JFL SERVICES
ActiveSummary
JFL SERVICES has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €6k. Equity is growing by ~31.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 3489 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+15
Solvency84▲+2
Growth52=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.46 against 2.32 in 2024; short-term debt: 40.7% and cash: 94.8% of total assets), and 40.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.3%
Return on assets
17.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
19 d late
2024
8 d early
2023
1 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▲ 43.1%
2024 · €15k
Total assets
€36k▲ 37.1%
2024 · €26k
Net result
€6k▲ 109%
2024 · €3k
Working capital
€21k▲ 43.1%
2024 · €15k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€11k-€5k▼ 59.6%€39k▲ 756%
Net result€9k-€3k▼ 65.3%€6k▲ 109%
Equity€12k-€15k▲ 25.9%€21k▲ 43.1%
Total assets€19k-€26k▲ 37.4%€36k▲ 37.1%
Debt€7k-€11k▲ 56.1%€15k▲ 29.1%
Working capital€12k-€15k▲ 25.9%€21k▲ 43.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 756% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €36k
Equity
€21k ▲ 43.1%
Debt
€15k ▲ 29.1%
Debt's share of the balance-sheet total falls from 43.2% to 40.7%. Equity and debt are higher.
Key figures and ratios
Current ratio
2.46▲
2024 · 2.32
Debt to equity
0.69▼
2024 · 0.76
ROE
30.1%▲
2024 · 20.6%
ROA
17.9%▲
2024 · 11.7%
Debt ≤ 1 year
€15k▲
2024 · €11k
Income taxes
€3k▲
2024 · €1k
Staff costs
€589▲
2024 · €149
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €41 | €149 | €589 | ▲ 296% |
| Other operating charges640/8 | €384 | €387 | €527 | ▲ 35.9% |
| Gross operating margin9900 | €12k | €5k | €40k | ▲ 688% |
| Operating profit (loss)9901 | €11k | €5k | €39k | ▲ 756% |
| Financial income75/76B | €15 | - | - | - |
| Recurring financial income75 | €15 | - | - | - |
| Financial charges65/66B | €64 | €142 | €30k | ▲ 20,772% |
| Recurring financial charges65 | €64 | €142 | €30k | ▲ 20,772% |
| Profit (loss) for the period before taxes9903 | €11k | €4k | €10k | ▲ 116% |
| Income taxes67/77 | €2k | €1k | €3k | ▲ 131% |
| Profit (loss) for the period9904 | €9k | €3k | €6k | ▲ 109% |
| Profit (loss) for the period to be appropriated9905 | €9k | €3k | €6k | ▲ 109% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €19k | €26k | €36k | ▲ 37.1% |
| Current assets29/58 | €19k | €26k | €36k | ▲ 37.1% |
| Amounts receivable within one year40/41 | €12k | €21k | - | - |
| Trade receivables40 | €12k | €11k | - | - |
| Other amounts receivable41 | - | €10k | - | - |
| Cash at bank and in hand54/58 | €7k | €5k | €34k | ▲ 550% |
| Deferred charges and accrued income490/1 | €133 | €50 | €2k | ▲ 3,634% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €19k | €26k | €36k | ▲ 37.1% |
| Equity10/15 | €12k | €15k | €21k | ▲ 43.1% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Reserves13 | - | - | €6k | - |
| Distributable reserves133 | - | - | €6k | - |
| Profit (loss) carried forward14 | €9k | €12k | €12k | ▲ 3.7% |
| Amounts payable17/49 | €7k | €11k | €15k | ▲ 29.1% |
| Amounts payable within one year42/48 | €7k | €11k | €15k | ▲ 29.1% |
| Trade debts44 | €2k | €609 | €646 | ▲ 6.0% |
| Suppliers440/4 | €2k | €609 | €646 | ▲ 6.0% |
| Taxes, remuneration and social security45 | €5k | €11k | €6k | ▼ 41.5% |
| Taxes450/3 | €5k | €8k | €6k | ▼ 23.7% |
| Remuneration and social security454/9 | - | €3k | - | - |
| Other amounts payable47/48 | €616 | - | €8k | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €3k | €6k | ▲ 109% |
| Operating cash flow (approximation) | €9k | €3k | €6k | ▲ 109% |
| Change in cash | - | €-2k | €29k | ▲ 1,468% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €3k ▼65.3%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bassenge · 1 establishment unit since 2023
Ground area
2,642 m²
Building footprint
321 m²
Parcel 62029B0001/00F000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JFL SERVICES
since 20232.342.484.969
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62029B0001/00F000 | Wallonia | 2,642 m² | 1 · 320 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900XIB1ISUEGJIH17
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Of 4,563 companies in sector 74999 we hold annual accounts for 1,934. 1,322 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
Contact
E-mail
jflservices4690@gmail.com
Phone
+32475821915
Scores and ratios are computed by Checked and are not a credit decision.