JH CONSULT

Active

Private limited companyfounded 20251 yr activeRue Léon Terwagne(SA) 75, 6221 Fleurus, BelgiumKBO/BCE: BE 1021.046.150

Summary

JH CONSULT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,361 and a net result of €27,694. Its solvency ranks better than 74% of 16759 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

JH CONSULTActiveChecked score 98/100

Risk analysis Report Compare

Activity

Real estate agency activities

NACE 68310

1 site

Size

€44,835total assets 2025

Equity: €28,361
Profit: €27,694

Turnover not published (abridged schema)

Financial health

98 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts 91 d early0 of 1 deed read

Why 98- Size: total assets €44,835- Founded in 2025+ Liquidity: current ratio 2.72, cash €38,872+ Sector Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 85% of its sector peers (NACE 68, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 88

equity 63.3% of total assets

Liquidity 83

short-term debt 36.7% · cash 86.7%

Profitability 100

return on assets 61.8%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,530 companies)

Last 24 months 04-2026: 0.6% 05-2026: 0.7%▲ +3.1% vs 04-2026highest value 06-2026: 0.1%▼ -88.8% vs 05-2026lowest value 07-2026: 0.1%▲ +1.3% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%▲ +6.6% vs 09-2026

Liquidity: current ratio 2.72, cash €38,872 lowers the probability
Sector Real estate activities (NACE 68) lowers the probability
Size: total assets €44,835 raises the probability for this profile
Founded in 2025 raises the probability for this profile

Credit up to €2,500 at 30 days acceptable

Liquidity ample (current ratio 2.72; short-term debt: 36.7% and cash: 86.7% of total assets), and 36.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 73%, liquidity 88%, profitability 95%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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