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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of JH CASA GROUP is 4.4% (elevated). The 2024 annual accounts show negative equity (€-2k) and a net result of €-2k. Its solvency ranks better than 9% of 1972 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone4.4%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 14 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-12-2025, 130 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 08-12-2025 | 130 d late | 2025-00577463 |
| 31-12-2023 | 31-07-2024 | 26-10-2025 | 452 d late | 2025-00550526 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
Turnover€164k
EBIT margin-1.2%
Net result€-2k
Working capital€-2k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 08-12-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -12.6% | 36.6% | |
| Net result | €-2k | €10k | |
| Equity | €-2k | €29k | |
| Gross operating margin | €12k | €39k | |
| Staff costs | €14k | €34k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€164k
-
23-24
€-2k
-
23-24
€15k
+3591.5%
23-24
€-2k
-
23-24
€-2k
-
23-24
€14k
-
23-24
€17k
-
23-24
€17k
-
23-24
0.89
-
23-24
0.89
-
23-24
-12.6%
-
23-24
-8.91
-
23-24
112.9%
-
23-24
-14.3%
-
23-24
-1.3%
-
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | €164k |
| EBITDA | - |
| Net profit | €-2k |
| Cash flow | - |
| Staff costs | €14k |
| Income taxes | - |
| Dividends | - |
| Total assets | €15k |
| Equity | €-2k |
| Debt | €17k |
| of which ≤ 1y | €17k |
| of which > 1y | - |
| Working capital | €-2k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.89 |
| Quick ratio | 0.89 |
| Working capital ratio | -12.6% |
| Solvency | -12.6% |
| Debt / equity | -8.91 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | 7.5% |
| Net margin | -1.3% |
| ROA | -14.3% |
| ROE | 112.9% |
| EBITDA margin | - |
| Days sales outstanding | 23d |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €15k |
| Current assets | 29/58 | €15k |
| Amounts receivable within one year | 40/41 | €13k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €15k |
| Equity | 10/15 | €-2k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-5k |
| Amounts payable | 17/49 | €17k |
| Amounts payable within one year | 42/48 | €17k |
| Income statement | ||
| Turnover | 70 | €164k |
| Gross operating margin | 9900 | €12k |
| Operating result | 9901 | €-2k |
| Financial charges | 65 | €244 |
| Result before taxes | 9903 | €-2k |
| Net result for the period | 9904 | €-2k |
| Result to be appropriated | 9905 | €-2k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2024 · computed25
/ 100
Weak
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationJH CASA GROUP
since 20212.324.090.997
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area196 m²
Buildings2
Building footprint185 m²
Volume (LiDAR)1,549 m³
Tallest building11.0 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23642D0158/00D003 | Flanders | 102 m² | 1 · 102 m² | 10.3 m · 3 fl. |
| 23642D0866/00X000 | Flanders | 93 m² | 1 · 82 m² | 11.0 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
3 acts Address history · 2
14-10-2025
v3.2
03-05-2024
v3.2
All acts · 3
updated 10 months ago
2025
14-10-2025 Registered office moved from Zaventem to Vilvoorde
- Lozenberg 17, 1930 Zaventem → Guldenschaapstraat 6, 1800 Vilvoorde
Summary:
v3.2
2024
03-05-2024 Registered office moved from Vilvoorde to Zaventem
- Kolveniersstraat 56, 1800 Vilvoorde → Lozenberg 17, 1930 Zaventem
Summary:
v3.2
2021
26-10-2021 Incorporation of a new BV
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes51
/ 100
Mixed profile: strong on stability, weaker on health.
All 5 axes are computed from data Checked has read.
Health
25
Profitability
59
Solvency
42
Growth
35
Stability
94
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Credit advice
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We hold annual accounts for 671 of the 6,940 companies in this sector. 26 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220
Primary activity highlighted.
Names & trade names
| Legal nameNL | JH CASA GROUP |
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.