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JFD IMMO

Active
Private limited companyfounded 20242 yrs activeChaussée de Lille(OR) 479, 7501 Tournai, BelgiumKBO/BCE: BE 1006.494.566
Summary

The computed 12-month bankruptcy probability of JFD IMMO is 4.4% (elevated). The 2024 annual accounts show equity of €30,089 and a net result of -€9,911. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability35
Solvency47
Growth-
Track record67
Bankruptcy probability, 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.46; short-term debt: 7.4% and cash: 3.2% of total assets), and 78.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
21.5%
Return on assets
-7.1%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
44 d early
2024
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 44 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JFD IMMO was incorporated on 27 February 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema

Equity
€30,089
Total assets
€139,838
Net result
-€9,911
Working capital
-€5,516

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €139,692
Fixed assets €134,918
Current assets €4,773
Equity and liabilities €139,838
Equity €30,089
Debt €109,750
Debt finances 78.5% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€7,144
Cash flow
€4,733
Current ratio
0.46
Debt to equity
3.65
ROE
-32.9%
ROA
-7.1%
Interest coverage
2.96
Debt ≤ 1 year
€10,290
Debt > 1 year
€99,000

Peer companies

Historical observation

Of the 1,271 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a small loss
4.1% went bankrupt
2.0% stopped otherwise
93% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,271 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 32 lines
Balance sheet Code2024
Assets
Total assets20/58€139,838
Formation expenses20€147
Fixed assets21/28€134,918
Tangible fixed assets22/27€134,918
Land and buildings22€134,918
Current assets29/58€4,773
Amounts receivable within one year40/41€236
Trade receivables40€236
Cash at bank and in hand54/58€4,537
Equity and liabilities
Total equity and liabilities10/49€139,838
Equity10/15€30,089
Contributions10/11€40,000
Profit (loss) carried forward14-€9,911
Amounts payable17/49€109,750
Amounts payable after more than one year17€99,000
Financial debts170/4€99,000
Amounts payable within one year42/48€10,290
Current portion of amounts payable after more than one year42€7,944
Trade debts44€145
Suppliers440/4€145
Other amounts payable47/48€2,200
Accrued charges and deferred income492/3€460
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,644
Other operating charges640/8€493
Gross operating margin9900€7,637
Operating profit (loss)9901-€7,500
Financial charges65/66B€2,411
Recurring financial charges65€2,411
Profit (loss) for the period before taxes9903-€9,911
Profit (loss) for the period9904-€9,911
Profit (loss) for the period to be appropriated9905-€9,911
Appropriation of the result
Profit (loss) to be appropriated9906-€9,911

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,644
Other operating charges640/8€493
Gross operating margin9900€7,637
Operating profit (loss)9901-€7,500
Financial charges65/66B€2,411
Recurring financial charges65€2,411
Profit (loss) for the period before taxes9903-€9,911
Profit (loss) for the period9904-€9,911
Profit (loss) for the period to be appropriated9905-€9,911
Line2024
Assets
Total assets20/58€139,838
Formation expenses20€147
Fixed assets21/28€134,918
Tangible fixed assets22/27€134,918
Land and buildings22€134,918
Current assets29/58€4,773
Amounts receivable within one year40/41€236
Trade receivables40€236
Cash at bank and in hand54/58€4,537
Equity and liabilities
Total equity and liabilities10/49€139,838
Equity10/15€30,089
Contributions10/11€40,000
Profit (loss) carried forward14-€9,911
Amounts payable17/49€109,750
Amounts payable after more than one year17€99,000
Financial debts170/4€99,000
Amounts payable within one year42/48€10,290
Current portion of amounts payable after more than one year42€7,944
Trade debts44€145
Suppliers440/4€145
Other amounts payable47/48€2,200
Accrued charges and deferred income492/3€460
Line2024
Profit (loss) for the period9904-€9,911
+ Depreciation and write-downs630€14,644
Operating cash flow (approximation)€4,733

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
577 m²
Building footprint
138 m²
Volume, LiDAR
699 m³
Parcel 57060A0261/00N000, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JFD IMMO
Chaussée de Lille(OR) 479, 7501 TournaiReal estate activities
since 20242.356.423.176
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57060A0261/00N000 Wallonia 577 m² 1 · 138 m² 6.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded27-02-2024
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.