JFG MANAGEMENT
ActiveJFG MANAGEMENT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €465k and a net result of €210k. Equity is growing by ~73.6% per year across the filed fiscal years. Its solvency ranks better than 60% of 300 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2026
100
/ 100
Excellent= vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100=
Solvency100▲+1
Growth78=
Stability82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days only on tighter terms
Liquidity ample (current ratio 5.54 against 3.38 in 2025), and 22.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
77.9%
Return on assets
35.2%
Age of the figures
3 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 01-09-2026, 152 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2026
152 d early
2025
151 d early
2024
68 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-06-2027 close31-01-2028 deadline
Financials · fiscal year 2026, micro schema
Equity
€465k▲ 82.3%
2025 · €255k
2024: €90k
2025: €255k
2024 → 2026
Total assets
€596k▲ 48.1%
2025 · €403k
2024: €209k
2025: €403k
2024 → 2026
Net result
€210k▲ 27.0%
2025 · €165k
2024: €89k
2025: €165k
2024 → 2026
Working capital
€444k▲ 90.5%
2025 · €233k
2024: €66k
2025: €233k
2024 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202420252026Trend
Equity€90k-€255k▲ 184%€465k▲ 82.3%
Operating result€112k-€217k▲ 93.5%€268k▲ 23.4%
Net result€89k-€165k▲ 86.2%€210k▲ 27.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2026 is 23% above 2025 and is the highest year so far.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €596k
Fixed assets
€55k▼ 23.8%
Current assets
€542k▲ 63.6%
Equity and liabilities €596k
Equity
€465k▲ 82.3%
Debt
€132k▼ 11.0%
The debt ratio falls from 36.7% to 22.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€287k▲
2025 · €235k
Cash flow
€228k▲
2025 · €183k
Solvency
77.9%▲
2025 · 63.3%
Current ratio
5.54▲
2025 · 3.38
Quick ratio
5.54▲
2025 · 3.38
Debt / equity
0.28▼
2025 · 0.58
ROE
45.1%▼
2025 · 64.8%
ROA
35.2%▼
2025 · 41.0%
Interest coverage
121.38▲
2025 · 81.95
Debt
€132k▼
2025 · €148k
Debt ≤ 1 year
€98k▼
2025 · €98k
Debt > 1 year
€34k▼
2025 · €50k
Income taxes
€64k▲
2025 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€403k€596k▲
Fixed assets21/28€72k€55k▼
Tangible fixed assets22/27€72k€55k▼
Furniture and vehicles24€72k€55k▼
Current assets29/58€331k€542k▲
Amounts receivable within one year40/41€27k€365k▲
Trade receivables40€27k€29k▲
Other amounts receivable41-€336k
Cash at bank and in hand54/58€302k€175k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€403k€596k▲
Equity10/15€255k€465k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€254k€464k▲
Amounts payable17/49€148k€132k▼
Amounts payable after more than one year17€50k€34k▼
Financial debts170/4€50k€34k▼
Amounts payable within one year42/48€98k€98k▼
Current portion of amounts payable after more than one year42€15k€16k▲
Trade debts44€517-
Suppliers440/4€517-
Taxes, remuneration and social security45€76k€82k▲
Taxes450/3€76k€82k▲
Other amounts payable47/48€7k-
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▲
Gross operating margin9900€235k€287k▲
Operating profit (loss)9901€217k€268k▲
Financial income75/76B-€8k
Recurring financial income75-€8k
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€214k€274k▲
Income taxes67/77€49k€64k▲
Profit (loss) for the period9904€165k€210k▲
Profit (loss) for the period to be appropriated9905€165k€210k▲
Appropriation of the result
Profit (loss) to be appropriated9906€254k€464k▲
Profit (loss) brought forward from the previous period14P€89k€254k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
30-06
Financial
Highest result since 2024net €210k ▲27%
Operating result €268k, net result €210k, both a record.
2025
02-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Equity above €200kEq €255k ▲184%
2 profitable years in a row build equity to €255k.
2024
24-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oliestraat 383080 TervurenGround area
1,455 m²
Building footprint
219 m²
Volume, LiDAR
1,214 m³
Parcel 24023A0311/00H000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JFG MANAGEMENT
since 20232.350.743.233
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24023A0311/00H000 | Flanders | 1,455 m² | 1 · 219 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LEFT FIELD CONSULTING
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 35,238 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2023
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.