JHJ
ActiveSummary
The annual accounts of JHJ for fiscal year 2025 show a net loss of 78% of the equity at the start of that year. The 2025 annual accounts show equity of €4,975 and a net result of -€18,105. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 648 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
What they do
Other professional, scientific and technical activities
NACE 74999NACE 74909
1 site
How big
€50,937turnover 2025
- Equity
- €4,975
- Loss
- -€18,105
Turnover -73%: other schema
Who decides
Accounts 25 d early0 of 3 deeds read
Why 46- Annual accounts: weaker financial profile- Higher-failure-rate region- Weak solvency vs sector+ Lower-failure-rate sectorLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-90
Solvency30▼-18
Growth52▼-33
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.91 against 1.25 in 2024; short-term debt: 89% and cash: 38.2% of total assets), and 95% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5%
Return on assets
-18.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 648 sector peers (2025).
NBB · sector comparisonPosition among 648 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
37 d early
2023
2 d early
2022
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · full…
Financials
Fiscal year 2025Turnover €50,937Loss -€18,105Solvency 5.0%Liquidity 0.91
Turnover
€50,937▼ 72.8%
2022 - 2025
Net result
-€18,105
2022 - 2025
Equity
€4,975▼ 78.4%
2022 - 2025
Solvency
5.0%▼ 17.9pp
2022 - 2025
Financials · fiscal year 2025, abbreviated schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Turnover€91,223-€326,321▲ 258%€187,342▼ 42.6%€50,937▼ 72.8%
Operating result-€33,628-€40,221€26,616▼ 33.8%-€17,919
Net result-€35,735below the sector's middle half-€35,984within the sector's middle half€15,246within the sector's middle half▼ 57.6%-€18,105below the sector's middle half
EBIT margin-36.9%-12.3%▲ 49.2pp14.2%▲ 1.9pp-35.2%▼ 49.4pp
Equity-€28,150below the sector's middle half-€7,833below the sector's middle half€23,080within the sector's middle half▲ 195%€4,975below the sector's middle half▼ 78.4%
Total assets€93,102within the sector's middle half-€126,636within the sector's middle half▲ 36.0%€100,882within the sector's middle half▼ 20.3%€100,161within the sector's middle half▼ 0.7%
Debt€121,253-€118,803▼ 2.0%€77,803▼ 34.5%€95,186▲ 22.3%
Working capital-€3,439below the sector's middle half-€22,337within the sector's middle half€14,527within the sector's middle half▼ 35.0%-€7,902below the sector's middle half
Solvency-30.2%below the sector's middle half-6.2%below the sector's middle half▲ 36.4pp22.9%within the sector's middle half▲ 16.7pp5.0%below the sector's middle half▼ 17.9pp
Current ratio0.95below the sector's middle half-1.27within the sector's middle half▲ 0.311.25within the sector's middle half▼ 0.010.91below the sector's middle half▼ 0.34
Return on assets (ROA)-38.4%below the sector's middle half-28.4%above the sector's middle half▲ 66.8pp15.1%within the sector's middle half▼ 13.3pp-18.1%below the sector's middle half▼ 33.2pp
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Turnover -73% on 2024. The accounts now follow the abbreviated schema, last year the micro schema.
- 2023 Turnover +258% on 2022. The accounts now follow the full schema, last year the micro schema.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €17,919 after €26,616 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100,161
Fixed assets
€18,895 ▼ 35.5%
Current assets
€81,266 ▲ 13.5%
Equity and liabilities €100,161
Equity
€4,975 ▼ 78.4%
Debt
€95,186 ▲ 22.3%
Debt's share of the balance-sheet total rises from 77.1% to 95.0%. Equity is lower and debt is higher.
