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JFDS Conseil

Active
Private limited companyfounded 20224 yrs activeRue Bonne Espérance 42, 4500 Huy, BelgiumKBO/BCE: BE 0787.736.901
Summary

JFDS Conseil has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209,513 and a net result of €69,240. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 67% of 4059 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Other professional, scientific and technical activities
NACE 74999NACE 74909
1 site
Size
€311,345total assets 2025
Equity
€209,513
Profit
€69,240
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 74 d early0 of 1 deed read
Why 96+ Liquidity: current ratio 3.02, cash €283,511+ Sector Other professional, scientific and technical activities (NACE 74)+ Equity €209,513 (67.3% of total assets)+ Size: total assets €311,345Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 67% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 92-8
equity 67.3% of total assets
Liquidity 86-9
short-term debt 32.0% · cash 91.1%
Profitability 97-3
return on assets 22.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,346 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▼ -3.3% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +6.8% vs 03-2025 05-2025: 0.1%▲ +6.3% vs 04-2025highest value 06-2025: 0.1%▼ -19.4% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%▲ +1.9% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%▲ +3.6% vs 01-2026 03-2026: < 0.1%▼ -21.1% vs 02-2026 04-2026: < 0.1%▲ +2.2% vs 03-2026 05-2026: < 0.1%▲ +6.5% vs 04-2026 06-2026: < 0.1%▼ -40.8% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 3.02, cash €283,511 lowers the probability
  • Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
  • Equity €209,513 (67.3% of total assets) lowers the probability
  • Size: total assets €311,345 lowers the probability for this profile
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 3.02 against 7.54 in 2024; short-term debt: 32% and cash: 91.1% of total assets), and 32.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 68%, liquidity 78%, profitability 73%, growth against the median 48%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 3.02, cash €283,511
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Other professional, scientific and technical activities (NACE 74)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Equity €209,513 (67.3% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €311,345
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
74 d early
2024
71 d early
2023
62 d early
2022
55 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 66 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 May (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Liquidity doublescurrent ratio 7.54

Key points

  • Positive: Among the best 10% on net resultsector median €9,143 · 4,055 companies €69,240 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Total assets 20254 fiscal years filed €311,345 View

By topic

Financials

Fiscal year
2025
Total assets
€311,345
Profit
€69,240
Solvency
67.3%
Total assets▲ 33.8%
Net result
20222025
Go to Financials

Timeline

Events
8
Since
2023
Next accounts
by 31-07-2027
  1. 18-05-2026Annual accounts filed
  2. 21-05-2025Annual accounts filed
  3. 31-12-2024Liquidity doubles
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other professional, scientific and technical activitiesNACE 74999
Founded
28-06-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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