Turnover
≈ €69,000 estimated
The micro format states no turnover.
JH CONSTRUCT
Overview
Lifetime
1 annual account with figurespeak €5,114 (2025)
€5,114
peak €3,922 (2025)
€3,922
peak €5,922 (2025)
€5,922
€2,287
Board1 name since 2024
1 directorHARINGS Jeroen
Documentsfilings and deeds
09-07-202622 days before the deadline
2025micro format
Address struck 18-081 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€2,000 100 shares
Position in the sector
€5,922
Less equity than 87% of companies in specialised construction. Sector median €57,691 · 35,148 companies.
Checked score
40
Weak
Financially stronger than 82% of micro companies in specialised construction (NACE 43)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.3% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 3.5%lowest value
01-2026: 3.6%▲ +0.1 percentage points vs 12-2025
02-2026: 7.3%▲ +3.7 percentage points vs 01-2026
03-2026: 7.9%▲ +0.6 percentage points vs 02-2026
04-2026: 8.2%▲ +0.3 percentage points vs 03-2026
05-2026: 9.0%▲ +0.8 percentage points vs 04-2026
06-2026: 9.4%▲ +0.4 percentage points vs 05-2026highest value
07-2026: 9.4%● unchanged vs 06-2026highest value
08-2026: 6.1%▼ -3.3 percentage points vs 07-2026
09-2026: 6.1%● unchanged vs 08-2026
10-2026: 6.3%▲ +0.2 percentage points vs 09-2026
11-2026: 6.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Liquidity: current ratio 3.59
Ex-officio strike-off in the KBO
1 change of registered office in 24 months
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 78% of them on solvency, 76% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as JH CONSTRUCT has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of JH CONSTRUCT itself is higher: 6.3% within 12 months. It rests on far more data about JH CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for JH CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is ample, with a current ratio of 3.59, above the usual 1.5. Short-term debt is 27.9% of total assets. 27.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
22 days early
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Recent changes
Registered office moved from Maaseik to Oudsbergen
New registered office: Reynderstraat 86 bus 1, 3660 Oudsbergen · Previous registered office: Neeroeterenstraat 3, 3680 Maaseik · General meeting of 22-12-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016280876
Address struck
Neeroeterenstraat 3 Neeroeterenstraat 3, 3680
Maaseik · effective 12-07-2025 · KBO administration
First establishment
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JH CONSTRUCT Oudsbergen | €8,209 | €5,114 | 72.1% | - |
| ASG BOUWWERKEN Tessenderlo-Ham | €7,416 | €4,351 | 77.0% | - |
| F&L CONSTRUCT Sint-Gillis (bij-Brussel) | €11,419 | €5,406 | 5.6% | - |
| BatiNex Namur | €11,381 | €5,365 | 53.9% | - |
| Hamoss Zele | €11,650 | €4,028 | 20.0% | - |
| PÈRE ET FILS COMPANY Dilbeek | €12,015 | €5,871 | 11.4% | - |
| RRB CONSTRUCT Grimbergen | €12,987 | €5,154 | 37.8% | - |
These companies have the same main activity as JH CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €7,420 and €13,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 15-11-2024Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 1 other
- Establishment unit
- 2.376.196.726since 01-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 21-12-2025
Annual accounts 2025
- €5,114
- €3,922
- €5,922
- €8,209
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Insights on JH CONSTRUCT
The computed 12-month bankruptcy probability of JH CONSTRUCT is 6.3% (elevated). The 2025 annual accounts show equity of €5,922 and a net result of €3,922.
Its solvency ranks better than 77% of 35,136 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 09-07-2026, 22 days before the deadline€5,114
€5,114
€3,922
€5,922
72.1%
3.59
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €69,000. Estimated: probably between €37,000 and €130,000.
Balance sheet
balance sheet total €8,209 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
72.1%
Higher than 77% of 35,136 companies in 2025.
3.59
Higher than 77% of 34,510 companies in 2025.
47.8%
Higher than 95% of 34,711 companies in 2025.
JH CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
8,209 | |
29/58 |
8,209 | |
40/41 |
8,209 | |
40 |
7,722 | |
41 |
488 | |
| Balance sheet: equity and liabilities | ||
10/49 |
8,209 | |
10/15 |
5,922 | |
13 |
2,000 | |
130/1 |
2,000 | |
1311 |
2,000 | |
14 |
3,922 | |
17/49 |
2,287 | |
42/48 |
2,287 | |
44 |
211 | |
440/4 |
211 | |
45 |
1,083 | |
450/3 |
1,083 | |
47/48 |
993 | |
| Income statement | ||
9900 |
5,114 | |
9901 |
5,114 | |
75/76B |
0 | |
75 |
0 | |
65/66B |
109 | |
65 |
109 | |
9903 |
5,005 | |
67/77 |
1,083 | |
9904 |
3,922 | |
9905 |
3,922 | |
| Appropriation of the result | ||
9906 |
3,922 | |
| Document | ||
Source: Annual accounts 2025 at the NBB, filed on 09-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 09-07-2026 | 2026-00278842 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 5,922 | ||
| 72.1% | ||
| 3.59 | ||
| 0.39 | ||
| 66.2% | ||
| 47.8% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on JH CONSTRUCT
Debt's share of the balance-sheet total is 27.9%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 19-11-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 09-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 19-11-2024
Mandates through the years
1 name, the dashed line is todayHARINGS Jeroen
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- HARINGS Jeroen
- Director (not named in the articles), appointed by deed of 19-11-2024, still in office
Control
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €59.22 in 2025
- Source
- deed of 19-11-2024
Articles of association
deed of 19-11-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Bestuursorgaan, algemene vergadering die benoemt bepaalt aantal,duur opdracht en bij meerdere hun bevoegdheid”“Bezoldiging bestuurders, algemene vergadering beslist al dan niet bezoldigd”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 19:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 19-11-2024 ↗
- HARINGS Jeroen 100 shares (100%) · €2,000
Network & group
No group
JH CONSTRUCT has no parent and no holdings in its annual accounts. HARINGS Jeroen is the only director. JH CONSTRUCT shares no director with another company.
