JH Qualitas
ActiveJH Qualitas has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €46k. Its solvency ranks better than 66% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency96▲+45
Growth78
Track record82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.66 against 0.97 in 2024; short-term debt: 27.5% and cash: 69.2% of total assets), and 29.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.9%
Return on assets
60.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
25 d late
2024
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 600%
2024 · €8k
2024: €8k
2024 → 2025
Total assets
€75k▲ 154%
2024 · €29k
2024: €29k
2024 → 2025
Net result
€46k▲ 524%
2024 · €7k
2024: €7k
2024 → 2025
Working capital
€34k
2024 · €-698
2024: €-698
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€8k-€53k▲ 600%
Operating result€9k-€61k▲ 550%
Net result€7k-€46k▲ 524%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 550% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€20k▲ 143%
Current assets
€55k▲ 159%
Equity and liabilities €75k
Equity
€53k▲ 600%
Debt
€22k▼ 0.4%
The debt ratio falls from 74.2% to 29.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65k▲
2024 · €10k
Cash flow
€50k▲
2024 · €8k
Solvency
70.9%▲
2024 · 25.8%
Current ratio
2.66▲
2024 · 0.97
Quick ratio
2.66▲
2024 · 0.97
Debt / equity
0.41▼
2024 · 2.88
ROE
85.7%▼
2024 · 96.1%
ROA
60.8%▲
2024 · 24.8%
Interest coverage
1139.26
Debt
€22k▼
2024 · €22k
Debt ≤ 1 year
€21k▼
2024 · €22k
Income taxes
€15k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€75k▲
Fixed assets21/28€8k€20k▲
Tangible fixed assets22/27€8k€20k▲
Furniture and vehicles24€8k€20k▲
Current assets29/58€21k€55k▲
Amounts receivable within one year40/41€16k€3k▼
Trade receivables40€14k€3k▼
Other amounts receivable41€1k-
Cash at bank and in hand54/58€6k€52k▲
Equity and liabilities
Total equity and liabilities10/49€29k€75k▲
Equity10/15€8k€53k▲
Contributions10/11€300€300=
Profit (loss) carried forward14€7k€53k▲
Amounts payable17/49€22k€22k▼
Amounts payable within one year42/48€22k€21k▼
Trade debts44€8k€714▼
Suppliers440/4€8k€714▼
Taxes, remuneration and social security45€2k€18k▲
Taxes450/3€2k€18k▲
Other amounts payable47/48€12k€2k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€266€4k▲
Other operating charges640/8€1k€453▼
Gross operating margin9900€11k€65k▲
Operating profit (loss)9901€9k€61k▲
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B-€57
Recurring financial charges65-€57
Profit (loss) for the period before taxes9903€9k€61k▲
Income taxes67/77€2k€15k▲
Profit (loss) for the period9904€7k€46k▲
Profit (loss) for the period to be appropriated9905€7k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€53k▲
Profit (loss) brought forward from the previous period14P-€7k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 2.66
Current ratio from 0.97 to 2.66; short-term debt falls from €22k to €21k.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Borsbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Manebruggestraat 2822150 BorsbeekGround area
782 m²
Building footprint
181 m²
Volume, LiDAR
1,345 m³
Parcel 11007A0257/00E000, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JH Qualitas
since 20242.364.470.119
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11007A0257/00E000 | Flanders | 782 m² | 1 · 181 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 38,394 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
79120Travel agency, tour operator and other reservation service and related activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.