JHSCR
ActiveThe computed 12-month bankruptcy probability of JHSCR is 1.9% (moderate). The 2025 annual accounts show equity of €4k and a net result of €958. Its solvency ranks better than 23% of 11323 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability70
Solvency31
Growth-
Track record67
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 11323 sector peers (2025).
NBB · sector comparisonPosition among 11323 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€4k
Total assets
€70k
Net result
€958
Working capital
€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €70k
Fixed assets
€49k
Current assets
€21k
Equity and liabilities €70k
Equity
€4k
Debt
€66k
Debt finances 94.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€19k
Cash flow
€14k
Solvency
5.7%
Current ratio
0.59
Quick ratio
0.59
Debt / equity
16.67
ROE
24.2%
ROA
1.4%
Interest coverage
13.34
Debt
€66k
Debt ≤ 1 year
€36k
Debt > 1 year
€30k
Income taxes
€3k
Staff costs
€129k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€70k
Fixed assets21/28€49k
Tangible fixed assets22/27€49k
Furniture and vehicles24€49k
Current assets29/58€21k
Amounts receivable within one year40/41€12k
Trade receivables40€12k
Other amounts receivable41€450
Cash at bank and in hand54/58€7k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€70k
Equity10/15€4k
Contributions10/11€3k
Reserves13€958
Distributable reserves133€958
Amounts payable17/49€66k
Amounts payable after more than one year17€30k
Financial debts170/4€30k
Amounts payable within one year42/48€36k
Current portion of amounts payable after more than one year42€10k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€23k
Taxes450/3€8k
Remuneration and social security454/9€15k
Other amounts payable47/48€597
Income statement
Code2025
Remuneration, social security and pensions62€129k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k
Other operating charges640/8€641
Gross operating margin9900€149k
Operating profit (loss)9901€6k
Financial income75/76B€16
Recurring financial income75€16
Financial charges65/66B€2k
Recurring financial charges65€1k
Non-recurring financial charges66B€126
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€3k
Profit (loss) for the period9904€958
Profit (loss) for the period to be appropriated9905€958
Appropriation of the result
Profit (loss) to be appropriated9906€958
Transfer to equity691/2€958
To other reserves6921€958
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamoir · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Néblon 134180 HamoirGround area
9,307 m²
Building footprint
98 m²
Volume, LiDAR
1,012 m³
2 parcels, Wallonia · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JBC
since 20242.359.420.080
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61007A0127/00V003 | Wallonia | 9,218 m² | - | - |
| 61024A0199/00X003 | Wallonia | 89 m² | 1 · 98 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Florceramica
BE 0479.976.982
Erpe-Mere · Eq €4k
CHIHAB
BE 0542.611.367
Dilbeek · Eq €4k
PERSEVERANTIUS
BE 0561.962.570
Mechelen · Eq €4k
DERBELS
BE 0844.105.876
Oostende · Eq €4k
KCBS GROUP
BE 0635.867.959
Heusden-Zolder · Eq €4k
Of 1,311 companies in sector 46423 we hold annual accounts for 812. 204 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2024
Fiscal year end31-12
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.