Summary
JHT21 is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €28.4m and a net result of €623,484. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 59% of 2413 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
29 d early
2024
31 d early
2023
36 d early
2022
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Equity
€28.4m▲ 2.2%
2024 · €27.7m
Net result
€623,484▼ 85.0%
2024 · €4.2m
Total assets
€40.0m▼ 31.4%
2024 · €58.3m
Solvency
70.9%▲ 23.3pp
2024 · 47.6%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Turnover€832,894-€1.0m▲ 22.3%€1.2m▲ 19.0%€1.6m▲ 30.7%
Operating result€123,273-€238,163▲ 93.2%€263,097▲ 10.5%-€754,717
Net result€1.5mabove the sector's middle half-€3.1m▲ 101%€4.2m▲ 36.3%€623,484within the sector's middle half▼ 85.0%
Equity€20.5mabove the sector's middle half-€23.6m▲ 14.9%€27.7m▲ 17.7%€28.4mabove the sector's middle half▲ 2.2%
Total assets€52.5mabove the sector's middle half-€54.7m▲ 4.1%€58.3m▲ 6.6%€40.0mwithin the sector's middle half▼ 31.4%
Debt€32.0m-€31.1m▼ 2.7%€30.6m▼ 1.8%€11.7m▼ 61.9%
Working capital-€520,415-€1.4m€5.2m▲ 260%€985,965▼ 81.0%
Solvency39.1%within the sector's middle half-43.1%▲ 4.0pp47.6%▲ 4.5pp70.9%within the sector's middle half▲ 23.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €754,717 after €263,097 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40.0m
Fixed assets
€37.0m ▼ 29.1%
Current assets
€3.1m ▼ 51.0%
Equity and liabilities €40.0m
Equity
€28.4m ▲ 2.2%
Debt
€11.7m ▼ 61.9%
Debt's share of the balance-sheet total falls from 52.4% to 29.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
2.2%▼
2024 · 15.0%
ROA
1.6%▼
2024 · 7.1%
Debt ≤ 1 year
€2.1m▲
2024 · €1.0m
Debt > 1 year
€9.6m▼
2024 · €29.5m
Income taxes
€31,419▲
2024 · €14,638
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Operating income70/76A | €832,894 | €1.0m | €1.2m | €1.6m | ▲ 30.7% |
| Turnover70 | €832,894 | €1.0m | €1.2m | €1.6m | ▲ 30.7% |
| Non-recurring operating income76A | - | €273 | - | - | - |
| Operating charges60/66A | €709,621 | €780,909 | €949,528 | €2.3m | ▲ 146% |
| Services and other goods61 | €708,874 | €761,930 | €910,930 | €1.2m | ▲ 35.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €746 | €14,015 | €29,217 | €29,217 | = |
| Other operating charges640/8 | - | €3,506 | €8,125 | €2,532 | ▼ 68.8% |
| Non-recurring operating charges66A | - | €1,459 | €1,257 | €1.1m | ▲ 85,599% |
| Operating profit (loss)9901 | €123,273 | €238,163 | €263,097 | -€754,717 | ▼ 387% |
| Financial income75/76B | €1.5m | €3.1m | €4.2m | €1.7m | ▼ 59.0% |
| Recurring financial income75 | €1.5m | €3.1m | €4.2m | €1.7m | ▼ 59.0% |
| Income from financial fixed assets750 | - | €3.1m | €4.1m | €1.7m | ▼ 58.4% |
| Income from current assets751 | €1.5m | €16,407 | €56,370 | - | - |
| Non-recurring financial income76B | - | - | - | €0 | - |
| Financial charges65/66B | €94,775 | €243,581 | €282,061 | €312,631 | ▲ 10.8% |
| Recurring financial charges65 | €94,775 | €243,581 | €282,061 | €312,631 | ▲ 10.8% |
| Debt charges650 | €9,527 | €451 | €986 | €306,385 | ▲ 30,974% |
| Other financial charges652/9 | €85,249 | €243,131 | €281,075 | €6,246 | ▼ 97.8% |
| Non-recurring financial charges66B | - | - | - | €0 | - |
| Profit (loss) for the period before taxes9903 | €1.5m | €3.1m | €4.2m | €654,903 | ▼ 84.3% |
| Income taxes67/77 | €9,271 | €6,799 | €14,638 | €31,419 | ▲ 115% |
| Taxes670/3 | €9,271 | €6,799 | €14,638 | €31,419 | ▲ 115% |
| Profit (loss) for the period9904 | €1.5m | €3.1m | €4.2m | €623,484 | ▼ 85.0% |
| Profit (loss) for the period to be appropriated9905 | €1.5m | €3.1m | €4.2m | €623,484 | ▼ 85.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €52.5m | €54.7m | €58.3m | €40.0m | ▼ 31.4% |
| Fixed assets21/28 | €52.0m | €52.1m | €52.1m | €37.0m | ▼ 29.1% |
| Tangible fixed assets22/27 | €39,642 | €133,547 | €104,330 | €75,113 | ▼ 28.0% |
| Furniture and vehicles24 | €39,642 | €133,547 | €104,330 | €75,113 | ▼ 28.0% |
| Financial fixed assets28 | €52.0m | €52.0m | €52.0m | €36.9m | ▼ 29.1% |
