JH CONSULTING
ActiveSummary
JH CONSULTING has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €431k and a net result of €146k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 53% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability95▲+12
Solvency87▲+11
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 0.38 in 2023; short-term debt: 24.6% and cash: 8.2% of total assets), and 38.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
61.6%
Return on assets
20.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
36 d early
2022
54 d early
2021
40 d early
2020
44 d early
2019
44 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€431k▲ 31.1%
2023 · €329k
2018: €352k
2019: €343k
2020: €269k
2021: €294k
2022: €287k
2023: €329k
2018 → 2024
Total assets
€700k▲ 8.6%
2023 · €645k
2018: €692k
2019: €652k
2020: €600k
2021: €479k
2022: €480k
2023: €645k
2018 → 2024
Net result
€146k▲ 97.3%
2023 · €74k
2018: €47k
2019: €44k
2020: €47k
2021: €82k
2022: €55k
2023: €74k
2018 → 2024
Working capital
€4k
2023 · €-107k
2018: €-934
2019: €-37k
2020: €-129k
2021: €-26k
2022: €-35k
2023: €-107k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€269k-€294k▲ 9.3%€287k▼ 2.3%€329k▲ 14.7%€431k▲ 31.1%
Operating result€77k-€125k▲ 62.7%€85k▼ 31.7%€116k▲ 35.2%€223k▲ 93.4%
Net result€47k-€82k▲ 75.6%€55k▼ 32.6%€74k▲ 34.0%€146k▲ 97.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 93% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €700k
Fixed assets
€524k ▼ 9.3%
Current assets
€176k ▲ 165%
Equity and liabilities €700k
Equity
€431k ▲ 31.1%
Provisions
€22k =
Debt
€247k ▼ 15.8%
Debt's share of the balance-sheet total falls from 45.5% to 35.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€281k▲
2023 · €170k
Cash flow
€204k▲
2023 · €129k
Current ratio
1.02▲
2023 · 0.38
Debt to equity
0.57▼
2023 · 0.89
ROE
33.9%▲
2023 · 22.5%
ROA
20.9%▲
2023 · 11.5%
Interest coverage
21.11▲
2023 · 20.61
Debt ≤ 1 year
€172k▼
2023 · €173k
Debt > 1 year
€75k▼
2023 · €120k
Income taxes
€64k▲
2023 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 56 lines
Balance sheet
Code20232024
Assets
Total assets20/58€645k€700k▲
Fixed assets21/28€578k€524k▼
Tangible fixed assets22/27€577k€524k▼
Land and buildings22€555k€502k▼
Furniture and vehicles24€7k€8k▲
Other tangible fixed assets26€16k€13k▼
Financial fixed assets28€762€762=
Current assets29/58€66k€176k▲
Amounts receivable within one year40/41€52k€86k▲
Trade receivables40€20k€60k▲
Other amounts receivable41€32k€26k▼
Current investments50/53-€29k
Cash at bank and in hand54/58€11k€57k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€645k€700k▲
Equity10/15€329k€431k▲
Contributions10/11€19k€19k=
Reserves13€307k€409k▲
Distributable reserves133€307k€409k▲
Profit (loss) carried forward14€3k€3k▲
Provisions and deferred taxes16€22k€22k=
Provisions for liabilities and charges160/5€22k€22k=
Pensions and similar obligations160€22k€22k=
Amounts payable17/49€293k€247k▼
Amounts payable after more than one year17€120k€75k▼
Financial debts170/4€120k€75k▼
Amounts payable within one year42/48€173k€172k▼
Current portion of amounts payable after more than one year42€57k€75k▲
Financial debts43€40k-
Credit institutions430/8€40k-
Trade debts44€8k-
Suppliers440/4€8k-
Taxes, remuneration and social security45€10k€45k▲
Taxes450/3€10k€45k▲
Other amounts payable47/48€57k€52k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€58k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€9k-
Other operating charges640/8€384€387▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€179k€283k▲
Operating profit (loss)9901€116k€223k▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€8k€13k▲
Recurring financial charges65€8k€13k▲
Profit (loss) for the period before taxes9903€107k€210k▲
Income taxes67/77€33k€64k▲
Profit (loss) for the period9904€74k€146k▲
Profit (loss) for the period to be appropriated9905€74k€146k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€149k▲
Profit (loss) brought forward from the previous period14P€3k€3k▲
Transfer from equity791/2€32k€44k▲
Transfer to equity691/2€74k€146k▲
To other reserves6921€74k€146k▲
Profit to be distributed694/7€32k€44k▲
Return on contributions (dividend)694€32k€44k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €146k ▲97.3%
Operating result €223k, net result €146k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.02
Current ratio from 0.38 to 1.02; short-term debt falls from €173k to €172k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €44k ▼5.8%
Net result drops to €44k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
21-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 387C1785 MerchtemGround area
2,854 m²
Building footprint
314 m²
Volume, LiDAR
1,637 m³
2 parcels, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JH Consulting
since 20062.150.752.987
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23012G0453/00R002 | Flanders | 1,718 m² | 1 · 165 m² | 8.3 m · 2 fl. |
| 23012G0451/00E002 | Flanders | 1,136 m² | 1 · 149 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9676008Q7AJPYGUBQV05
Similar companies · same sector, comparable size
CG CONFORT
BE 0687.900.442
Mettet · Eq €431,258
SYQUEST MANAGEMENT
BE 0828.712.174
Holsbeek · Eq €431,376
LeFun
BE 0738.486.041
Herenthout · Eq €431,438
DEWULF OLIVIER
BE 0889.305.304
Kortrijk · Eq €431,439
NoLam
BE 0708.991.113
Overijse · Eq €431,174
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 35,802 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-1998
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.