.7%€1.1mwithin the sector's middle half▼ 4.0%
Debt€1.1m-€1.2m▲ 15.1%€1.2m▲ 0.9%
Working capital-€3,578within the sector's middle half--€20,822below the sector's middle half▼ 482%-€55,715below the sector's middle half▼ 168%
Solvency-0.2%below the sector's middle half--4.1%below the sector's middle half▼ 3.9pp-9.5%below the sector's middle half▼ 5.4pp
Current ratio0.96below the sector's middle half-0.88below the sector's middle half▼ 0.080.67below the sector's middle half▼ 0.21
Return on assets (ROA)-0.2%within the sector's middle half--3.9%below the sector's middle half▼ 3.7pp-5.2%below the sector's middle half▼ 1.3pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €60,974 in 2024 against €46,053 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.1m
Fixed assets
€1.0m ▼ 1.1%
Current assets
€110,882 ▼ 24.6%
Key figures and ratios
EBITDA
-€47,433▼
2023 · -€34,469
Cash flow
-€46,007▼
2023 · -€35,083
Quick ratio
0.22▼
2023 · 0.25
Debt to equity
-11.48▲
2023 · -25.25
Interest coverage
-139.90▼
2023 · -55.13
Debt ≤ 1 year
€166,596▼
2023 · €167,879
Debt > 1 year
€1.1m▲
2023 · €1.1m
Staff costs
€18,894▼
2023 · €26,054
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €1,239 | €26,054 | €18,894 | ▼ 27.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,164 | €11,583 | €13,541 | ▲ 16.9% |
| Other operating charges640/8 | - | €297 | - | - |
| Gross operating margin9900 | €5,937 | -€8,119 | -€28,539 | ▼ 252% |
| Operating profit (loss)9901 | -€1,466 | -€46,053 | -€60,974 | ▼ 32.4% |
| Financial income75/76B | €4 | €12 | €1,765 | ▲ 14,605% |
| Recurring financial income75 | €4 | €12 | €1,765 | ▲ 14,605% |
| Financial charges65/66B | €663 | €625 | €339 | ▼ 45.8% |
| Recurring financial charges65 | €663 | €625 | €339 | ▼ 45.8% |
| Profit (loss) for the period before taxes9903 | -€2,125 | -€46,666 | -€59,548 | ▼ 27.6% |
| Profit (loss) for the period9904 | -€2,125 | -€46,666 | -€59,548 | ▼ 27.6% |
| Profit (loss) for the period to be appropriated9905 | -€2,125 | -€46,666 | -€59,548 | ▼ 27.6% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €1.1m | €1.2m | €1.1m | ▼ 4.0% |
| Fixed assets21/28 | €980,287 | €1.0m | €1.0m | ▼ 1.1% |
| Tangible fixed assets22/27 | €60,287 | €115,995 | €104,272 | ▼ 10.1% |
| Plant, machinery and equipment23 | €48,502 | €108,494 | €98,909 | ▼ 8.8% |
| Furniture and vehicles24 | €11,786 | €7,502 | €5,363 | ▼ 28.5% |
| Financial fixed assets28 | €920,000 | €920,000 | €920,000 | = |
| Current assets29/58 | €88,061 | €147,057 | €110,882 | ▼ 24.6% |
| Stocks and contracts in progress3 | €76,667 | €104,832 | €74,813 | ▼ 28.6% |
| Stocks30/36 | €76,667 | €104,832 | €74,813 | ▼ 28.6% |
| Amounts receivable within one year40/41 | €6,342 | €30,650 | €14,873 | ▼ 51.5% |
| Trade receivables40 | €6,342 | €30,245 | €14,873 | ▼ 50.8% |
| Other amounts receivable41 | - | €405 | - | - |
| Cash at bank and in hand54/58 | €5,052 | €11,575 | €21,196 | ▲ 83.1% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €1.1m | €1.2m | €1.1m | ▼ 4.0% |
| Equity10/15 | -€2,125 | -€48,791 | -€108,339 | ▼ 122% |
| Profit (loss) carried forward14 | -€2,125 | -€48,791 | -€108,339 | ▼ 122% |
| Amounts payable17/49 | €1.1m | €1.2m | €1.2m | ▲ 0.9% |
| Amounts payable after more than one year17 | €978,834 | €1.1m | €1.1m | ▲ 1.2% |
| Other amounts payable178/9 | €978,834 | €1.1m | €1.1m | ▲ 1.2% |
| Amounts payable within one year42/48 | €91,640 | €167,879 | €166,596 | ▼ 0.8% |
| Trade debts44 | €28,357 | €47,724 | €46,187 | ▼ 3.2% |
| Suppliers440/4 | €28,357 | €47,724 | €46,187 | ▼ 3.2% |
| Taxes, remuneration and social security45 | €1,508 | €2,454 | €2,499 | ▲ 1.8% |
| Taxes450/3 | €1,508 | €2,454 | €2,499 | ▲ 1.8% |
| Other amounts payable47/48 | €61,775 | €117,701 | €117,911 | ▲ 0.2% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,125 | -€46,666 | -€59,548 | ▼ 27.6% |
| + Depreciation and write-downs630 | €6,164 | €11,583 | €13,541 | ▲ 16.9% |
| Operating cash flow (approximation) | €4,039 | -€35,083 | -€46,007 | ▼ 31.1% |
| Investment in fixed assets (approximation) | - | -€67,291 | -€1,817 | ▲ 97.3% |
| Change in cash | - | €6,522 | €9,621 | ▲ 47.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet -€59,548
Net result drops to -€59,548, the lowest in the series.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brunehaut · 1 establishment unit since 2021
Ground area
316 m²
Building footprint
64 m²
Parcel 57039C0673/02F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Tournai(HOL) 103, 7620 Brunehaut
since 20212.321.275.722
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57039C0673/02F000 | Wallonia | 316 m² | 1 · 64 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
ANTI-CHUTE
BE 0550.440.356
Tournai
ARGONYTHE
BE 0874.903.970
Ath
ART’FINITÉS
BE 0802.483.077
Tournai
AU CHAPEAU JAUNE
BE 0548.894.690
Tournai
AUDAMAX GROUP
BE 1035.197.064
Tournai
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,215 companies in sector 47711 we hold annual accounts for 888. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47711Retail sale of women's outerwear
14299Manufacture of wearing apparel
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
73300Public relations and communication consultancy
74130Interior design
E-invoicing
Reachable via Peppol
Peppol ID
0208:0769791505
Also
9925:BE0769791505
Registered
19-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.