JFGCar
ActiveJFGCar has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €1k. Its solvency ranks better than 49% of 2526 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-18
Solvency62▼-38
Growth52
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.4%
Return on assets
10.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▲ 39.8%
2024 · €4k
2024: €4k
2024 → 2025
Total assets
€13k▲ 187%
2024 · €5k
2024: €5k
2024 → 2025
Net result
€1k▼ 57.1%
2024 · €3k
2024: €3k
2024 → 2025
Working capital
€10k▲ 163%
2024 · €4k
2024: €4k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€4k-€5k▲ 39.8%
Operating result€4k-€2k▼ 42.0%
Net result€3k-€1k▼ 57.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13k
Fixed assets
€3k▲ 253%
Current assets
€10k▲ 171%
Equity and liabilities €13k
Equity
€5k▲ 39.8%
Debt
€8k▲ 679%
The debt ratio rises from 23.1% to 62.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €4k
Cash flow
€2k▼
2024 · €3k
Solvency
37.4%
Current ratio
20.83
Quick ratio
8.09
Debt / equity
1.67
ROE
28.5%
ROA
10.6%
Interest coverage
17.18▼
2024 · 24.22
Debt
€8k▲
2024 · €1k
Debt ≤ 1 year
€483▲
2024 · €77
Debt > 1 year
€8k▲
2024 · €1k
Income taxes
€470▲
2024 · €77
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5k€13k▲
Fixed assets21/28€949€3k▲
Tangible fixed assets22/27€949€3k▲
Plant, machinery and equipment23€949€3k▲
Current assets29/58€4k€10k▲
Stocks and contracts in progress3€800€6k▲
Stocks30/36€800€6k▲
Amounts receivable within one year40/41€1k€1k▲
Trade receivables40€500€800▲
Other amounts receivable41€557€684▲
Cash at bank and in hand54/58€2k€2k▲
Deferred charges and accrued income490/1-€50
Equity and liabilities
Total equity and liabilities10/49€5k€13k▲
Equity10/15€4k€5k▲
Contributions10/11€3k€3k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-2k€-723▲
Amounts payable17/49€1k€8k▲
Amounts payable after more than one year17€1k€8k▲
Other amounts payable178/9€1k€8k▲
Amounts payable within one year42/48€77€483▲
Trade debts44-€13
Suppliers440/4-€13
Taxes, remuneration and social security45€77€470▲
Taxes450/3€77€470▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€151€825▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-3k-
Other operating charges640/8€220-
Gross operating margin9900€830€3k▲
Operating profit (loss)9901€4k€2k▼
Financial charges65/66B€153€168▲
Recurring financial charges65€153€168▲
Profit (loss) for the period before taxes9903€3k€2k▼
Income taxes67/77€77€470▲
Profit (loss) for the period9904€3k€1k▼
Profit (loss) for the period to be appropriated9905€3k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-723▲
Profit (loss) brought forward from the previous period14P€-5k€-2k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beyne-Heusay · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Vallée 84610 Beyne-HeusayGround area
204 m²
Building footprint
47 m²
Volume, LiDAR
406 m³
Parcel 62013A0076/00W002, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Vallée 8, 4610 Beyne-Heusay
since 20132.225.533.950
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62013A0076/00W002 | Wallonia | 204 m² | 1 · 47 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,376 companies in sector 95311 we hold annual accounts for 2,958. 825 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2013
Fiscal year end30-06
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
45204
46180Agents specialised in the wholesale of other particular products
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.