JFTECHPRO
ActiveThe computed 12-month bankruptcy probability of JFTECHPRO is 3.0% (moderate). The 2025 annual accounts show equity of €59k and a net result of €-6k. Equity is growing by ~25.4% per year across the filed fiscal years. Its solvency ranks better than 41% of 27676 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-49
Solvency64▼-1
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 1.61 against 1.56 in 2024; short-term debt: 61.2% and cash: 0.6% of total assets), but 61.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.8%
Return on assets
-4.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▼ 10.0%
2024 · €65k
2022: €19k
2023: €51k
2024: €65k
2022 → 2025
Total assets
€151k▼ 8.2%
2024 · €165k
2022: €39k
2023: €166k
2024: €165k
2022 → 2025
Net result
€-6k
2024 · €14k
2022: €12k
2023: €34k
2024: €14k
2022 → 2025
Working capital
€56k▲ 8.6%
2024 · €52k
2022: €19k
2023: €33k
2024: €52k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€19k-€51k▲ 174%€65k▲ 28.3%€59k▼ 10.0%
Operating result€16k-€46k▲ 187%€26k▼ 43.5%€4k▼ 82.8%
Net result€12k-€34k▲ 197%€14k▼ 58.0%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 83% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €151k
Fixed assets
€3k▼ 86.3%
Current assets
€149k▲ 2.8%
Equity and liabilities €151k
Equity
€59k▼ 10.0%
Debt
€93k▼ 7.1%
The debt ratio rises from 60.4% to 61.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€22k▼
2024 · €43k
Cash flow
€11k▼
2024 · €32k
Solvency
38.8%▼
2024 · 39.6%
Current ratio
1.61▲
2024 · 1.56
Quick ratio
1.49▼
2024 · 1.50
Debt / equity
1.57▲
2024 · 1.53
ROE
-11.1%▼
2024 · 22.1%
ROA
-4.3%▼
2024 · 8.7%
Interest coverage
2.09▼
2024 · 7.52
Debt
€93k▼
2024 · €100k
Debt ≤ 1 year
€93k▼
2024 · €93k
Income taxes
€422▼
2024 · €6k
Staff costs
€564▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€165k€151k▼
Fixed assets21/28€20k€3k▼
Tangible fixed assets22/27€20k€3k▼
Furniture and vehicles24€8k€3k▼
Leasing and similar rights25€13k€0▼
Current assets29/58€144k€149k▲
Stocks and contracts in progress3€5k€10k▲
Stocks30/36€5k€10k▲
Amounts receivable within one year40/41€139k€137k▼
Trade receivables40€20k€27k▲
Other amounts receivable41€119k€110k▼
Cash at bank and in hand54/58€558€838▲
Deferred charges and accrued income490/1-€282
Equity and liabilities
Total equity and liabilities10/49€165k€151k▼
Equity10/15€65k€59k▼
Contributions10/11€5k€5k=
Reserves13€11k€11k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€49k€43k▼
Amounts payable17/49€100k€93k▼
Amounts payable after more than one year17€7k-
Financial debts170/4€7k-
Amounts payable within one year42/48€93k€93k▼
Current portion of amounts payable after more than one year42€20k€12k▼
Financial debts43€10k€16k▲
Credit institutions430/8€10k€16k▲
Trade debts44€25k€37k▲
Suppliers440/4€25k€37k▲
Taxes, remuneration and social security45€19k€7k▼
Taxes450/3€16k€6k▼
Remuneration and social security454/9€3k€500▼
Other amounts payable47/48€19k€21k▲
Accrued charges and deferred income492/3€111-
Income statement
Code20242025
Remuneration, social security and pensions62€8k€564▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€100-
Other operating charges640/8€797€2k▲
Gross operating margin9900€52k€24k▼
Operating profit (loss)9901€26k€4k▼
Financial income75/76B€65€64▼
Recurring financial income75€65€64▼
Financial charges65/66B€6k€11k▲
Recurring financial charges65€6k€11k▲
Profit (loss) for the period before taxes9903€20k€-6k▼
Income taxes67/77€6k€422▼
Profit (loss) for the period9904€14k€-6k▼
Profit (loss) for the period to be appropriated9905€14k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€43k▼
Profit (loss) brought forward from the previous period14P€35k€49k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
24-03
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment4 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment4 facts ▸
- General meeting, 26/02/2026
- Director resignation, Léonard Johanna (administrateur)
- Director appointment, Taquet Jean-François (administrateur)
- Mandate compensation, Taquet Jean-François
2025
31-12
Financial
Weakest financial yearnet €-6k ▼145%
Net result drops to €-6k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2022net €34k ▲197%
Operating result €46k, net result €34k, both a record.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Taquet Jean-François
CurrentDirector · since 26-02-2026
24-03-2026
LEONARD Johanna: Resigned as Director
26-02-2026
Taquet Jean-François: Appointed as Director
08-04-2025
Taquet Jean-François: Resigned as Director
Location & real-estate footprint
Registered office, Beloeil · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard Landrieu (Bas) 297971 BeloeilGround area
2,884 m²
Building footprint
169 m²
Volume, LiDAR
994 m³
2 parcels, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JF TECH PRO
since 20222.333.037.466
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51007C0666/00Y005 | Wallonia | 2,218 m² | 1 · 75 m² | 6.1 m · 1 fl. |
| 51007A0768/00X010 | Wallonia | 666 m² | 1 · 95 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TOM ROELEN ELEKTRO
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Ubotech
BE 0778.889.907
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SGC ELECTRIC
BE 0791.339.361
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COPROJEKT
BE 1000.177.292
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ELECTRONS LIBRES CORP
BE 0784.677.936
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,687 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2022
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
11050Manufacture of beer
43222Installation of electric heating, air conditioning, cooling and ventilation
95313Repair and fitting of specific motor vehicle parts
46643Wholesale of electrical equipment, including installation materials
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jeanfrancois.taquet@gmail.com
Phone:+32476502647