JFB2
ActiveSummary
JFB2 has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €194,501. Equity is growing by ~31.7% per year across the filed fiscal years. Its solvency ranks better than 63% of 737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability30▼-45
Solvency81▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75,000 at 30 days acceptable
Liquidity tight (current ratio 1.23 against 3.5 in 2024; short-term debt: 19.8% and cash: 2.1% of total assets), and 44.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.9%
Return on assets
9.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
81 d early
2024
38 d early
2023
51 d early
2022
30 d late
2021
31 d late
2020
52 d late
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 June (4 of the last 5 filed years within 68 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€194,501▼ 37.8%
2024 · €312,528
Working capital
€95,917▼ 72.7%
2024 · €351,337
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€300,584▲ 267%€385,981▲ 28.4%-€46,595€52,762-€32,813
Net result€212,844above the sector's middle half▲ 225%€219,051above the sector's middle half▲ 2.9%€203,748above the sector's middle half▼ 7.0%€312,528above the sector's middle half▲ 53.4%€194,501within the sector's middle half▼ 37.8%
Equity€446,704above the sector's middle half▲ 91.0%€665,754above the sector's middle half▲ 49.0%€869,502within the sector's middle half▲ 30.6%€1.2mabove the sector's middle half▲ 35.9%€1.2mwithin the sector's middle half▼ 2.1%
Total assets€1.4mabove the sector's middle half▲ 53.7%€1.5mabove the sector's middle half▲ 6.3%€1.6mwithin the sector's middle half▲ 7.7%€1.9mwithin the sector's middle half▲ 18.3%€2.1mwithin the sector's middle half▲ 8.1%
Debt€966,823▲ 41.0%€837,340▼ 13.4%€749,975▼ 10.4%€734,064▼ 2.1%€913,681▲ 24.5%
Working capital-€97,765below the sector's middle half▲ 35.3%-€17,413below the sector's middle half▲ 82.2%€256,198within the sector's middle half€351,337within the sector's middle half▲ 37.1%€95,917within the sector's middle half▼ 72.7%
Solvency31.6%within the sector's middle half▲ 6.2pp44.3%within the sector's middle half▲ 12.7pp53.7%within the sector's middle half▲ 9.4pp61.7%within the sector's middle half▲ 8.0pp55.9%within the sector's middle half▼ 5.8pp
Current ratio0.59below the sector's middle half▲ 0.370.93below the sector's middle half▲ 0.352.08within the sector's middle half▲ 1.143.50above the sector's middle half▲ 1.431.23within the sector's middle half▼ 2.27
Return on assets (ROA)15.1%within the sector's middle half▲ 7.9pp14.6%within the sector's middle half▼ 0.5pp12.6%within the sector's middle half▼ 2.0pp16.3%above the sector's middle half▲ 3.7pp9.4%within the sector's middle half▼ 6.9pp
Staff (FTE)0below the sector's middle half0below the sector's middle half0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2021 Net result +225% on 2020. The accounts now follow the micro schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €32,813 after €52,762 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.1m
Fixed assets
€1.6m ▲ 10.0%
Current assets
€504,993 ▲ 2.7%
Equity and liabilities €2.1m
Equity
€1.2m ▼ 2.1%
Debt
€913,681 ▲ 24.5%
Debt's share of the balance-sheet total rises from 38.3% to 44.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€32,809▼
2024 · €52,762
Cash flow
€194,506▼
2024 · €312,528
Debt to equity
0.79▲
2024 · 0.62
ROE
16.8%▼
2024 · 26.4%
Interest coverage
-2.23▼
2024 · 4.27
Debt ≤ 1 year
€409,076▲
2024 · €140,386
Debt > 1 year
€504,605▼
2024 · €593,678
Income taxes
€1,757▼
2024 · €31,350
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,810 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
3.1%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,810 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €124,001 | €21,307 | €20,595 | €0 | €5 | - |
| Other operating charges640/8 | €36,222 | €1,997 | €8,198 | €21,184 | €31,059 | ▲ 46.6% |
| Gross operating margin9900 | €460,807 | €409,285 | -€17,802 | €73,946 | -€1,749 | ▼ 102% |
| Operating profit (loss)9901 | €300,584 | €385,981 | -€46,595 | €52,762 | -€32,813 | ▼ 162% |
| Financial income75/76B | - | - | €281,213 | €303,477 | €243,755 | ▼ 19.7% |
| Recurring financial income75 | - | - | €281,213 | €303,477 | €243,755 | ▼ 19.7% |
| Financial charges65/66B | €16,121 | €21,452 | €10,495 | €12,361 | €14,683 | ▲ 18.8% |
| Recurring financial charges65 | €16,121 | €21,452 | €10,495 | €12,361 | €14,683 | ▲ 18.8% |
| Profit (loss) for the period before taxes9903 | €284,463 | €364,529 | €224,123 | €343,878 | €196,258 | ▼ 42.9% |
| Income taxes67/77 | €71,619 | €145,478 | €20,375 | €31,350 | €1,757 | ▼ 94.4% |
| Profit (loss) for the period9904 | €212,844 | €219,051 | €203,748 | €312,528 | €194,501 | ▼ 37.8% |
| Profit (loss) for the period to be appropriated9905 | €212,844 | €219,051 | €203,748 | €312,528 | €194,501 | ▼ 37.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.4m | €1.5m | €1.6m | €1.9m | €2.1m | ▲ 8.1% |
