JH-Technical
ActiveThe computed 12-month bankruptcy probability of JH-Technical is 1.9% (moderate). The 2025 annual accounts show equity of €50k and a net result of €25k. Equity is growing by ~37% per year across the filed fiscal years. Its solvency ranks better than 89% of 7318 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.53 against 4.0 in 2024), and 17.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.3%
Return on assets
41.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 d early
2024
31 d early
2023
1 d early
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€61k▲ 11.6%
2024 · €55k
2022: €66k
2023: €34k
2024: €55k
2022 → 2025
Net result
€25k▲ 46.2%
2024 · €17k
2022: €9k
2023: €11k
2024: €17k
2022 → 2025
Working capital
€49k▲ 23.6%
2024 · €40k
2022: €-8k
2023: €24k
2024: €40k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€0-
Equity€14k-€25k▲ 78.9%€41k▲ 65.1%€50k▲ 21.1%
Operating result€13k-€18k▲ 33.8%€24k▲ 35.8%€33k▲ 37.4%
Net result€9k-€11k▲ 22.6%€17k▲ 55.1%€25k▲ 46.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 37% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€1k▼ 29.5%
Current assets
€60k▲ 13.1%
Equity and liabilities €61k
Equity
€50k▲ 21.1%
Debt
€11k▼ 18.3%
The debt ratio falls from 24.1% to 17.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€34k▲
2024 · €25k
Cash flow
€26k▲
2024 · €18k
Solvency
82.3%▲
2024 · 75.9%
Current ratio
5.53▲
2024 · 4.00
Quick ratio
5.50▲
2024 · 4.00
Debt / equity
0.21▼
2024 · 0.32
ROE
50.0%▲
2024 · 41.4%
ROA
41.2%▲
2024 · 31.4%
Interest coverage
31.41▲
2024 · 11.27
Debt
€11k▼
2024 · €13k
Debt ≤ 1 year
€11k▼
2024 · €13k
Income taxes
€7k▲
2024 · €5k
Staff costs
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€61k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€53k€60k▲
Stocks and contracts in progress3-€393
Stocks30/36-€393
Amounts receivable within one year40/41€16k€6k▼
Trade receivables40€8k€4k▼
Other amounts receivable41€9k€2k▼
Cash at bank and in hand54/58€32k€49k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€55k€61k▲
Equity10/15€41k€50k▲
Contributions10/11€5k€5k=
Reserves13€20k€20k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€16k€25k▲
Amounts payable17/49€13k€11k▼
Amounts payable within one year42/48€13k€11k▼
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€9k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€555€852▲
Gross operating margin9900€25k€37k▲
Operating profit (loss)9901€24k€33k▲
Financial income75/76B€445€287▼
Recurring financial income75€445€287▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€22k€32k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€17k€25k▲
Profit (loss) for the period to be appropriated9905€17k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€41k▲
Profit (loss) brought forward from the previous period14P€0€16k▲
Profit to be distributed694/7€833€16k▲
Return on contributions (dividend)694€833€16k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €25k ▲46.2%
Operating result €33k, net result €25k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 7current ratio 3.64
Current ratio from 0.52 to 3.64; short-term debt falls from €17k to €9k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenstraat 303730 Bilzen-HoeseltGround area
629 m²
Building footprint
130 m²
Volume, LiDAR
681 m³
Parcel 73032C0207/00S000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JH-Technical
since 20222.334.012.020
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73032C0207/00S000 | Flanders | 629 m² | 1 · 130 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KZ CONCEPT
BE 0767.575.945
Ukkel · Eq €50k
PRO ESTATE SERVICES
BE 0805.227.484
Ukkel · Eq €50k
JRO BUILD
BE 1019.196.915
Sint-Agatha-Berchem · Eq €50k
Dieter Mondy Services
BE 0726.514.855
Zwevegem · Eq €50k
EURO CONSTRUCT
BE 0666.530.946
Halle · Eq €50k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,868. 12,929 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-2022
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43230Insulation installation
43291Specialised construction activities
43333Wallpapering and laying of floor and wall coverings in other materials
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.