JEW
ActiveSummary
The computed 12-month bankruptcy probability of JEW is 1.7% (moderate). The 2025 annual accounts show equity of €95k and a net result of €35k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 72% of 13305 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+1
Solvency81▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.97 in 2024; short-term debt: 39.6% and cash: 39.7% of total assets), and 43.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.2%
Return on assets
20.6%
Age of the figures
16 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 31-12-2025, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
11 d early
2023
9 d early
2022
9 d early
2021
31 d late
2020
29 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close24-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▲ 7.1%
2024 · €89k
2019: €22k
2020: €8k
2021: €43k
2022: €108k
2023: €108k
2024: €89k
2019 → 2025
Total assets
€169k▲ 1.0%
2024 · €168k
2019: €214k
2020: €164k
2021: €156k
2022: €252k
2023: €220k
2024: €168k
2019 → 2025
Net result
€35k▲ 3.9%
2024 · €34k
2019: €-9k
2020: €-14k
2021: €35k
2022: €95k
2023: €59k
2024: €34k
2019 → 2025
Working capital
€54k▲ 8.4%
2024 · €50k
2019: €-37k
2020: €-44k
2021: €12k
2022: €80k
2023: €79k
2024: €50k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€108k▲ 149%€108k▲ 0.3%€89k▼ 18.0%€95k▲ 7.1%
Operating result€42k-€109k▲ 158%€84k▼ 23.6%€44k▼ 47.5%€45k▲ 3.7%
Net result€35k-€95k▲ 167%€59k▼ 37.2%€34k▼ 43.5%€35k▲ 3.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €169k
Fixed assets
€48k ▼ 27.8%
Current assets
€121k ▲ 20.0%
Equity and liabilities €169k
Equity
€95k ▲ 7.1%
Debt
€74k ▼ 5.9%
Debt's share of the balance-sheet total falls from 47.0% to 43.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€66k▲
2024 · €63k
Cash flow
€55k▲
2024 · €53k
Current ratio
1.80▼
2024 · 1.97
Quick ratio
1.65▼
2024 · 1.79
Debt to equity
0.78▼
2024 · 0.89
ROE
36.6%▼
2024 · 37.7%
ROA
20.6%▲
2024 · 20.0%
Interest coverage
86.07▲
2024 · 33.04
Debt ≤ 1 year
€67k▲
2024 · €51k
Debt > 1 year
€6k▼
2024 · €22k
Income taxes
€10k▲
2024 · €8k
Staff costs
€49k▲
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€168k€169k▲
Fixed assets21/28€67k€48k▼
Tangible fixed assets22/27€67k€48k▼
Plant, machinery and equipment23€9k€8k▼
Furniture and vehicles24€6k€4k▼
Other tangible fixed assets26€52k€36k▼
Current assets29/58€101k€121k▲
Stocks and contracts in progress3€9k€10k▲
Stocks30/36€9k€10k▲
Amounts receivable within one year40/41€35k€32k▼
Trade receivables40€24k€27k▲
Other amounts receivable41€12k€5k▼
Cash at bank and in hand54/58€44k€67k▲
Deferred charges and accrued income490/1€12k€12k▲
Equity and liabilities
Total equity and liabilities10/49€168k€169k▲
Equity10/15€89k€95k▲
Contributions10/11€75k€75k=
Reserves13€10k€20k▲
Distributable reserves133€10k€20k▲
Profit (loss) carried forward14€4k€0▼
Amounts payable17/49€79k€74k▼
Amounts payable after more than one year17€22k€6k▼
Financial debts170/4€22k€6k▼
Amounts payable within one year42/48€51k€67k▲
Current portion of amounts payable after more than one year42€21k€16k▼
Trade debts44€10k€19k▲
Suppliers440/4€10k€19k▲
Taxes, remuneration and social security45€16k€22k▲
Taxes450/3€15k€19k▲
Remuneration and social security454/9€800€3k▲
Other amounts payable47/48€4k€10k▲
Accrued charges and deferred income492/3€6k€768▼
Income statement
Code20242025
Non-recurring operating income76A-€103
Remuneration, social security and pensions62€46k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲
Other operating charges640/8€622€639▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€110k€118k▲
Operating profit (loss)9901€44k€45k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€766▼
Recurring financial charges65€2k€766▼
Profit (loss) for the period before taxes9903€42k€45k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€34k€35k▲
Profit (loss) for the period to be appropriated9905€34k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€39k▲
Profit (loss) brought forward from the previous period14P€3k€4k▲
Transfer from equity791/2€20k€0▼
Transfer to equity691/2-€10k
To other reserves6921-€10k
Profit to be distributed694/7€53k€29k▼
Return on contributions (dividend)694€53k€29k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-05
Financial
Highest result since 2019net €95k ▲167%
Operating result €109k, net result €95k, both a record.
31-05
Financial
Equity above €100kEq €108k ▲149%
2 profitable years in a row build equity to €108k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-05
Financial
Back to profitnet €35k
Net result €35k after 2 loss-making years.
31-05
Financial
Liquidity times 6current ratio 1.44
Current ratio from 0.26 to 1.44; short-term debt falls from €59k to €26k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
31-05
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Panne · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeedijk 1038660 De PanneGround area
2,652 m²
Building footprint
1,061 m²
Volume, LiDAR
22,769 m³
Parcel 38352E0786/00E000, Flanders · tallest building 32.9 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Pier Kloeffe
since 20172.264.121.936
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38352E0786/00E000 | Flanders | 2,652 m² | 1 · 1,061 m² | 32.9 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDe Panne2.264.121.936
Similar companies · same sector, comparable size
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MITAMITA
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CHICKEN CONCEPT
BE 0402.893.260
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SOCIETE DE PROMOTION DES TECHNOLOGIES DE L'INFORMATION
BE 0458.336.282
Sint-Gillis (bij-Brussel) · Eq €94,968
Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 7,882 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2017
Fiscal year end31-05
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.