| Fixed assets21/28 | €1.3m | €1.3m | €1.1m | €1.4m | €1.6m | ▲ 10.0% |
| Tangible fixed assets22/27 | €924,090 | €907,482 | €886,887 | €1.2m | €1.3m | ▲ 12.0% |
| Land and buildings22 | €910,929 | €894,085 | €877,242 | €1.2m | €1.3m | ▲ 11.9% |
| Plant, machinery and equipment23 | €1,180 | €10 | €0 | - | - | - |
| Furniture and vehicles24 | €11,981 | €13,387 | €9,645 | €7,369 | €8,413 | ▲ 14.2% |
| Financial fixed assets28 | €350,000 | €350,100 | €238,633 | €238,633 | €238,633 | = |
| Current assets29/58 | €139,437 | €245,511 | €493,958 | €491,723 | €504,993 | ▲ 2.7% |
| Amounts receivable within one year40/41 | €2,999 | €242,364 | €288,768 | €383,820 | €461,699 | ▲ 20.3% |
| Trade receivables40 | €0 | €233,500 | €80,257 | €67,153 | €59,000 | ▼ 12.1% |
| Other amounts receivable41 | €2,999 | €8,865 | €208,511 | €316,667 | €402,699 | ▲ 27.2% |
| Cash at bank and in hand54/58 | €136,438 | €3,147 | €205,189 | €107,903 | €43,294 | ▼ 59.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.4m | €1.5m | €1.6m | €1.9m | €2.1m | ▲ 8.1% |
| Equity10/15 | €446,704 | €665,754 | €869,502 | €1.2m | €1.2m | ▼ 2.1% |
| Contributions10/11 | €22,000 | €22,000 | €22,000 | €22,000 | €22,000 | = |
| Reserves13 | €57,407 | €276,457 | €480,206 | €792,734 | €573,683 | ▼ 27.6% |
| Distributable reserves133 | €57,407 | €276,457 | €480,206 | €792,734 | €573,683 | ▼ 27.6% |
| Profit (loss) carried forward14 | €367,297 | €367,297 | €367,297 | €367,297 | €561,798 | ▲ 53.0% |
| Amounts payable17/49 | €966,823 | €837,340 | €749,975 | €734,064 | €913,681 | ▲ 24.5% |
| Amounts payable after more than one year17 | €729,621 | €574,415 | €512,216 | €593,678 | €504,605 | ▼ 15.0% |
| Financial debts170/4 | €729,621 | €574,415 | €512,216 | €593,678 | €504,605 | ▼ 15.0% |
| Amounts payable within one year42/48 | €237,202 | €262,924 | €237,760 | €140,386 | €409,076 | ▲ 191% |
| Current portion of amounts payable after more than one year42 | €72,229 | €61,298 | €62,200 | €87,212 | €89,073 | ▲ 2.1% |
| Trade debts44 | €7,608 | €8,057 | €6,893 | €1,520 | €1,414 | ▼ 7.0% |
| Suppliers440/4 | €7,608 | €8,057 | €6,893 | €1,520 | €1,414 | ▼ 7.0% |
| Taxes, remuneration and social security45 | €55,082 | €174,467 | €140,209 | €51,654 | €46,500 | ▼ 10.0% |
| Taxes450/3 | €55,082 | €174,467 | €140,209 | €51,654 | €46,500 | ▼ 10.0% |
| Other amounts payable47/48 | €102,283 | €19,103 | €28,458 | €0 | €272,089 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €212,844 | €219,051 | €203,748 | €312,528 | €194,501 | ▼ 37.8% |
| + Depreciation and write-downs630 | €124,001 | €21,307 | €20,595 | €0 | €5 | - |
| Operating cash flow (approximation) | €336,845 | €240,358 | €224,343 | €312,528 | €194,506 | ▼ 37.8% |
| Investment in fixed assets (approximation) | - | -€4,800 | €111,467 | -€298,852 | -€141,802 | ▲ 52.6% |
| Change in cash | - | -€133,291 | €202,042 | -€97,286 | -€64,609 | ▲ 33.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €312,528 ▲53.4%
Net result €312,528, the highest in the series.
31-12
Financial
Equity above €1mEq €1.2m ▲35.9%
7 profitable years in a row build equity to €1.2m.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity doublescurrent ratio 2.08
Current ratio from 0.93 to 2.08; short-term debt falls from €262,924 to €237,760.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €500,000Eq €665,754 ▲49%
5 profitable years in a row build equity to €665,754.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 52 days late
2020
31-12
Financial
Equity above €200,000Eq €233,859 ▲38.9%
3 profitable years in a row build equity to €233,859.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
31-12
Financial
Equity above €150,000Eq €168,319 ▲42.7%
2 profitable years in a row build equity to €168,319.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 312 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2011
Ground area
934 m²
Building footprint
352 m²
Volume, LiDAR
2,081 m³
Parcel 57069C0256/00F000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JFB2 SPRL
since 20112.200.349.879
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57069C0256/00F000 | Wallonia | 934 m² | 1 · 352 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2023 list no shareholders, and no other source names one.
Holdings 2
- BBCDH ENERGIE SASFRsubsidiarySourceown accounts 2023100%
-
100%
According to the 2023 annual accounts of JFB2 and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 18,250 companies in sector 71111 we hold annual accounts for 6,321. 2,567 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-05-2011
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
68110Buying and selling of own real estate
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
74999Other professional, scientific and technical activities
82100Office administrative and support services
Contact
Phone
0033632550686Tournai
E-invoicing
Reachable via Peppol
Peppol ID
0208:0836211363
Registered
16-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.