JFD forage
ActiveSummary
The computed 12-month bankruptcy probability of JFD forage is 2.4% (moderate). The 2025 annual accounts show equity of €311k and a net result of €156k. Equity is growing by ~103.1% per year across the filed fiscal years. Its solvency ranks better than 24% of 27786 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-7
Solvency48▲+3
Growth78=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.35 in 2024; short-term debt: 16.5% and cash: 10.8% of total assets), and 77% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23%
Return on assets
11.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
22 d early
2024
43 d early
2023
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€311k▲ 124%
2024 · €139k
2023: €24k
2024: €139k
2023 → 2025
Total assets
€1.35M▲ 95.6%
2024 · €691k
2023: €645k
2024: €691k
2023 → 2025
Net result
€156k▲ 34.1%
2024 · €116k
2023: €5k
2024: €116k
2023 → 2025
Working capital
€77k▲ 73.0%
2024 · €45k
2023: €-13k
2024: €45k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€24k-€139k▲ 479%€311k▲ 124%
Operating result€23k-€158k▲ 591%€183k▲ 16.2%
Net result€5k-€116k▲ 2,282%€156k▲ 34.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.35M
Fixed assets
€1.05M ▲ 102%
Current assets
€300k ▲ 75.8%
Equity and liabilities €1.35M
Equity
€311k ▲ 124%
Debt
€1.04M ▲ 88.6%
Debt's share of the balance-sheet total falls from 79.8% to 77.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€309k▲
2024 · €251k
Cash flow
€281k▲
2024 · €209k
Current ratio
1.35▼
2024 · 1.35
Quick ratio
1.27▲
2024 · 1.20
Debt to equity
3.34▼
2024 · 3.96
ROE
50.0%▼
2024 · 83.3%
ROA
11.5%▼
2024 · 16.8%
Interest coverage
13.70▲
2024 · 11.44
Debt ≤ 1 year
€223k▲
2024 · €126k
Debt > 1 year
€817k▲
2024 · €425k
Income taxes
€18k▼
2024 · €20k
Staff costs
€85k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€691k€1.35M▲
Fixed assets21/28€520k€1.05M▲
Tangible fixed assets22/27€520k€1.05M▲
Plant, machinery and equipment23€454k€1.00M▲
Furniture and vehicles24€66k€46k▼
Financial fixed assets28€205€205=
Current assets29/58€171k€300k▲
Stocks and contracts in progress3€19k€16k▼
Stocks30/36€19k€16k▼
Amounts receivable within one year40/41€57k€138k▲
Trade receivables40€47k€137k▲
Other amounts receivable41€10k€765▼
Cash at bank and in hand54/58€87k€146k▲
Deferred charges and accrued income490/1€8k€521▼
Equity and liabilities
Total equity and liabilities10/49€691k€1.35M▲
Equity10/15€139k€311k▲
Contributions10/11€20k€20k=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€115k€270k▲
Investment grants15-€17k
Amounts payable17/49€551k€1.04M▲
Amounts payable after more than one year17€425k€817k▲
Financial debts170/4€425k€817k▲
Amounts payable within one year42/48€126k€223k▲
Current portion of amounts payable after more than one year42€82k€158k▲
Trade debts44€10k€12k▲
Suppliers440/4€10k€12k▲
Taxes, remuneration and social security45€2k€22k▲
Taxes450/3€252€19k▲
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€32k€32k▲
Income statement
Code20242025
Remuneration, social security and pensions62€44k€85k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€93k€126k▲
Other operating charges640/8€948€2k▲
Non-recurring operating charges66A€153€1k▲
Gross operating margin9900€296k€397k▲
Operating profit (loss)9901€158k€183k▲
Financial income75/76B-€13k
Recurring financial income75-€13k
Financial charges65/66B€22k€23k▲
Recurring financial charges65€22k€23k▲
Profit (loss) for the period before taxes9903€136k€174k▲
Income taxes67/77€20k€18k▼
Profit (loss) for the period9904€116k€156k▲
Profit (loss) for the period to be appropriated9905€116k€156k▲
Appropriation of the result
Profit (loss) to be appropriated9906€116k€271k▲
Profit (loss) brought forward from the previous period14P-€115k
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€800€833▲
Return on contributions (dividend)694€800€833▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €156k ▲34.1%
Operating result €183k, net result €156k, both a record.
31-12
Financial
Equity above €200kEq €311k ▲124%
3 profitable years in a row build equity to €311k.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €139k ▲479%
2 profitable years in a row build equity to €139k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Somme-Leuze · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d' Enneilles, Noiseux 85377 Somme-LeuzeGround area
1,937 m²
Building footprint
215 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
JFD forage
since 20232.341.628.302
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91101C0007/00E000 | Wallonia | 1,266 m² | 1 · 206 m² | - |
| 91101C0017/00F000 | Wallonia | 671 m² | 1 · 9 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryJFD forage SRL44933
Similar companies · same sector, comparable size
FL CAROTTAGE & CONSTRUCTION, Groupe international
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M&S System
BE 0843.485.274
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SOILTEK SCHROEFPALEN
BE 0886.838.138
Gent · Eq €325k
Rooms
BE 0880.187.403
Temse · Eq €332k
Drilling Masters
BE 0747.515.553
Zele · Eq €289k
Of 607 companies in sector 43130 we hold annual accounts for 302. 232 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43130Specialised construction activities
42219Civil engineering
43120Site preparation
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jeanfrancoisdeldeffe@gmail.com
Phone:+32476483299