JFK.KUPPER
ActiveJFK.KUPPER has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €257k and a net result of €98k. Equity is growing by ~56.2% per year across the filed fiscal years. Its solvency ranks better than 45% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+3
Solvency76▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 4.89 in 2024; short-term debt: 25.6% and cash: 2% of total assets), and 48.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.4%
Return on assets
19.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
33 d early
2023
on the day
2022
2 d early
2021
1 d early
2020
on the day
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€257k▲ 30.5%
2024 · €197k
2018: €13k
2019: €15k
2020: €33k
2021: €59k
2022: €91k
2023: €132k
2024: €197k
2018 → 2025
Total assets
€500k▲ 35.1%
2024 · €370k
2018: €160k
2019: €252k
2020: €263k
2021: €255k
2022: €277k
2023: €325k
2024: €370k
2018 → 2025
Net result
€98k▲ 52.1%
2024 · €64k
2018: €5k
2019: €1k
2020: €18k
2021: €26k
2022: €32k
2023: €42k
2024: €64k
2018 → 2025
Working capital
€133k▼ 25.4%
2024 · €179k
2018: €8k
2019: €-10k
2020: €10k
2021: €44k
2022: €62k
2023: €107k
2024: €179k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€91k▲ 54.0%€132k▲ 46.1%€197k▲ 48.6%€257k▲ 30.5%
Operating result€41k-€56k▲ 36.9%€68k▲ 21.1%€99k▲ 44.2%€143k▲ 45.5%
Net result€26k-€32k▲ 23.5%€42k▲ 31.6%€64k▲ 53.9%€98k▲ 52.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 46% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €500k
Fixed assets
€239k▲ 64.1%
Current assets
€261k▲ 16.2%
Equity and liabilities €500k
Equity
€257k▲ 30.5%
Provisions
€6k=
Debt
€237k▲ 41.7%
The debt ratio rises from 45.2% to 47.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€164k▲
2024 · €119k
Cash flow
€118k▲
2024 · €85k
Solvency
51.4%▼
2024 · 53.2%
Current ratio
2.04▼
2024 · 4.89
Quick ratio
2.04▼
2024 · 4.89
Debt / equity
0.92▲
2024 · 0.85
ROE
38.1%▲
2024 · 32.7%
ROA
19.6%▲
2024 · 17.4%
Interest coverage
26.62▲
2024 · 18.39
Debt
€237k▲
2024 · €167k
Debt ≤ 1 year
€128k▲
2024 · €46k
Debt > 1 year
€109k▼
2024 · €121k
Income taxes
€45k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€370k€500k▲
Fixed assets21/28€145k€239k▲
Tangible fixed assets22/27€145k€135k▼
Furniture and vehicles24€4k€3k▼
Leasing and similar rights25€123k€116k▼
Other tangible fixed assets26€18k€16k▼
Financial fixed assets28€250€103k▲
Current assets29/58€225k€261k▲
Amounts receivable after more than one year29€32k€85k▲
Other amounts receivable291€32k€85k▲
Amounts receivable within one year40/41€75k€16k▼
Trade receivables40€73k€16k▼
Other amounts receivable41€2k-
Current investments50/53-€52k
Cash at bank and in hand54/58€116k€10k▼
Deferred charges and accrued income490/1€1k€99k▲
Equity and liabilities
Total equity and liabilities10/49€370k€500k▲
Equity10/15€197k€257k▲
Contributions10/11€6k€19k▲
Reserves13€184k€231k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€182k€230k▲
Profit (loss) carried forward14€7k€7k=
Provisions and deferred taxes16€6k€6k=
Provisions for liabilities and charges160/5€6k€6k=
Major repairs and maintenance162€6k€6k=
Amounts payable17/49€167k€237k▲
Amounts payable after more than one year17€121k€109k▼
Financial debts170/4€121k€109k▼
Amounts payable within one year42/48€46k€128k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€5k€19k▲
Suppliers440/4€5k€19k▲
Taxes, remuneration and social security45€29k€49k▲
Taxes450/3€29k€49k▲
Other amounts payable47/48-€47k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▼
Other operating charges640/8€10k€9k▼
Non-recurring operating charges66A€5k€2k▼
Gross operating margin9900€134k€175k▲
Operating profit (loss)9901€99k€143k▲
Financial income75/76B€903€6k▲
Recurring financial income75€903€6k▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€93k€143k▲
Income taxes67/77€29k€45k▲
Profit (loss) for the period9904€64k€98k▲
Profit (loss) for the period to be appropriated9905€64k€98k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€104k▲
Profit (loss) brought forward from the previous period14P€7k€7k=
Transfer from equity791/2-€50k
Transfer to equity691/2€64k€98k▲
To other reserves6921€64k€98k▲
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €98k ▲52.1%
Operating result €143k, net result €98k, both a record.
30-09
Financial
Equity above €200kEq €257k ▲30.5%
8 profitable years in a row build equity to €257k.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €150kEq €197k ▲48.6%
7 profitable years in a row build equity to €197k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €100kEq €132k ▲46.1%
6 profitable years in a row build equity to €132k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €1k ▼72.3%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
04-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
02-06-2025
Resigned as Managing director
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fontaine au Chêne 31332 RixensartGround area
988 m²
Building footprint
220 m²
Volume, LiDAR
2,082 m³
2 parcels, Brussels, Wallonia · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Legerlaan 103, 1040 Etterbeek
since 20162.257.545.336
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033C0514/00C000 | Wallonia | 893 m² | 1 · 127 m² | 9.2 m · 3 fl. |
| 21362B0287/00F006 | Brussels | 95 m² | 1 · 93 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500B3CF851RU52F40
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Of 944 companies in sector 69203 we hold annual accounts for 660. 536 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-2016
Fiscal year end30-09
Activities, NACEBEL
69203Activities of company auditors
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.