| Affiliated companies280/1 | €52.0m | €52.0m | €52.0m | €36.9m | ▼ 29.1% |
| Participating interests280 | €52.0m | €52.0m | €52.0m | €36.9m | ▼ 29.1% |
| Current assets29/58 | €501,955 | €2.6m | €6.2m | €3.1m | ▼ 51.0% |
| Amounts receivable after more than one year29 | - | - | €1.4m | €1.5m | ▲ 3.0% |
| Other amounts receivable291 | - | - | €1.4m | €1.5m | ▲ 3.0% |
| Amounts receivable within one year40/41 | €117,606 | €258,176 | €265,478 | €356,023 | ▲ 34.1% |
| Trade receivables40 | €96,116 | €229,667 | €217,876 | €265,216 | ▲ 21.7% |
| Other amounts receivable41 | €21,490 | €28,508 | €47,602 | €90,807 | ▲ 90.8% |
| Current investments50/53 | - | €2.0m | - | - | - |
| Other investments51/53 | - | €2.0m | - | - | - |
| Cash at bank and in hand54/58 | €383,295 | €295,650 | €4.5m | €1.2m | ▼ 73.6% |
| Deferred charges and accrued income490/1 | €1,054 | €28,887 | €5,700 | €21,728 | ▲ 281% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €52.5m | €54.7m | €58.3m | €40.0m | ▼ 31.4% |
| Equity10/15 | €20.5m | €23.6m | €27.7m | €28.4m | ▲ 2.2% |
| Contributions10/11 | €19.0m | €19.0m | €19.0m | €19.0m | = |
| Outside capital11 | €19.0m | - | - | - | - |
| Share premium1100/10 | €19.0m | - | - | - | - |
| Reserves13 | €75,961 | €75,961 | €75,961 | €75,961 | = |
| Non-distributable reserves130/1 | €75,961 | €75,961 | €75,961 | €75,961 | = |
| Legal reserve130 | €75,961 | - | - | - | - |
| Reserves not available under the articles1311 | - | €75,961 | €75,961 | €75,961 | = |
| Profit (loss) carried forward14 | €1.4m | €4.5m | €8.7m | €9.3m | ▲ 7.2% |
| Amounts payable17/49 | €32.0m | €31.1m | €30.6m | €11.7m | ▼ 61.9% |
| Amounts payable after more than one year17 | €31.0m | €30.0m | €29.5m | €9.6m | ▼ 67.6% |
| Financial debts170/4 | €31.0m | €30.0m | €29.5m | €9.6m | ▼ 67.6% |
| Subordinated loans170 | €15.0m | €15.0m | €15.0m | - | - |
| Credit institutions173 | €16.0m | €15.0m | €14.0m | €5.0m | ▼ 64.3% |
| Other loans174 | - | - | €504,056 | €4.6m | ▲ 810% |
| Amounts payable within one year42/48 | €1.0m | €1.1m | €1.0m | €2.1m | ▲ 97.2% |
| Current portion of amounts payable after more than one year42 | €1.0m | €1.0m | €1.0m | €2.0m | ▲ 99.1% |
| Trade debts44 | €22,370 | €142,843 | €37,010 | €4,618 | ▼ 87.5% |
| Suppliers440/4 | €22,370 | €142,843 | €37,010 | €4,618 | ▼ 87.5% |
| Taxes, remuneration and social security45 | - | - | €9,451 | €68,441 | ▲ 624% |
| Taxes450/3 | - | - | €9,451 | €68,441 | ▲ 624% |
| Accrued charges and deferred income492/3 | - | - | - | €1,115 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.5m | €3.1m | €4.2m | €623,484 | ▼ 85.0% |
| + Depreciation and write-downs630 | €746 | €14,015 | €29,217 | €29,217 | = |
| Operating cash flow (approximation) | €1.5m | €3.1m | €4.2m | €652,701 | ▼ 84.4% |
| Investment in fixed assets (approximation) | - | -€107,921 | €0 | €15.1m | - |
| Change in cash | - | -€87,645 | €4.2m | -€3.3m | ▼ 179% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €623,484 ▼85%
Net result drops to €623,484, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
31-12
Financial
Highest result since 2022net €4.2m ▲36.3%
Operating result €263,097, net result €4.2m, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.95
Current ratio from 2.26 to 5.95; short-term debt falls from €1.1m to €1.0m.
31-12
Financial
Equity above €25mEq €27.7m ▲17.7%
3 profitable years in a row build equity to €27.7m.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
2023
31-12
Financial
Liquidity times 5current ratio 2.26
Current ratio from 0.49 to 2.26.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2021
Ground area
127 m²
Building footprint
60 m²
Volume, LiDAR
422 m³
Parcel 21652F0062/00S020, Brussels · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JHT21
since 20212.325.663.387
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652F0062/00S020 | Brussels | 127 m² | 1 · 60 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 3,603 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0779421328
Registered
06-01-2022
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.