JFK FINANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €992k and a net result of €164k. Equity is shrinking by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 39% of 2776 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-07-2025, 9 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
9 d early
2023
33 d late
2022
31 d late
2021
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Equity
€992k▼ 8.6%
2023 · €1.08M
2021: €1.24M
2022: €1.20M
2023: €1.08M
2021 → 2024
Net result
€164k▲ 2.1%
2023 · €160k
2021: €97k
2022: €307k
2023: €160k
2021 → 2024
Total assets
€2.22M▲ 4.4%
2023 · €2.12M
2021: €1.30M
2022: €2.10M
2023: €2.12M
2021 → 2024
Solvency
44.8%▼ 6.4pp
2023 · 51.1%
2021: 95.9%
2022: 56.9%
2023: 51.1%
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€1.24M-€1.20M▼ 3.9%€1.08M▼ 9.3%€992k▼ 8.6%
Operating result€46k-€298k▲ 555%€258k▼ 13.4%€260k▲ 0.6%
Net result€97k-€307k▲ 218%€160k▼ 47.8%€164k▲ 2.1%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.22M
Fixed assets
€1.65M▲ 29.8%
Current assets
€570k▼ 33.3%
Equity and liabilities €2.22M
Equity
€992k▼ 8.6%
Debt
€1.22M▲ 18.1%
The debt ratio rises from 48.9% to 55.2%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
44.8%▼
2023 · 51.1%
ROE
16.5%▲
2023 · 14.8%
ROA
7.4%▼
2023 · 7.6%
Debt
€1.22M▲
2023 · €1.04M
Debt ≤ 1 year
€659k▲
2023 · €451k
Debt > 1 year
€564k▼
2023 · €586k
Income taxes
€81k▲
2023 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.12M€2.22M▲
Fixed assets21/28€1.27M€1.65M▲
Tangible fixed assets22/27€381k€759k▲
Land and buildings22€247k€454k▲
Furniture and vehicles24€134k€102k▼
Assets under construction and advance payments27-€203k
Financial fixed assets28€886k€886k=
Current assets29/58€854k€570k▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€25k€978▼
Other amounts receivable41€25k€978▼
Current investments50/53€350k€200k▼
Cash at bank and in hand54/58€474k€362k▼
Deferred charges and accrued income490/1€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€2.12M€2.22M▲
Equity10/15€1.08M€992k▼
Contributions10/11€12k€12k=
Reserves13€1.07M€979k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1.07M€979k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.04M€1.22M▲
Amounts payable after more than one year17€586k€564k▼
Financial debts170/4€586k€564k▼
Amounts payable within one year42/48€451k€659k▲
Current portion of amounts payable after more than one year42€76k€100k▲
Trade debts44€12k€7k▼
Suppliers440/4€12k€7k▼
Taxes, remuneration and social security45€14k€3k▼
Taxes450/3€14k€3k▼
Other amounts payable47/48€348k€550k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€61k▲
Other operating charges640/8€7k€7k▼
Gross operating margin9900€296k€328k▲
Operating profit (loss)9901€258k€260k▲
Financial income75/76B€4k€15k▲
Recurring financial income75€4k€15k▲
Financial charges65/66B€21k€30k▲
Recurring financial charges65€21k€30k▲
Profit (loss) for the period before taxes9903€241k€245k▲
Income taxes67/77€81k€81k▲
Profit (loss) for the period9904€160k€164k▲
Profit (loss) for the period to be appropriated9905€160k€164k▲
Appropriation of the result
Profit (loss) to be appropriated9906€160k€164k▲
Transfer from equity791/2€271k€257k▼
Transfer to equity691/2€160k€164k▲
To other reserves6921€160k€164k▲
Profit to be distributed694/7€271k€257k▼
Return on contributions (dividend)694€271k€257k▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
02-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 33 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Highest result since 2021net €307k ▲218%
Operating result €298k, net result €307k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etalle
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lenclos 746740 EtalleGround area
2,228 m²
Parcel 85009C2582/00A000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85009C2582/00A000 | Wallonia | 2,228 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 12,681 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2021
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.