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JFA Management

Active
Private limited companyfounded 20214 yrs activeHugo Van der Goeslaan 94, 1160 Oudergem, BelgiumKBO/BCE: BE 0776.739.079
Summary

JFA Management has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,669 and a net result of €9,919. Equity is growing by ~80.8% per year across the filed fiscal years. Its solvency ranks better than 25% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability85▼-15
Solvency51▼-10
Growth78=
Track record94
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.89 against 1.56 in 2024; short-term debt: 70.6% and cash: 12.3% of total assets), and 73.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 17179 sector peers (2025).
NBB · sector comparison
Position among 17179 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
1 d early
2024
22 d early
2023
21 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JFA Management was incorporated on 2 November 2021 as a Private limited company.1 Total assets rose from EUR 7,450 in 2023 to EUR 78,716 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€20,669▲ 92.3%
2024 · €10,750
Total assets
€78,716▲ 163%
2024 · €29,986
Net result
€9,919▲ 33.1%
2024 · €7,453
Working capital
-€5,908
2024 · €10,750
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€1,070-€11,192▲ 946%€15,347▲ 37.1%
Net result€797-€7,453▲ 836%€9,919▲ 33.1%
Equity€3,297-€10,750▲ 226%€20,669▲ 92.3%
Total assets€7,450-€29,986▲ 302%€78,716▲ 163%
Debt€4,153-€19,237▲ 363%€58,047▲ 202%
Working capital€3,297-€10,750▲ 226%-€5,908
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000€15,000Operating result 2023: €1,070€1,070Net result 2023: €797€797Operating result 2024: €11,192€11,192Net result 2024: €7,453€7,453Operating result 2025: €15,347€15,347Net result 2025: €9,919€9,919202320242025€0€5,000€10,000€15,000Operating result 2023: €1,070€1,070Net result 2023: €797€797Operating result 2024: €11,192€11,200Net result 2024: €7,453€7,450Operating result 2025: €15,347€15,300Net result 2025: €9,919€9,920202320242025
The operating result has risen two years in a row; 2025 is 37% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78,716
Fixed assets €29,018
Current assets €49,697
Equity and liabilities €78,716
Equity €20,669 ▲ 92.3%
Debt €58,047 ▲ 202%
Debt's share of the balance-sheet total rises from 64.2% to 73.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€18,231
Cash flow
€12,803
Current ratio
0.89▼
2024 · 1.56
Debt to equity
2.81▲
2024 · 1.79
ROE
48.0%▼
2024 · 69.3%
ROA
12.6%▼
2024 · 24.9%
Interest coverage
13.61
Debt ≤ 1 year
€55,606▲
2024 · €19,237
Income taxes
€4,089▲
2024 · €2,971
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.1% went bankrupt
1.6% stopped otherwise
94% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€29,986€78,716▲
Fixed assets21/28-€29,018
Tangible fixed assets22/27-€29,018
Furniture and vehicles24-€29,018
Current assets29/58€29,986€49,697▲
Amounts receivable within one year40/41€7,880€39,389▲
Trade receivables40€7,880€39,389▲
Cash at bank and in hand54/58€22,106€9,643▼
Deferred charges and accrued income490/1-€666
Equity and liabilities
Total equity and liabilities10/49€29,986€78,716▲
Equity10/15€10,750€20,669▲
Contributions10/11€2,500€2,500=
Reserves13€7,453€17,372▲
Distributable reserves133€7,453€17,372▲
Profit (loss) carried forward14€797€797=
Amounts payable17/49€19,237€58,047▲
Amounts payable within one year42/48€19,237€55,606▲
Trade debts44€1,412€32,705▲
Suppliers440/4€1,412€32,705▲
Taxes, remuneration and social security45€3,147€4,437▲
Taxes450/3€3,147€4,437▲
Other amounts payable47/48€14,678€18,465▲
Accrued charges and deferred income492/3-€2,441