Key figures and ratios
Key figures and ratios
EBITDA
-€7,531▼
2024 · €34,945
Cash flow
-€7,717▼
2024 · €23,575
Debt to equity
19.13▲
2024 · 3.37
ROE
-363.9%▼
2024 · 66.1%
Interest coverage
-4.38▼
2024 · 11.50
Debt ≤ 1 year
€89,168▲
2024 · €57,071
Debt > 1 year
€6,019▼
2024 · €20,731
Income taxes
-€1,533▼
2024 · €8,341
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 646 companies that looked in July 2024 the way this one looks now, 7.3% went bankrupt within 24 months and 86% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a loss of 10% of the balance sheet or more
7.3%
went bankrupt
5.9%
stopped otherwise
86%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 646 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Turnover70 | €91,223 | €326,321 | €187,342 | €50,937 | ▼ 72.8% |
| Non-recurring operating income76A | €3,733 | - | €26,514 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €122,260 | €282,705 | €152,163 | €66,724 | ▼ 56.1% |
| Remuneration, social security and pensions62 | €181 | - | €247 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,000 | €6,613 | €8,329 | €10,388 | ▲ 24.7% |
| Other operating charges640/8 | €143 | €120 | €32,063 | - | - |
| Gross operating margin9900 | -€27,304 | €46,954 | €67,255 | -€7,531 | ▼ 111% |
| Operating profit (loss)9901 | -€33,628 | €40,221 | €26,616 | -€17,919 | ▼ 167% |
| Financial income75/76B | - | - | €10 | - | - |
| Recurring financial income75 | - | - | €10 | - | - |
| Financial charges65/66B | €2,107 | €2,237 | €3,039 | €1,718 | ▼ 43.5% |
| Recurring financial charges65 | €2,107 | €2,237 | €3,039 | €1,718 | ▼ 43.5% |
| Profit (loss) for the period before taxes9903 | -€35,735 | €37,984 | €23,587 | -€19,637 | ▼ 183% |
| Income taxes67/77 | - | €2,000 | €8,341 | -€1,533 | ▼ 118% |
| Profit (loss) for the period9904 | -€35,735 | €35,984 | €15,246 | -€18,105 | ▼ 219% |
| Profit (loss) for the period to be appropriated9905 | -€35,735 | €35,984 | €15,246 | -€18,105 | ▼ 219% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €93,102 | €126,636 | €100,882 | €100,161 | ▼ 0.7% |
| Fixed assets21/28 | €24,000 | €20,453 | €29,284 | €18,895 | ▼ 35.5% |
| Tangible fixed assets22/27 | €24,000 | €20,453 | €29,284 | €18,895 | ▼ 35.5% |
| Plant, machinery and equipment23 | €24,000 | €18,000 | €27,444 | €17,669 | ▼ 35.6% |
| Furniture and vehicles24 | - | €2,453 | €1,840 | €1,226 | ▼ 33.3% |
| Current assets29/58 | €69,102 | €106,183 | €71,599 | €81,266 | ▲ 13.5% |
| Amounts receivable within one year40/41 | €68,581 | €88,599 | €68,334 | €41,885 | ▼ 38.7% |
| Trade receivables40 | €68,581 | €88,599 | €62,176 | €33,093 | ▼ 46.8% |
| Other amounts receivable41 | - | - | €6,157 | €8,792 | ▲ 42.8% |
| Cash at bank and in hand54/58 | €8 | €14,351 | €3,265 | €38,307 | ▲ 1,073% |
| Deferred charges and accrued income490/1 | €513 | €3,234 | - | €1,073 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €93,102 | €126,636 | €100,882 | €100,161 | ▼ 0.7% |
| Equity10/15 | -€28,150 | €7,833 | €23,080 | €4,975 | ▼ 78.4% |
| Contributions10/11 | €100 | €100 | €100 | €100 | = |
| Profit (loss) carried forward14 | -€28,250 | €7,733 | €22,980 | €4,875 | ▼ 78.8% |
| Amounts payable17/49 | €121,253 | €118,803 | €77,803 | €95,186 | ▲ 22.3% |
| Amounts payable after more than one year17 | €48,711 | €34,956 | €20,731 | €6,019 | ▼ 71.0% |
| Financial debts170/4 | €48,711 | €34,956 | €20,731 | €6,019 | ▼ 71.0% |
| Amounts payable within one year42/48 | €72,541 | €83,847 | €57,071 | €89,168 | ▲ 56.2% |
| Current portion of amounts payable after more than one year42 | €13,304 | €13,755 | €14,225 | €15,874 | ▲ 11.6% |
| Trade debts44 | €15,358 | €50,827 | €28,565 | €12,801 | ▼ 55.2% |
| Suppliers440/4 | €15,358 | €50,827 | €28,565 | €12,801 | ▼ 55.2% |
| Taxes, remuneration and social security45 | €4,558 | €558 | - | - | - |
| Taxes450/3 | - | €258 | - | - | - |
| Remuneration and social security454/9 | €4,558 | €300 | - | - | - |
| Other amounts payable47/48 | €39,321 | €18,707 | €14,281 | €60,493 | ▲ 324% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€35,735 | €35,984 | €15,246 | -€18,105 | ▼ 219% |
| + Depreciation and write-downs630 | €6,000 | €6,613 | €8,329 | €10,388 | ▲ 24.7% |
| Operating cash flow (approximation) | -€29,735 | €42,597 | €23,575 | -€7,717 | ▼ 133% |
| Investment in fixed assets (approximation) | - | -€3,066 | -€17,160 | €0 | ▲ 100% |
| Change in cash | - | €14,342 | -€11,086 | €35,042 | ▲ 416% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
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BE 1004.678.686
Gent · Eq €5,000
Chicken Without a Head
BE 0719.611.524
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BE 1020.355.371
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Of 4,551 companies in this sector we hold annual accounts for 1,934. 693 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
5 eventsLatest 06-07-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €35,984
Net result €35,984 after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 01-10-2016Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded01-10-2016
Fiscal year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0664612524
Registered
20-11-2020
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2016
Ground area
905 m²
Building footprint
144 m²
Volume, LiDAR
688 m³
Parcel 25076A0110/00R000, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JHJ.snc
since 2016unit no. 2.258.166.037
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076A0110/00R000 | Wallonia | 905 m² | 1 · 144 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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