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JEWELS GALLERY

Active
Public limited companyfounded 1987active for 38 yearsMarktplein 26, 7700 Mouscron, BelgiumKBO/BCE: BE 0432.720.067
Summary

JEWELS GALLERY has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €558,688 and a net result of €95,048. Equity has been stable since 2019 (±0.6% per year). Its solvency ranks better than 61% of 377 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 01-12-1987 Normal situation
Activity
Retail sale of watches and jewellery NACE 47770
Establishment unit
2.032.109.616 7700 Mouscron, since 29-12-1987
Financial year end
31 March
Peppol
Reachable since 09-01-2026

Board and ownership

Board
  • ClarorDirector · since 06-09-2019
Shareholders
  • CLAROR· score 632025 annual accounts of CLAROR

Financial position

94 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 31-03-2026
Gross margin
€128,161
▲ 6.1%
Turnover
≈ €600,000
estimated
Profit
€95,048
▲ 13.2%
Equity
€558,688
▲ 4.7%
Total assets
€1.2m
▲ 9.2%
Score breakdownraises riskSector: Retail trade (NACE 47)Liquidity: current ratio 2.82, cash €26,516lowers riskSize: total assets €1.2mFounded in 1987Show the evidence

Checked score

Score 2026
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 54% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2025
Strong
Solvency 72-2
equity 46.6% of total assets
Liquidity 39+3
short-term debt 32.7% · cash 2.2%
Profitability 79+9
return on assets 7.9%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025highest value 11-2025: 0.2%▼ -0.1 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.82 (2.81 in 2025), above the usual 1.5. Short-term debt is 32.7% and cash 2.2% of total assets. However, 53.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 61% of them on solvency, 36% on liquidity, 69% on profitability and 51% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 1987
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 2.82, cash €26,516
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026
Equity per financial year
1920212223242526
2019 to 2026 · latest year €558,688
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 09-09-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
52 days early
2025
10 days early
2024
19 days late
2023
372 days late
2022
737 days late
2021
59 days late
2020
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 165 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 19 November (4 of the last 5 accounts filed within 353 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Resignations: DEJANS Rita (director) and FERLIN Betty (director)Power of attorney: Benoit CLOET · Director discharge: DEJANS Rita · Director discharge: FERLIN Betty
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as JEWELS GALLERY: retail sale of watches and jewellery (NACE 47770). They are comparable in size and age: total assets between €741,000 and €1.2m, founded between 1989 and 1991.

CompanyTotal assetsGross margin
JEWELS GALLERY Mouscron€1.2m€0.1m
MICHAEL DURNHOLZ Eupen€1.1m€0.1m
ELIZABET Antwerpen€1.2m€0.1m
BIJOUTERIE LANGOHR - MILEUR Verviers€1.0m€0.2m
DANNY JEWELLERY Antwerpen€1.0m€0.1m
JUWELIERS JEHAES Sint-Truiden€1.0m€0.1m
BIJOUTERIE JOAILLERIE BROU Mouscron€0.7m€0.1m
Full comparison

Key facts about JEWELS GALLERY

What is the company number of JEWELS GALLERY?
The company number of JEWELS GALLERY is 0432.720.067. The VAT number is the same number with BE in front: BE 0432.720.067.
Where is JEWELS GALLERY based?
The registered office is at Marktplein 26, 7700 Mouscron.Company details
What does JEWELS GALLERY do?
According to the KBO register, the main activity is retail sale of watches and jewellery (NACE 47770).
What is the legal form of JEWELS GALLERY?
The legal form of JEWELS GALLERY is Public limited company (NV).
When was JEWELS GALLERY founded?
JEWELS GALLERY was founded on 01-12-1987.
Is JEWELS GALLERY still active?
Yes, JEWELS GALLERY is an active enterprise in the KBO register.
What is the turnover of JEWELS GALLERY?
The turnover in financial year 2026 is ≈ €600,000. This figure is estimated from the gross margin of €128,161 and 51 comparable companies (NACE 477). It probably lies between €410,000 and €1.2m.Financials
Is JEWELS GALLERY profitable?
In financial year 2026, JEWELS GALLERY made a profit of €95,048.
Where can I find the annual accounts of JEWELS GALLERY?
JEWELS GALLERY filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of JEWELS GALLERY due?
JEWELS GALLERY must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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