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2,884
Other operating charges640/8€330€424▲
Gross operating margin9900€11,522€18,655▲
Operating profit (loss)9901€11,192€15,347▲
Financial charges65/66B€768€1,339▲
Recurring financial charges65€768€1,339▲
Profit (loss) for the period before taxes9903€10,424€14,008▲
Income taxes67/77€2,971€4,089▲
Profit (loss) for the period9904€7,453€9,919▲
Profit (loss) for the period to be appropriated9905€7,453€9,919▲
Appropriation of the result
Profit (loss) to be appropriated9906€8,250€10,716▲
Profit (loss) brought forward from the previous period14P€797€797=
Transfer to equity691/2€7,453€9,919▲
To other reserves6921€7,453€9,919▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€2,884-
Other operating charges640/8€668€330€424▲ 28.7%
Gross operating margin9900€1,738€11,522€18,655▲ 61.9%
Operating profit (loss)9901€1,070€11,192€15,347▲ 37.1%
Financial charges65/66B-€768€1,339▲ 74.4%
Recurring financial charges65-€768€1,339▲ 74.4%
Profit (loss) for the period before taxes9903€1,070€10,424€14,008▲ 34.4%
Income taxes67/77€274€2,971€4,089▲ 37.6%
Profit (loss) for the period9904€797€7,453€9,919▲ 33.1%
Profit (loss) for the period to be appropriated9905€797€7,453€9,919▲ 33.1%
Line202320242025Change
Assets
Total assets20/58€7,450€29,986€78,716▲ 163%
Fixed assets21/28--€29,018-
Tangible fixed assets22/27--€29,018-
Furniture and vehicles24--€29,018-
Current assets29/58€7,450€29,986€49,697▲ 65.7%
Amounts receivable within one year40/41€4,950€7,880€39,389▲ 400%
Trade receivables40€4,950€7,880€39,389▲ 400%
Cash at bank and in hand54/58€2,500€22,106€9,643▼ 56.4%
Deferred charges and accrued income490/1--€666-
Equity and liabilities
Total equity and liabilities10/49€7,450€29,986€78,716▲ 163%
Equity10/15€3,297€10,750€20,669▲ 92.3%
Contributions10/11€2,500€2,500€2,500=
Reserves13-€7,453€17,372▲ 133%
Distributable reserves133-€7,453€17,372▲ 133%
Profit (loss) carried forward14€797€797€797=
Amounts payable17/49€4,153€19,237€58,047▲ 202%
Amounts payable within one year42/48€4,153€19,237€55,606▲ 189%
Trade debts44€746€1,412€32,705▲ 2,216%
Suppliers440/4€746€1,412€32,705▲ 2,216%
Taxes, remuneration and social security45€274€3,147€4,437▲ 41.0%
Taxes450/3€274€3,147€4,437▲ 41.0%
Other amounts payable47/48€3,134€14,678€18,465▲ 25.8%
Accrued charges and deferred income492/3--€2,441-
Line202320242025Change
Profit (loss) for the period9904€797€7,453€9,919▲ 33.1%
+ Depreciation and write-downs630--€2,884-
Operating cash flow (approximation)€797€7,453€12,803▲ 71.8%
Change in cash-€19,606-€12,463▼ 164%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
30-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Highest result since 2023net €9,919 ▲33.1%
Operating result €15,347, net result €9,919, both a record.
09-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
10-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
485 m²
Building footprint
166 m²
Volume, LiDAR
1,941 m³
2 parcels, Brussels · tallest building 16.0 m, ±5 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
JFA Management
Pierre en Marie Curielaan 82, 1050 ElseneIT consultancy
since 20212.328.228.939
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21446D0006/00R004 Brussels 346 m² 1 · 99 m² 16.0 m · 5 fl.
21332C0015/00E012 Brussels 139 m² 1 · 67 m² 11.4 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 13,105 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-11-2021
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
68110Buying and selling of own real estate
70100Activities of head offices
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0776739079
Registered 26-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.