Equity
€180,223 ▲ 22.6%
JGMM paid out €50,000 in dividends. That is 60% of the 2025 profit.
JGMM
Lifetime
9 annual accounts with figures on one time axispeak €200,112 (2023)
€180,596▲ 25.6%
lowest -€13,109 (2020)
€83,197▲ 3.8%
peak €180,223 (2025)
€180,223▲ 22.6%
€691,229▲ 73.6%
Board2 names since 2020
2 directorsGRIFGNEE Jessica and 1 other
Documentsfilings and deeds
06-07-202625 days before the deadline
2025micro format
Gross margin from €143,731 to €180,596Dividend €50,000Equity from €147,025 to €180,223Debts from €398,244 to €691,229Investments €200,049
Key points
from the 2025 annual accountsTurnover
≈ €310,000 estimated
The micro format states no turnover.
Debts
€691,229 ▲ 73.6%
Debts rose by €292,985 in 2025.
Investments
€200,049 4.4 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 71.0% higher than in 2024.
Filings
9 annual accounts 2 late
The 2017 accounts came latest: 21 days after the end of the period.
Position in the sector
€83,197
Higher net result than 80% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.
Checked score
92
Excellent
Financially stronger than 40% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: 0.1%▲ +0.1 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 1.13, cash €45,940
lowers risk
Size: total assets €871,452
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 06-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 24% of them on solvency, 18% on liquidity, 48% on profitability and 68% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,609 companies had the same profile as JGMM has now. Each dot stands for 7 companies, two years later.
96.8%
were still trading
2.1%
stopped another way
1.0%
went bankrupt
That fits the bankruptcy probability of JGMM itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,609 companies, not a prediction for JGMM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.13 (1.34 in 2024), below the usual 1.5. Short-term debt is 39.2% and cash 5.3% of total assets. 79.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 39368 sector peers (2025).
NBB · sector comparisonPosition among 39368 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
25 days early
2024
21 days early
2023
21 days early
2022
20 days early
2021
18 days early
2020
25 days early
2019
3 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 18 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0657912990
Permanent representative: MANNESBERG Mathieu
Board meeting of 24-11-2023 · Gazette deed
Reappointments: MANNESBERG Mathieu (director) and GRIFGNEE Jessica (director)
“Toutesopérationsrelativesautourisme,auxloisirsetauxsports,notammentl’acquisitionetl’exploitationd'hôtels,degît…” (deed in French) · General meeting of 21-06-2021 · Gazette deed
Appointment: GRIFGNEE Jessica (manager)
General meeting of 19-12-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JGMM Blegny | €871,452 | €180,596 | 20.7% | - |
| URBICO Esneux | €822,425 | €174,464 | 2.5% | - |
| Pa BX MANAGEMENT Liège | €771,124 | €165,464 | 95.6% | - |
| ACM INVEST CORPORATION Soumagne | €927,223 | €185,996 | 71.9% | - |
| CIC Management Tinlot | €853,732 | €180,324 | 77.9% | - |
| Management and Staff Services Dalhem | €890,813 | €200,496 | 20.8% | - |
| REYBELL Beernem | €842,739 | €172,964 | 86.0% | - |
These companies have the same main activity as JGMM: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €771,000 and €927,000, founded between 2015 and 2018.
Official details
Source: KBO- Status
- Active since 01-07-2016Normal situation
- Activity
- Business and other management consultancyNACE 70200and 5 others
- Establishment unit
- 2.254.505.7714671 Blegny, since 01-07-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 24-12-2025
Annual accounts 2025
- €871,452▲ 59.8%
- Filing
- Filed on 06-07-2026, 25 days before the end of the filing period
Insights on JGMM
JGMM files the micro format. That format states no turnover. The gross margin rose from €29,669 in 2017 to €180,596 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JGMM
- What is the company number of JGMM?
- The company number of JGMM is 0657.912.990. The VAT number is the same number with BE in front: BE 0657.912.990.
- Where is JGMM based?
- The registered office is at Rue de Heuseux 32, 4671 Blegny.Company details
- What does JGMM do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of JGMM?
- JGMM is a private limited company (BV).
- When was JGMM founded?
- JGMM was founded on 01-07-2016.
- Is JGMM still active?
- Yes, JGMM is an active enterprise in the KBO register.
- What is the turnover of JGMM?
- The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €180,596 and 109 comparable companies (NACE 70200). It probably lies between €260,000 and €360,000.Financials
- Is JGMM profitable?
- In financial year 2025, JGMM made a profit of €83,197.
- Where can I find the annual accounts of JGMM?
- JGMM filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JGMM due?
- JGMM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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