At the same address
Reyndersstraat 86, 3660 Oudsbergen · 1 other company| Vanhorenbeek, Jean (sole trader)
establishment since 29-06-1998 |
founded in 1998 0705.716.471 |
Timeline
Timeline
6 events since 2024Filings
Establishments
Address
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 22 days before the deadline
Registered office moved from Maaseik to OudsbergenNew registered office: Reynderstraat 86 bus 1, 3660 Oudsbergen · Previous registered office: Neeroeterenstraat 3, 3680 Maaseik · General meeting of 22-12-20252 points ▸
- General meeting, 22-12-2025
- Registered-office move, Reynderstraat 86 bus 1, 3660 Oudsbergen
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1016280876
Address struck Neeroeterenstraat 3 Neeroeterenstraat 3, 3680
Maaseik · effective 12-07-2025
First establishment
2024
IncorporationFounding capital of €2,000, 100 shares · Founder: HARINGS Jeroen · Appointment: HARINGS Jeroen (director) · published on 19-11-20247 points ▸
- Founder, HARINGS Jeroen
- Founding capital, €2,000, 100 shares
- 100 shares
- Registered office clause, Neeroeterenstraat 3, 3680 Opoeteren
- Board rule, 1
- Director appointment, HARINGS Jeroen (director (not named in the articles))
- HARINGS Jeroen holds all the shares
- The deed holds 3 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
JH CONSTRUCT was incorporated on 15 November 2024 as a private limited company by one natural person, with a starting capital of €2,000.12 The registered office was moved to Oudsbergen in 2026.3 HARINGS Jeroen is director of the company, appointed by deed of 19-11-2024.2
Company details
Identity
- Enterprise number
- 1016.280.876
- VAT number
- BE 1016.280.876
- Peppol ID
- 0208:1016280876
- Other Peppol ID
- 9925:BE1016280876
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 15-11-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 19:00deed of 19-11-2024 (in Dutch)
- Peppol
- Reachable since 21-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- JH CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 19-11-2024 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- JH Constructdeed of 19-11-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 19-11-2024 (in Dutch)
Activities
NACEBEL 202543990
Other specialised construction activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Alle verrichtingen van tuinaanleg, onderhoud van tuinen en parken, sportvelden en parkeerterreinen; Het snoeien en rooien van bomen…”deed of 19-11-2024 (in Dutch)
22 activities
- Alle verrichtingen van tuinaanleg, onderhoud van tuinen en parken, sportvelden en parkeerterreinen;
- Het snoeien en rooien van bomen;
- Verzorgen van het onderhoud van landschappen en velden in het algemeen;
- De aanleg van opritten, tuinpaden en terrassen enzovoort;
- Het plaatsen van afsluitingen en omheiningen in allerlei materialen;
- Ontwerp en realisatie van plannen in verband met tuinaanleg;
- Aankoop, verkoop van afsluitingen van tuinen, weiden, parken;
- Alle mogelijke activiteiten die verband houden met een algemene bouwonderneming zoals onder andere:
- Algemene bouwinstallatie;
- Toezicht en beheer van bouwplaatsen voor derden;
- Isolatiewerkzaamheden;
- Alle andere algemene bouwwerken;
- Het uitvoeren van klinker- en tegelwerken;
- Aannemer van vloer- en wandbekleding, voegwerken, chapewerken;
- Verzorgen van reiniging van gebouwen;
- Het uitvoeren van karweiwerken.;
- De bouw van speel- en sportterreinen, parkeerterreinen, zwembaden, vijvers, enzovoort;
- Uitvoeren van grondwerken en grondverzet, voor het ruimen van terreinen allerlei, voor de verlaging van het grondwaterpeil en de drainage van terreinen, voor rioleringswerken, voor het leggen van kabels en diverse leidingen;
- Het toezien op de bouwwerkzaamheden (ruwbouw, installatie, afwerking, enzovoort), voor het leiden van belangrijke herstellingswerkzaamheden aan gebouwen;
- Uitvoeren van loonwerken;
- Het rechtstreeks of onrechtstreeks deelnemen aan het bestuur, de directie, de controle en vereffening van de vennootschappen waarin zij een belang of deelneming heeft en in het algemeen alle verrichtingen die rechtstreeks of onrechtstreeks, geheel of gedeeltelijk verband houdlen met de activiteiten van een holding;
- Alle activiteiten die verband houden met administratie, management, adviesverlening en diverse zakelijke dienstverlening.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Reyndersstraat 86 registered office 3660 Oudsbergen | ||
| JH CONSTRUCT | 01-01-2025 | 2.376.196.726 |
1 former office
- Neeroeterenstraat 3, 3680 Maaseik until 22-12-2025 · deed of 30-01-2026
Buildings and parcels at the addresses
- Ground area
- 805 m²
- Buildings
- 444 m²
- Volume, LiDAR
- 1,848 m³
- Tallest building
- 9.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71562B0043/00K000 | 524 m² | - | - |
| 72028B0326/00W000 | 280 m² | 1 · 444 m² | 9.6 m · 1 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1016.280.876