JH ARCHITECTES
ActiveJH ARCHITECTES has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €13k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 81% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 5.05 against 4.03 in 2024; short-term debt: 17.7% and cash: 14.6% of total assets), and 17.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.3%
Return on assets
33.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €31k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
130 d early
2024
29 d early
2023
20 d late
2022
131 d early
2021
124 d early
2020
122 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 68.5%
2024 · €18k
2020: €19k
2021: €37k
2022: €29k
2023: €25k
2024: €18k
2020 → 2025
Total assets
€38k▲ 60.6%
2024 · €23k
2020: €30k
2021: €52k
2022: €53k
2023: €45k
2024: €23k
2020 → 2025
Net result
€13k
2024 · €-7k
2020: €18k
2021: €18k
2022: €-8k
2023: €-4k
2024: €-7k
2020 → 2025
Working capital
€27k▲ 76.2%
2024 · €15k
2020: €16k
2021: €32k
2022: €-2k
2023: €2k
2024: €15k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€29k▼ 22.0%€25k▼ 12.5%€18k▼ 27.7%€31k▲ 68.5%
Operating result€24k-€-5k€-4k▲ 17.0%€-5k▼ 39.9%€14k
Net result€18k-€-8k€-4k▲ 55.5%€-7k▼ 93.8%€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€4k▲ 30.4%
Current assets
€34k▲ 65.2%
Equity and liabilities €38k
Equity
€31k▲ 68.5%
Debt
€7k▲ 31.8%
The debt ratio falls from 21.5% to 17.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€16k▲
2024 · €-3k
Cash flow
€14k▲
2024 · €-5k
Solvency
82.3%▲
2024 · 78.5%
Current ratio
5.05▲
2024 · 4.03
Quick ratio
5.05▲
2024 · 4.03
Debt / equity
0.21▼
2024 · 0.27
ROE
40.6%▲
2024 · -38.4%
ROA
33.5%▲
2024 · -30.1%
Interest coverage
8.25▲
2024 · -1.66
Debt
€7k▲
2024 · €5k
Debt ≤ 1 year
€7k▲
2024 · €5k
Income taxes
€218
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€38k▲
Fixed assets21/28€3k€4k▲
Tangible fixed assets22/27€3k€4k▲
Plant, machinery and equipment23-€561
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26-€2k
Current assets29/58€20k€34k▲
Amounts receivable within one year40/41€7k€28k▲
Trade receivables40€2k€8k▲
Other amounts receivable41€5k€20k▲
Cash at bank and in hand54/58€13k€5k▼
Equity and liabilities
Total equity and liabilities10/49€23k€38k▲
Equity10/15€18k€31k▲
Contributions10/11€1k€1k=
Reserves13€36k€36k=
Distributable reserves133€36k€36k=
Profit (loss) carried forward14€-19k€-6k▲
Amounts payable17/49€5k€7k▲
Amounts payable within one year42/48€5k€7k▲
Trade debts44€409€4k▲
Suppliers440/4€409€4k▲
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€7k€453▼
Gross operating margin9900€4k€17k▲
Operating profit (loss)9901€-5k€14k▲
Financial income75/76B€317€305▼
Recurring financial income75€317€305▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-7k€13k▲
Income taxes67/77-€218
Profit (loss) for the period9904€-7k€13k▲
Profit (loss) for the period to be appropriated9905€-7k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-6k▲
Profit (loss) brought forward from the previous period14P€-12k€-19k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €13k
Net result €13k after 3 loss-making years.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 4.03
Current ratio from 1.12 to 4.03; short-term debt falls from €19k to €5k.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-8k ▼146%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Gembloux 2555310 EghezéeGround area
1,005 m²
Building footprint
130 m²
Parcel 92001D0087/00A002, Wallonia. Linked by address, not a title deed.
1 establishment unit
JH architectes
since 20202.298.922.269
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92001D0087/00A002 | Wallonia | 1,005 m² | 1 · 130 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 4,946 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-12-2019
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:julien@jh-architectes.be