JFB ELEC
ActiveJFB ELEC has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €145k and a net result of €27k. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 77% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-9
Solvency97▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.75 against 3.44 in 2024; short-term debt: 26.5% and cash: 3.7% of total assets), and 27.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.4%
Return on assets
13.7%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-02-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
8 d late
2023
10 d late
2022
on the day
2020
30 d late
2019
26 d late
2018
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€145k▲ 15.8%
2024 · €125k
2018: €46k
2019: €47k
2020: €57k
2022: €71k
2023: €87k
2024: €125k
2018 → 2025
Total assets
€200k▲ 11.9%
2024 · €179k
2018: €85k
2019: €86k
2020: €100k
2022: €143k
2023: €142k
2024: €179k
2018 → 2025
Net result
€27k▼ 27.0%
2024 · €37k
2018: €8k
2019: €17k
2020: €39k
2022: €54k
2023: €31k
2024: €37k
2018 → 2025
Working capital
€146k▲ 16.1%
2024 · €125k
2018: €45k
2019: €46k
2020: €55k
2022: €70k
2023: €87k
2024: €125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€57k-€71k▲ 25.1%€87k▲ 22.5%€125k▲ 42.7%€145k▲ 15.8%
Operating result€47k-€69k▲ 47.1%€37k▼ 46.4%€48k▲ 29.3%€32k▼ 32.2%
Net result€39k-€54k▲ 37.9%€31k▼ 42.8%€37k▲ 20.2%€27k▼ 27.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200k
Fixed assets
€1k▼ 22.5%
Current assets
€199k▲ 12.2%
Equity and liabilities €200k
Equity
€145k▲ 15.8%
Debt
€55k▲ 2.8%
The debt ratio falls from 30.1% to 27.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▼
2024 · €48k
Cash flow
€28k▼
2024 · €38k
Solvency
72.4%▲
2024 · 69.9%
Current ratio
3.75▲
2024 · 3.44
Quick ratio
3.63▲
2024 · 3.29
Debt / equity
0.38▼
2024 · 0.43
ROE
18.9%▼
2024 · 29.9%
ROA
13.7%▼
2024 · 20.9%
Interest coverage
58.78▲
2024 · 55.88
Debt
€55k▲
2024 · €54k
Debt ≤ 1 year
€53k▲
2024 · €52k
Income taxes
€11k▼
2024 · €15k
Staff costs
€31k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€179k€200k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€671€317▼
Plant, machinery and equipment23€671€317▼
Financial fixed assets28€900€900=
Current assets29/58€177k€199k▲
Stocks and contracts in progress3€8k€7k▼
Stocks30/36€8k€7k▼
Amounts receivable within one year40/41€158k€177k▲
Trade receivables40€34k€47k▲
Other amounts receivable41€123k€130k▲
Cash at bank and in hand54/58€7k€7k▲
Deferred charges and accrued income490/1€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€179k€200k▲
Equity10/15€125k€145k▲
Contributions10/11-€100
Reserves13€125k€144k▲
Distributable reserves133€125k€144k▲
Profit (loss) carried forward14€19€23▲
Amounts payable17/49€54k€55k▲
Amounts payable within one year42/48€52k€53k▲
Trade debts44€33k€30k▼
Suppliers440/4€33k€30k▼
Taxes, remuneration and social security45€18k€15k▼
Taxes450/3€15k€11k▼
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48-€8k
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€27k€31k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€749€354▼
Other operating charges640/8€999€394▼
Gross operating margin9900€76k€64k▼
Operating profit (loss)9901€48k€32k▼
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€868€557▼
Recurring financial charges65€868€557▼
Profit (loss) for the period before taxes9903€53k€39k▼
Income taxes67/77€15k€11k▼
Profit (loss) for the period9904€37k€27k▼
Profit (loss) for the period to be appropriated9905€37k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€27k▼
Profit (loss) brought forward from the previous period14P€16€19▲
Transfer from equity791/2-€8k
Transfer to equity691/2€37k€27k▼
To other reserves6921€37k€27k▼
Profit to be distributed694/7-€8k
Return on contributions (dividend)694-€8k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
08-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
30-06
Financial
Equity above €100kEq €125k ▲42.7%
6 profitable years in a row build equity to €125k.
10-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 10 days late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2018net €54k ▲37.9%
Operating result €69k, net result €54k, both a record.
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cicerolaan 171140 EvereGround area
1.1 ha
Building footprint
2,554 m²
Volume, LiDAR
63,140 m³
2 parcels, Brussels · tallest building 53.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
JFB ELEC
since 20112.195.731.788
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372C0121/00Z005 | Brussels | 8,143 m² | 1 · 366 m² | 16.6 m · 5 fl. |
| 21372C0076/00E004 | Brussels | 3,342 m² | 1 · 2,187 m² | 53.8 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488ZGNX0919RF6Q3702
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Of 22,822 companies in sector 43211 we hold annual accounts for 10,324. 8,634 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2011
Fiscal year end30-06
Activities, NACEBEL
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.