Financials
- Fiscal year
- 2025
- Total assets
- €44,050
- Profit
- €10,006
- Solvency
- 40.9%
JIA HE
ActiveSummary
The computed 12-month bankruptcy probability of JIA HE is 2.7% (moderate). The 2025 annual accounts show equity of €18,006 and a net result of €10,006. Its solvency ranks better than 56% of 22026 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47112NACE 47113
1 site
Size
€44,050total assets 2025
- Staff
- 0.9 FTE
- Equity
- €18,006
- Profit
- €10,006
Turnover not published (abridged schema)
Structure
Accounts 25 d early0 of 1 deed read
Why 52- Founded in 2024- Size: total assets €44,050- Liquidity: current ratio 1.51, cash €191- Sector Retail trade (NACE 47)Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 55% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
66
equity 40.9% of total assets
Liquidity
20
short-term debt 59.1% · cash 0.4%
Profitability
97
return on assets 22.7%
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 1.8%lowest value
09-2025: 1.9%▲ +2.7% vs 08-2025
10-2025: 1.9%▲ +2.0% vs 09-2025
11-2025: 2.3%▲ +22.8% vs 10-2025
12-2025: 2.3%▲ +0.5% vs 11-2025
01-2026: 2.6%▲ +10.3% vs 12-2025
02-2026: 2.9%▲ +10.4% vs 01-2026
03-2026: 2.9%● 0.0% vs 02-2026
04-2026: 2.8%▼ -1.4% vs 03-2026
05-2026: 2.8%▼ -1.1% vs 04-2026
06-2026: 3.0%▲ +8.7% vs 05-2026
07-2026: 3.2%▲ +4.2% vs 06-2026highest value
08-2026: 2.7%▼ -15.9% vs 07-2026
09-2026: 2.7%● 0.0% vs 08-2026
10-2026: 2.7%● 0.0% vs 09-2026
- Founded in 2024 raises the probability for this profile
- Size: total assets €44,050 raises the probability for this profile
- Liquidity: current ratio 1.51, cash €191 raises the probability
- Sector Retail trade (NACE 47) raises the probability
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.51; short-term debt: 59.1% and cash: 0.4% of total assets), but 59.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 56%, liquidity 18%, profitability 90%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
25 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 06-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 16-07-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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