JGMM
ActiveJGMM has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180k and a net result of €83k. Equity is growing by ~26.4% per year across the filed fiscal years. Its solvency ranks better than 24% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy▼ -4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency29▼-20
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.34 in 2024), and 79.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.7%
Return on assets
9.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31545 sector peers (2025).
NBB · sector comparisonPosition among 31545 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
25 d early
2024
21 d early
2023
21 d early
2022
20 d early
2021
18 d early
2020
25 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€180k▲ 22.6%
2024 · €147k
2018: €41k
2019: €45k
2020: €32k
2021: €48k
2022: €94k
2023: €170k
2024: €147k
2018 → 2025
Total assets
€871k▲ 59.8%
2024 · €545k
2018: €86k
2019: €86k
2020: €681k
2021: €814k
2022: €815k
2023: €573k
2024: €545k
2018 → 2025
Net result
€83k▲ 3.8%
2024 · €80k
2018: €14k
2019: €7k
2020: €-13k
2021: €47k
2022: €69k
2023: €111k
2024: €80k
2018 → 2025
Working capital
€45k▼ 16.3%
2024 · €54k
2018: €18k
2019: €19k
2020: €-69k
2021: €-119k
2022: €-2k
2023: €82k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€94k▲ 95.7%€170k▲ 80.5%€147k▼ 13.7%€180k▲ 22.6%
Operating result€76k-€108k▲ 42.3%€156k▲ 44.1%€114k▼ 26.9%€118k▲ 3.3%
Net result€47k-€69k▲ 45.0%€111k▲ 61.1%€80k▼ 27.7%€83k▲ 3.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €871k
Fixed assets
€484k▲ 47.1%
Current assets
€387k▲ 79.3%
Equity and liabilities €871k
Equity
€180k▲ 22.6%
Debt
€691k▲ 73.6%
The debt ratio rises from 73.0% to 79.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€163k▲
2024 · €142k
Cash flow
€128k▲
2024 · €109k
Solvency
20.7%▼
2024 · 27.0%
Current ratio
1.13▼
2024 · 1.34
Quick ratio
0.75▼
2024 · 1.34
Debt / equity
3.84▲
2024 · 2.71
ROE
46.2%▼
2024 · 54.5%
ROA
9.5%▼
2024 · 14.7%
Interest coverage
13.46▲
2024 · 12.52
Debt
€691k▲
2024 · €398k
Debt ≤ 1 year
€342k▲
2024 · €162k
Debt > 1 year
€350k▲
2024 · €237k
Income taxes
€25k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€545k€871k▲
Fixed assets21/28€329k€484k▲
Tangible fixed assets22/27€278k€433k▲
Land and buildings22€225k€385k▲
Plant, machinery and equipment23€334-
Furniture and vehicles24€48k€45k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€51k€51k=
Current assets29/58€216k€387k▲
Amounts receivable after more than one year29€72k€73k▲
Other amounts receivable291€72k€73k▲
Stocks and contracts in progress3-€129k
Stocks30/36-€129k
Amounts receivable within one year40/41€104k€137k▲
Trade receivables40€26k€37k▲
Other amounts receivable41€78k€100k▲
Cash at bank and in hand54/58€38k€46k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€545k€871k▲
Equity10/15€147k€180k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€127k€160k▲
Amounts payable17/49€398k€691k▲
Amounts payable after more than one year17€237k€350k▲
Financial debts170/4€229k€350k▲
Other amounts payable178/9€8k-
Amounts payable within one year42/48€162k€342k▲
Current portion of amounts payable after more than one year42€28k€38k▲
Financial debts43€7k€183k▲
Credit institutions430/8€7k€183k▲
Trade debts44€11k€21k▲
Suppliers440/4€11k€21k▲
Taxes, remuneration and social security45€33k€35k▲
Taxes450/3€33k€35k▲
Other amounts payable47/48€82k€65k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€45k▲
Other operating charges640/8€1k€18k▲
Gross operating margin9900€144k€181k▲
Operating profit (loss)9901€114k€118k▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€11k€12k▲
Recurring financial charges65€11k€12k▲
Profit (loss) for the period before taxes9903€105k€108k▲
Income taxes67/77€25k€25k▲
Profit (loss) for the period9904€80k€83k▲
Profit (loss) for the period to be appropriated9905€80k€83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€227k€210k▼
Profit (loss) brought forward from the previous period14P€147k€127k▼
Transfer from equity791/2€3k-
Profit to be distributed694/7€103k€50k▼
Return on contributions (dividend)694€103k€50k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €180k ▲22.6%
5 profitable years in a row build equity to €180k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €111k ▲61.1%
Operating result €156k, net result €111k, both a record.
31-12
Financial
Equity above €150kEq €170k ▲80.5%
3 profitable years in a row build equity to €170k.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-13k ▼300%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Heuseux 324671 BlégnyGround area
1,110 m²
Building footprint
256 m²
Volume, LiDAR
1,421 m³
Parcel 62010A0249/00E002, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JGMM
since 20162.254.505.771
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62010A0249/00E002 | Wallonia | 1,110 m² | 1 · 256 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SINCERITAS CONSULT
BE 0671.520.211
Oudenaarde · Eq €180k
CLAESSENS EXECUTIVE SERVICES
BE 1010.573.021
Antwerpen · Eq €180k
HOST CONSULTING
BE 0740.597.077
Leuven · Eq €180k
LDi Advices
BE 0792.185.241
Oudergem · Eq €180k
PRISM ENTERPRISES
BE 0846.354.001
Antwerpen · Eq €180k
Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 40,463 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.