JHJ

Active

Private limited companyfounded 201610 yrs activeChemin du Fond Coron 3, 1380 Lasne, BelgiumKBO/BCE: BE 0664.612.524

Summary

The annual accounts of JHJ for fiscal year 2025 show a net loss of 78% of the equity at the start of that year. The 2025 annual accounts show equity of €4,975 and a net result of -€18,105. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 697 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

JHJActiveChecked score 53/100

Risk analysis Report Compare

Activity

Other professional, scientific and technical activities

NACE 74999NACE 74909

1 site

Size

€50,937turnover 2025

Equity: €4,975
Loss: -€18,105

Turnover -73%: other schema

Financial health

53 Fair Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Accounts 25 d early0 of 3 deeds read

Why 53Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €18,105 (FY 2025)+ Sector Other professional, scientific and technical activities (NACE 74)+ Size: turnover €50,937, total assets €100,161+ Liquidity: current ratio 0.91, cash €38,307Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 16% of its sector peers (NACE 74, micro)

Performance against the sector, not lower risk

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 30-18

equity 5.0% of total assets

Liquidity 48+23

short-term debt 89.0% · cash 38.2%

Profitability 0-90

return on assets -18.1%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,346 companies)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%● 0.0% vs 12-2024 02-2025: 0.4%▼ -4.0% vs 01-2025 03-2025: 0.4%▲ +8.9% vs 02-2025 04-2025: 0.4%▲ +4.1% vs 03-2025 05-2025: 0.4%▼ -4.2% vs 04-2025 06-2025: 0.4%▼ -3.9% vs 05-2025 07-2025: 0.5%▲ +16.6% vs 06-2025highest value 08-2025: 0.3%▼ -29.5% vs 07-2025 09-2025: 0.3%● 0.0% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%▼ -3.7% vs 11-2025 01-2026: 0.3%● 0.0% vs 12-2025 02-2026: 0.3%● 0.0% vs 01-2026 03-2026: 0.3%▲ +5.7% vs 02-2026 04-2026: 0.4%▲ +11.7% vs 03-2026 05-2026: 0.4%▼ -1.1% vs 04-2026 06-2026: 0.4%▼ -3.0% vs 05-2026 07-2026: 0.4%▲ +4.2% vs 06-2026 08-2026: 0.3%▼ -24.2% vs 07-2026lowest value 09-2026: 0.3%● 0.0% vs 08-2026lowest value 10-2026: 0.3%● 0.0% vs 09-2026lowest value

Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
Size: turnover €50,937, total assets €100,161 lowers the probability for this profile
Loss of €18,105 (FY 2025) raises the probability
Liquidity: current ratio 0.91, cash €38,307 lowers the probability

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity short (current ratio 0.91 against 1.25 in 2024; short-term debt: 89% and cash: 38.2% of total assets), and 95% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 18%, liquidity 32%, profitability 7%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Other professional, scientific and technical activities (NACE 74)

In the bankruptcy model this factor lowers the probability.

KBO

Size: turnover €50,937, total assets €100,161

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Loss of €18,105 (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Liquidity: current ratio 0.91, cash €38,307

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 697 sector peers (2025).

NBB · sector comparison

Position among 697 sector peers

Solvency

better than 19%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

25 d early

2024

37 d early

2023

2 d early

2022

4 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

06-07-26 Annual accounts filedfiscal year 2025 · abbreviated…
24-06-25 Annual accounts filedfiscal year 2024 · micro…
29-07-24 Annual accounts filedfiscal year 2023 · full…

Key points

Caution: Turnover fell in 2025different schema filed ▼ 72.8% View
Caution: Among the weakest 15% on net resultsector median €12,741 · 695 companies -€18,105 View
Positive: Always filed on timeaccounts within the deadline every year 4 years View