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JFMC

Active
Private limited companyfounded 2025active for 1 yearEinde Were 7, 9000 Gent, BelgiumKBO/BCE: BE 1019.220.768
Summary

JFMC has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,042 and a net result of €18,042. Its solvency ranks better than 25% of 39,152 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Financials · financial year 2025, micro format

Equity
€19,042
Total assets
€81,839
Net result
€18,042
Working capital
€2,410

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €81,839
Fixed assets €49,851
Current assets €31,988
Equity and liabilities €81,839
Equity €19,042
Debt €62,797
Debt finances 76.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€29,814
Cash flow
€23,295
Current ratio
1.08
Debt to equity
3.30
ROE
94.7%
ROA
22.0%
Interest coverage
25.26
Debt ≤ 1 year
€29,577
Debt > 1 year
€33,220
Income taxes
€5,338

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€81,839
Fixed assets21/28€49,851
Tangible fixed assets22/27€49,851
Furniture and vehicles24€49,851
Current assets29/58€31,988
Cash at bank and in hand54/58€30,927
Deferred charges and accrued income490/1€1,061
Equity and liabilities
Total equity and liabilities10/49€81,839
Equity10/15€19,042
Contributions10/11€1,000
Reserves13€18,042
Distributable reserves133€18,042
Amounts payable17/49€62,797
Amounts payable after more than one year17€33,220
Financial debts170/4€33,220
Amounts payable within one year42/48€29,577
Current portion of amounts payable after more than one year42€11,861
Trade debts44€6,916
Suppliers440/4€6,916
Taxes, remuneration and social security45€10,124
Taxes450/3€10,124
Other amounts payable47/48€675
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,254
Other operating charges640/8€2,021
Gross operating margin9900€31,834
Operating profit (loss)9901€24,560
Financial charges65/66B€1,180
Recurring financial charges65€1,180
Profit (loss) for the period before taxes9903€23,379
Income taxes67/77€5,338
Profit (loss) for the period9904€18,042
Profit (loss) for the period to be appropriated9905€18,042
Appropriation of the result
Profit (loss) to be appropriated9906€18,042
Transfer to equity691/2€18,042
To other reserves6921€18,042

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,254
Other operating charges640/8€2,021
Gross operating margin9900€31,834
Operating profit (loss)9901€24,560
Financial charges65/66B€1,180
Recurring financial charges65€1,180
Profit (loss) for the period before taxes9903€23,379
Income taxes67/77€5,338
Profit (loss) for the period9904€18,042
Profit (loss) for the period to be appropriated9905€18,042
Line2025
Assets
Total assets20/58€81,839
Fixed assets21/28€49,851
Tangible fixed assets22/27€49,851
Furniture and vehicles24€49,851
Current assets29/58€31,988
Cash at bank and in hand54/58€30,927
Deferred charges and accrued income490/1€1,061
Equity and liabilities
Total equity and liabilities10/49€81,839
Equity10/15€19,042
Contributions10/11€1,000
Reserves13€18,042
Distributable reserves133€18,042
Amounts payable17/49€62,797
Amounts payable after more than one year17€33,220
Financial debts170/4€33,220
Amounts payable within one year42/48€29,577
Current portion of amounts payable after more than one year42€11,861
Trade debts44€6,916
Suppliers440/4€6,916
Taxes, remuneration and social security45€10,124
Taxes450/3€10,124
Other amounts payable47/48€675
Line2025
Profit (loss) for the period9904€18,042
+ Depreciation and write-downs630€5,254
Operating cash flow (approximation)€23,295

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 03-06-2026 2026-00134973

Similar companies · same sector, comparable size

Of the 82,475 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,350. 31,602 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.