JIBERCO
ActiveJIBERCO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.27M and a net result of €258k. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 12632 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+21
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 10.19 against 7.61 in 2024), and 10.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.5%
Return on assets
18.2%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-03-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
on the day
2023
on the day
2022
14 d late
2021
on the day
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.27M▲ 25.5%
2024 · €1.01M
2019: €431k
2020: €492k
2021: €577k
2022: €771k
2023: €851k
2024: €1.01M
2019 → 2025
Total assets
€1.42M▲ 21.3%
2024 · €1.17M
2019: €499k
2020: €599k
2021: €760k
2022: €947k
2023: €1.01M
2024: €1.17M
2019 → 2025
Net result
€258k▲ 62.7%
2024 · €159k
2019: €99k
2020: €117k
2021: €159k
2022: €194k
2023: €156k
2024: €159k
2019 → 2025
Working capital
€1.28M▲ 25.9%
2024 · €1.01M
2019: €414k
2020: €492k
2021: €578k
2022: €773k
2023: €855k
2024: €1.01M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€577k-€771k▲ 33.6%€851k▲ 10.5%€1.01M▲ 18.6%€1.27M▲ 25.5%
Operating result€223k-€285k▲ 27.6%€231k▼ 19.0%€230k▼ 0.6%€330k▲ 44.0%
Net result€159k-€194k▲ 21.6%€156k▼ 19.6%€159k▲ 1.8%€258k▲ 62.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 44% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.42M
Equity
€1.27M▲ 25.5%
Debt
€149k▼ 5.9%
The debt ratio falls from 13.6% to 10.5%: equity grows while debt is paid down.
Key figures and ratios
Solvency
89.5%▲
2024 · 86.4%
Current ratio
10.19▲
2024 · 7.61
Quick ratio
10.19▲
2024 · 7.61
Debt / equity
0.12▼
2024 · 0.16
ROE
20.3%▲
2024 · 15.7%
ROA
18.2%▲
2024 · 13.6%
Debt
€149k▼
2024 · €159k
Debt ≤ 1 year
€139k▼
2024 · €154k
Income taxes
€114k▲
2024 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.17M€1.42M▲
Fixed assets21/28-€0
Tangible fixed assets22/27-€0
Furniture and vehicles24-€0
Other tangible fixed assets26-€0
Current assets29/58€1.17M€1.42M▲
Amounts receivable within one year40/41-€80k
Trade receivables40-€76k
Other amounts receivable41-€4k
Current investments50/53€800k€829k▲
Cash at bank and in hand54/58€367k€508k▲
Deferred charges and accrued income490/1€1k€570▼
Equity and liabilities
Total equity and liabilities10/49€1.17M€1.42M▲
Equity10/15€1.01M€1.27M▲
Contributions10/11€6k€6k=
Reserves13€752k€1.01M▲
Non-distributable reserves130/1€752k€2k▼
Reserves not available under the articles1311€752k€2k▼
Distributable reserves133-€1.01M
Profit (loss) carried forward14€252k€253k▲
Amounts payable17/49€159k€149k▼
Amounts payable within one year42/48€154k€139k▼
Trade debts44€7k€1k▼
Suppliers440/4€7k€1k▼
Taxes, remuneration and social security45€10k-
Taxes450/3€10k-
Other amounts payable47/48€136k€138k▲
Accrued charges and deferred income492/3€5k€10k▲
Income statement
Code20242025
Other operating charges640/8€840€1k▲
Gross operating margin9900€230k€332k▲
Operating profit (loss)9901€230k€330k▲
Financial income75/76B€6k€42k▲
Recurring financial income75€6k€42k▲
Financial charges65/66B€318€443▲
Recurring financial charges65€318€443▲
Profit (loss) for the period before taxes9903€235k€372k▲
Income taxes67/77€76k€114k▲
Profit (loss) for the period9904€159k€258k▲
Profit (loss) for the period to be appropriated9905€159k€258k▲
Appropriation of the result
Profit (loss) to be appropriated9906€402k€510k▲
Profit (loss) brought forward from the previous period14P€243k€252k▲
Transfer to equity691/2€150k€257k▲
To other reserves6921€150k€257k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
30-06
Financial
Highest result since 2019net €258k ▲62.7%
Operating result €330k, net result €258k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €1MEq €1.01M ▲18.6%
6 profitable years in a row build equity to €1.01M.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €500kEq €577k ▲17.1%
3 profitable years in a row build equity to €577k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
21-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hamoirlaan 24F1180 UkkelGround area
487 m²
Building footprint
312 m²
Volume, LiDAR
2,149 m³
2 parcels, Brussels · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
René Gobertlaan 28, 1180 Ukkel
since 19992.092.522.701
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0158/00R006 | Brussels | 261 m² | 1 · 85 m² | 11.0 m · 2 fl. |
| 21612D0312/00G007 | Brussels | 226 m² | 1 · 226 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M.A.S.
BE 0421.526.267
Gent · Eq €1.28M
De Plataan
BE 0418.526.789
Haaltert · Eq €1.25M
MARCOFIN
BE 0465.506.463
Gent · Eq €1.29M
SATURNUS INVEST
BE 0808.789.562
Kortrijk · Eq €1.30M
JANSSENS Jan
BE 0425.878.401
Tienen · Eq €1.30M
Of 2,256 companies in sector 69209 we hold annual accounts for 1,089. 542 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-05-1999
Fiscal year end30-06
Activities, NACEBEL
69201Accountants
69209Other tax advisory services
74124
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.