JG verhuur
ActiveThe computed 12-month bankruptcy probability of JG verhuur is 2.0% (moderate). The 2025 annual accounts show equity of €32k and a net result of €24k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 42% of 27711 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency65▼-11
Growth32=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 2.57 in 2024; short-term debt: 44.1% and cash: 62.5% of total assets), but 59.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.4%
Return on assets
30%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
29 d early
2024
17 d early
2023
27 d late
2022
26 d early
2021
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k=
2024 · €32k
2021: €32k
2022: €43k
2023: €70k
2024: €32k
2021 → 2025
Total assets
€80k▲ 27.3%
2024 · €63k
2021: €73k
2022: €83k
2023: €81k
2024: €63k
2021 → 2025
Net result
€24k▲ 81.7%
2024 · €13k
2021: €30k
2022: €10k
2023: €27k
2024: €13k
2021 → 2025
Working capital
€24k▲ 17.8%
2024 · €21k
2021: €24k
2022: €19k
2023: €57k
2024: €21k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€43k▲ 31.8%€70k▲ 64.3%€32k▼ 53.9%€32k=
Operating result€37k-€13k▼ 65.2%€35k▲ 169%€19k▼ 45.5%€31k▲ 64.2%
Net result€30k-€10k▼ 65.5%€27k▲ 166%€13k▼ 51.8%€24k▲ 81.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 64% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€20k▼ 29.9%
Current assets
€59k▲ 77.0%
Equity and liabilities €80k
Equity
€32k=
Debt
€48k▲ 56.0%
The debt ratio rises from 48.7% to 59.6%. Debt is higher.
Key figures and ratios
EBITDA
€40k▲
2024 · €28k
Cash flow
€33k▲
2024 · €22k
Solvency
40.4%▼
2024 · 51.3%
Current ratio
1.69▼
2024 · 2.57
Quick ratio
1.69▼
2024 · 2.57
Debt / equity
1.48▲
2024 · 0.95
ROE
74.5%▲
2024 · 41.0%
ROA
30.0%▲
2024 · 21.0%
Interest coverage
33.23▲
2024 · 20.49
Debt
€48k▲
2024 · €31k
Debt ≤ 1 year
€35k▲
2024 · €13k
Debt > 1 year
€12k▼
2024 · €17k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€63k€80k▲
Fixed assets21/28€29k€20k▼
Tangible fixed assets22/27€29k€20k▼
Land and buildings22€0-
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€24k€17k▼
Financial fixed assets28€40€0▼
Current assets29/58€34k€59k▲
Amounts receivable within one year40/41€13k€9k▼
Trade receivables40€8k€7k▼
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€20k€50k▲
Deferred charges and accrued income490/1€222€195▼
Equity and liabilities
Total equity and liabilities10/49€63k€80k▲
Equity10/15€32k€32k=
Contributions10/11€3k€3k=
Reserves13€30k€30k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€31k€48k▲
Amounts payable after more than one year17€17k€12k▼
Financial debts170/4€17k€12k▼
Amounts payable within one year42/48€13k€35k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€830€377▼
Suppliers440/4€830€377▼
Taxes, remuneration and social security45€2k€2k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€5k€27k▲
Accrued charges and deferred income492/3€374€457▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€4k€1k▼
Gross operating margin9900€32k€41k▲
Operating profit (loss)9901€19k€31k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€18k€30k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€13k€24k▲
Profit (loss) for the period to be appropriated9905€13k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€24k▲
Transfer from equity791/2€51k€0▼
Transfer to equity691/2€13k€0▼
To other reserves6921€13k€0▼
Profit to be distributed694/7€51k€24k▼
Return on contributions (dividend)694€51k€24k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 6.52
Current ratio from 1.50 to 6.52; short-term debt falls from €38k to €10k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €10k ▼65.5%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herentalsesteenweg 302275 LilleGround area
989 m²
Building footprint
302 m²
Volume, LiDAR
1,932 m³
Parcel 13032B0326/00A005, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JG verhuur
since 20202.310.214.356
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13032B0326/00A005 | Flanders | 989 m² | 1 · 302 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 575 EUR awarded · 575 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 291 EUR | 291 EUR |
| 2024 | 1 | 50 EUR | 50 EUR |
| 2022 | 1 | 234 EUR | 234 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,744 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2020
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
42130Civil engineering
43110Demolition
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.